Recurring Fee-based Business ModelAnshin's core revenue comes from recurring service fees tied to rental guarantees, creating a predictable, fee-for-service revenue stream that supports steady cash inflows. Over months this durability helps retention with landlords/agents and underpins long-term unit economics.

Consistent Revenue Growth TrendThe company shows multi-period revenue expansion (13.9% reported and a 5.72% latest increase), indicating sustained market adoption of guarantor services. Persistent top-line growth supports scale benefits and provides a base to improve margins or fund strategic investments over the coming months.

Conservative Leverage And Solid Equity BaseLow leverage (D/E ~0.25) and a healthy equity ratio provide financial flexibility and resilience to shocks. This conservative balance sheet lowers refinancing risk, supports investment or M&A optionality, and allows the firm to sustain operations during cyclical stress over a 2–6 month horizon.

Bears Say

Sharply Declining MarginsMargins have deteriorated substantially (gross margin to 0%, net margin down to 1.67%), eroding the buffer to absorb cost shocks and limiting internal funds for growth or reserves. Persistently thin margins weaken long-term profitability resilience and strategic flexibility.

Negative Operating And Free Cash FlowsNegative operating and free cash flows and a negative operating-cash-to-net-income ratio indicate difficulties converting earnings into cash. This structural cash generation issue can force reliance on external financing, constrain reinvestment, and raise funding risk over several months.

Earnings Per Share ContractionA ~31.7% decline in EPS signals material pressure on profitability per share, reducing retained earnings and shareholder return capacity. Continued EPS contraction can limit dividend policy, investor confidence, and the ability to self-fund strategic initiatives in the medium term.

7183 FAQ

What was Anshin Guarantor Service Co., Ltd.’s price range in the past 12 months?

Anshin Guarantor Service Co., Ltd. lowest stock price was ¥130.00 and its highest was ¥213.00 in the past 12 months.

What is Anshin Guarantor Service Co., Ltd.’s market cap?

Anshin Guarantor Service Co., Ltd.’s market cap is ¥3.11B.

When is Anshin Guarantor Service Co., Ltd.’s upcoming earnings report date?

Anshin Guarantor Service Co., Ltd.’s upcoming earnings report date is May 13, 2026 which is in 68 days.

How were Anshin Guarantor Service Co., Ltd.’s earnings last quarter?

Anshin Guarantor Service Co., Ltd. released its earnings results on Feb 10, 2026. The company reported ¥9.63 earnings per share for the quarter, beating the consensus estimate of N/A by ¥9.63.

Is Anshin Guarantor Service Co., Ltd. overvalued?

According to Wall Street analysts Anshin Guarantor Service Co., Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Anshin Guarantor Service Co., Ltd. pay dividends?

Anshin Guarantor Service Co., Ltd. pays a Annually dividend of ¥3 which represents an annual dividend yield of 2.04%. See more information on Anshin Guarantor Service Co., Ltd. dividends here

What is Anshin Guarantor Service Co., Ltd.’s EPS estimate?

Anshin Guarantor Service Co., Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Anshin Guarantor Service Co., Ltd. have?

Anshin Guarantor Service Co., Ltd. has 17,976,600 shares outstanding.

What happened to Anshin Guarantor Service Co., Ltd.’s price movement after its last earnings report?

Anshin Guarantor Service Co., Ltd. reported an EPS of ¥9.63 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.938%.

Which hedge fund is a major shareholder of Anshin Guarantor Service Co., Ltd.?

Currently, no hedge funds are holding shares in JP:7183

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Anshin Guarantor Service Co., Ltd.

Anshin Guarantor Service Co., Ltd. engages in the guarantee business of rent debt in Japan. Its product includes Anshin Plus, Life Anshin Plus, AEON Card De Yachin, and Aplus Anshin Rent Guarantee, as well as provides online application and remittance services. The company was founded in 2002 and is headquartered in Tokyo, Japan.