Casa Inc. (JP:7196)
:7196
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Casa Inc.
(7196)
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Rating:59Neutral
Price Target:
¥754.00
▲(5.75% Upside)
Action:ReiteratedDate:03/13/26
The score is held back primarily by the sharp recent deterioration in profitability (margin and ROE decline) and an expensive P/E valuation. Offsetting factors are the low-leverage balance sheet and improved latest-year cash flow, while technical indicators suggest mostly neutral near-term momentum.
Positive Factors
Conservative balance sheet / low leverage
Sustained low leverage provides durable financial resilience and flexibility. With debt-to-equity near 0.09, the company can better absorb credit stress, support mortgage servicing or lending operations, and fund strategic initiatives or buybacks without immediate refinancing pressure.
Negative Factors
Sharp margin and ROE deterioration
A sudden, large drop in net margin and ROE signals a meaningful erosion of earnings power. Persistently lower margins reduce reinvestment capacity and shareholder returns, and suggest structural cost or pricing pressures that could take multiple quarters to reverse.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet / low leverage
Sustained low leverage provides durable financial resilience and flexibility. With debt-to-equity near 0.09, the company can better absorb credit stress, support mortgage servicing or lending operations, and fund strategic initiatives or buybacks without immediate refinancing pressure.
Read all positive factors
Casa Inc. (7196) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥7.38B
Dividend Yield4.49%
Average Volume (3M)20.40K
Price to Earnings (P/E)56.7
Beta (1Y)0.43
Revenue Growth5.76%
EPS GrowthN/A
CountryJP
Employees290
SectorFinancial
Sector Strength70
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)N/A
Shares Outstanding11,522,500
10 Day Avg. Volume26,810
30 Day Avg. Volume20,396
Financial Highlights & Ratios
PEG Ratio-0.72
Price to Book (P/B)1.06
Price to Sales (P/S)0.55
P/FCF Ratio14.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Casa Inc. Business Overview & Revenue Model
Company Description
Casa Inc. engages in the rental guarantee business in Japan. It offers guarantee, special benefit, and consultation services for residents, as well as manages rental properties for landlords. Casa Inc. was founded in 2008 and is headquartered in T...
Casa Inc. Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
76
Positive
Cash Flow
62
Positive
| Breakdown | TTM | Jan 2026 | Jan 2025 | Jan 2024 | Jan 2023 | Jan 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 12.50B | 12.75B | 12.16B | 11.22B | 10.29B | 10.34B |
| Gross Profit | 7.41B | 5.04B | 7.39B | 6.14B | 5.85B | 6.01B |
| EBITDA | 1.94B | 771.43M | 1.83B | 1.34B | 942.04M | 1.45B |
| Net Income | 1.15B | 123.45M | 602.00M | 605.15M | 254.74M | 647.48M |
Balance Sheet | ||||||
| Total Assets | 15.64B | 15.18B | 15.77B | 14.78B | 13.23B | 12.91B |
| Cash, Cash Equivalents and Short-Term Investments | 3.00B | 2.82B | 2.99B | 3.71B | 2.89B | 2.42B |
| Total Debt | 15.00M | 615.69M | 176.00M | 193.54M | 47.29M | 60.81M |
| Total Liabilities | 8.37B | 8.58B | 8.26B | 7.54B | 6.38B | 5.92B |
| Stockholders Equity | 7.27B | 6.60B | 7.51B | 7.24B | 6.84B | 6.98B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 482.24M | 8.00M | 932.62M | 962.80M | 276.72M |
| Operating Cash Flow | 0.00 | 544.58M | 13.66M | 1.14B | 1.17B | 728.76M |
| Investing Cash Flow | 0.00 | -184.79M | -334.00M | -11.25M | -300.71M | -1.01B |
| Financing Cash Flow | 0.00 | -523.06M | -401.00M | -314.72M | -391.39M | -480.39M |
Casa Inc. Technical Analysis
Negative
713.00
Price Trends
719.20
Negative
710.62
Negative
753.02
Negative
Market Momentum
-0.45
Positive
44.34
Neutral
14.04
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7196, the sentiment is Negative. The current price of 713 is below the 20-day moving average (MA) of 716.85, below the 50-day MA of 719.20, and below the 200-day MA of 753.02, indicating a bearish trend. The MACD of -0.45 indicates Positive momentum. The RSI at 44.34 is Neutral, neither overbought nor oversold. The STOCH value of 14.04 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7196.
Casa Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
84 Outperform | ¥77.87B | 21.69 | ― | 2.02% | 13.52% | 7.75% | |
73 Outperform | ¥9.44B | 5.72 | ― | 3.94% | 7.06% | 34.95% | |
71 Outperform | ¥3.76B | 3.97 | ― | 2.04% | 12.86% | -63.06% | |
69 Neutral | ¥432.85B | 16.35 | 14.42% | 4.80% | 10.39% | 12.77% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
59 Neutral | ¥7.38B | 56.68 | ― | 4.49% | 5.76% | ― | |
51 Neutral | ¥36.38B | 11.37 | ― | 4.51% | 4.86% | -10.59% |
* Financial Sector Average
JP:7196
Casa Inc.
712.00
-106.23
-12.98%
JP:7164
Zenkoku Hosho Co
3,146.00
276.44
9.63%
JP:7183
Anshin Guarantor Service Co., Ltd.
195.00
45.90
30.78%
JP:7192
Mortgage Service Japan Limited
642.00
200.00
45.25%
JP:7198
SBI ARUHI Corporation
841.00
14.83
1.80%
JP:8771
eGuarantee, Inc.
1,636.00
-109.93
-6.30%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.