Anshin Guarantor Service Co., Ltd. (7183) AI Stock Analysis

• Market Cap: ¥2.98B
• Dividend Yield: 1.75%
• Average Volume (3M): 41.31K
• Price to Earnings (P/E): 46.8
• Beta (1Y): 0.57
• Revenue Growth: 11.56%
• EPS Growth: -81.06%
• Country: JP
• Employees: 131
• Sector: Financial
• Sector Strength: 72
• Industry: Financial - Credit Services
• EPS (TTM): -1.72
• Shares Outstanding: 17,976,600
• 10 Day Avg. Volume: 66,200
• 30 Day Avg. Volume: 41,310
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 70 Outperform
• Price Target: ―

Anshin Guarantor Service Co., Ltd. demonstrates solid financial performance with strong revenue growth and a stable balance sheet, although it faces challenges with declining profit margins and cash flow volatility. The technical analysis indicates a bearish trend, with the stock trading below key moving averages. However, the company's attractive valuation, featuring a low P/E ratio and a decent dividend yield, provides potential upside for investors.

Anshin Guarantor Service Co., Ltd. Business Overview & Revenue Model

Company Description

Anshin Guarantor Service Co., Ltd. (7183) is a Japanese company that operates within the financial services sector, primarily focusing on providing guarantee services for rental contracts. The company's core offering facilitates the leasing process by acting as a guarantor for tenants, thereby ensuring landlords receive their rent payments on time and mitigating risks associated with tenant defaults. Anshin Guarantor Service Co., Ltd. aims to streamline rental transactions and enhance security for both property owners and tenants.

How the Company Makes Money

Anshin Guarantor Service Co., Ltd. generates revenue through fees charged for its guarantee services. These fees are typically paid by tenants who require a guarantor to secure their rental agreements. The company earns its income by providing landlords with a financial assurance that, in the event a tenant is unable to meet their rental obligations, Anshin will cover the unpaid rent. This service reduces the risk for landlords and adds value to the rental process. Additionally, the company may have partnerships with real estate agencies and property management firms, which help to channel a steady stream of clients in need of guarantee services, further contributing to its revenue. While specific financial details and other potential revenue streams are not publicly detailed, the primary income is derived from these guarantee service fees.

Anshin Guarantor Service Co., Ltd. Financial Statement Overview

Summary

Anshin Guarantor Service Co., Ltd. exhibits strong growth in revenue and a solid balance sheet, supported by a healthy equity position. However, recent declines in profit margins and cash flow volatility highlight areas for improvement. Overall, the company maintains a stable financial footing with opportunities for enhanced profitability and cash flow management.

Income Statement

The company demonstrates a consistent upward trend in revenue, showcasing a solid revenue growth rate over the years. However, there is a noticeable decline in gross profit margin and net profit margin recently. The EBIT and EBITDA margins remain strong, indicating efficient core operations.

Balance Sheet

The balance sheet reflects a healthy equity position with a stable debt-to-equity ratio, indicating prudent financial management. The equity ratio is strong, suggesting a solid buffer against liabilities. The consistent growth in stockholders' equity further strengthens the balance sheet.

Cash Flow

Cash flow from operations has been volatile, with a recent decline leading to negative free cash flow. The company has experienced fluctuations in free cash flow growth, which could pose potential risks. Despite this, the company maintains a positive operating cash flow to net income ratio over time.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	5.09B	5.38B	4.84B	4.50B	4.13B	3.95B
Gross Profit	309.75M	0.00	439.28M	571.04M	457.55M	672.60M
EBITDA	402.33M	165.86M	570.81M	786.80M	687.79M	898.97M
Net Income	237.70M	89.58M	373.62M	471.70M	400.81M	541.74M
Balance Sheet
Total Assets	11.86B	12.86B	11.11B	9.47B	8.07B	6.27B
Cash, Cash Equivalents and Short-Term Investments	1.06B	0.00	1.21B	1.36B	1.28B	1.22B
Total Debt	550.00M	600.00M	500.00M	350.00M	350.00M	300.00M
Total Liabilities	9.49B	10.50B	8.79B	7.31B	6.32B	3.33B
Stockholders Equity	2.37B	2.36B	2.32B	2.17B	1.75B	2.94B
Cash Flow
Free Cash Flow	-63.00M	-253.31M	-81.25M	135.11M	89.23M	365.31M
Operating Cash Flow	-60.00M	-243.15M	-30.23M	185.95M	170.00M	397.63M
Investing Cash Flow	-60.00M	-86.85M	-52.17M	-50.88M	-106.12M	-35.59M
Financing Cash Flow	-1.00M	47.77M	-68.41M	-53.73M	-3.64M	-36.06M

Anshin Guarantor Service Co., Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 165.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7183, the sentiment is Neutral. The current price of 165 is below the 20-day moving average (MA) of 166.70, below the 50-day MA of 165.66, and above the 200-day MA of 156.41, indicating a neutral trend. The MACD of 0.17 indicates Positive momentum. The RSI at 49.05 is Neutral, neither overbought nor oversold. The STOCH value of 39.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:7183.

Anshin Guarantor Service Co., Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
7164	78 Outperform	€454.04B	13.75	15.39%	3.14%	11.24%	17.73%
7167	71 Outperform	¥804.36B	13.93		1.75%	13.30%	40.85%
7183	70 Outperform	¥2.98B	46.76		1.75%	11.56%	-81.06%
7181	70 Outperform	¥1.46T	11.22		2.57%	-6.70%	58.89%
Sector *	67 Neutral	¥836.32B	13.01	9.24%	3.02%	7.93%	10.80%
7198	66 Neutral	¥35.81B	21.60		4.87%	4.72%	-12.08%
7185	64 Neutral	¥27.04B	12.92		0.96%	-5.85%	-31.62%