Net Protections Holdings, Inc. (JP:7383)
:7383
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Net Protections Holdings, Inc.
(7383)
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Rating:68Neutral
Price Target:
¥512.00
▼(-39.76% Downside)
Action:ReiteratedDate:04/17/26
The score is driven primarily by improved financial performance (rapid TTM growth, restored profitability, and strong recent free cash flow). This is tempered by technical signals that remain mixed (below longer-term moving averages and negative MACD) and a valuation that is reasonable but not clearly compelling given prior volatility and the absence of a provided dividend yield.
Positive Factors
Revenue and profitability turnaround
A sharp TTM revenue increase with restored positive EBIT and net margins indicates product-market fit and scalable economics. Durable margin recovery supports reinvestment into product and distribution, reduces dependency on external capital, and improves multi-quarter earnings resilience.
Negative Factors
Historical profitability and cash volatility
Prior loss-making periods and swings in cash flow highlight execution and demand risk. Such volatility undermines forecasting, can raise funding and counterpart risk, and means recent profitability may be cyclical rather than fully entrenched absent consistent multi-period performance.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and profitability turnaround
A sharp TTM revenue increase with restored positive EBIT and net margins indicates product-market fit and scalable economics. Durable margin recovery supports reinvestment into product and distribution, reduces dependency on external capital, and improves multi-quarter earnings resilience.
Read all positive factors
Net Protections Holdings, Inc. (7383) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥41.68B
Dividend YieldN/A
Average Volume (3M)1.42M
Price to Earnings (P/E)20.8
Beta (1Y)1.66
Revenue Growth10.59%
EPS Growth203.06%
CountryJP
Employees333
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)N/A
Shares Outstanding99,481,000
10 Day Avg. Volume1,286,200
30 Day Avg. Volume1,416,780
Financial Highlights & Ratios
PEG Ratio-0.13
Price to Book (P/B)2.42
Price to Sales (P/S)2.02
P/FCF Ratio9.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Net Protections Holdings, Inc. Business Overview & Revenue Model
Company Description
Net Protections Holdings, Inc. (7383) is a leading Japanese fintech company specializing in providing payment solutions and credit services. The company primarily operates in the e-commerce sector, offering services such as deferred payment option...
How the Company Makes Money
Net Protections Holdings, Inc. generates revenue through its BNPL services by charging transaction fees to merchants for using its payment platform. The company’s revenue model capitalizes on its ability to process payments for businesses and prov...
Net Protections Holdings, Inc. Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
71
Positive
Cash Flow
77
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 24.07B | 23.03B | 20.84B | 19.33B | 18.66B | 18.11B |
| Gross Profit | 14.21B | 23.03B | 20.84B | 19.33B | 18.66B | 18.11B |
| EBITDA | 4.38B | 3.86B | 1.00B | 979.00M | 2.21B | 2.55B |
| Net Income | 1.92B | 1.35B | -828.00M | -443.00M | 235.00M | 574.00M |
Balance Sheet | ||||||
| Total Assets | 90.51B | 70.85B | 60.28B | 55.40B | 53.04B | 44.92B |
| Cash, Cash Equivalents and Short-Term Investments | 23.12B | 17.04B | 10.81B | 10.56B | 12.12B | 8.30B |
| Total Debt | 7.96B | 10.54B | 8.54B | 8.46B | 6.08B | 6.88B |
| Total Liabilities | 69.58B | 51.62B | 42.50B | 36.94B | 34.40B | 34.41B |
| Stockholders Equity | 20.87B | 19.17B | 17.70B | 18.37B | 18.64B | 10.51B |
Cash Flow | ||||||
| Free Cash Flow | 9.13B | 5.02B | 191.00M | -4.07B | 143.00M | 5.66B |
| Operating Cash Flow | 9.15B | 6.57B | 1.93B | -2.63B | 951.00M | 6.35B |
| Investing Cash Flow | -1.71B | -1.51B | -1.76B | -1.76B | -767.00M | -894.00M |
| Financing Cash Flow | 1.56B | 1.21B | 75.00M | 2.84B | 3.63B | -1.89B |
Net Protections Holdings, Inc. Technical Analysis
Neutral
850.00
Price Trends
443.60
Positive
495.14
Negative
646.41
Negative
Market Momentum
3.74
Negative
58.32
Neutral
95.29
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7383, the sentiment is Neutral. The current price of 850 is above the 20-day moving average (MA) of 394.90, above the 50-day MA of 443.60, and above the 200-day MA of 646.41, indicating a neutral trend. The MACD of 3.74 indicates Negative momentum. The RSI at 58.32 is Neutral, neither overbought nor oversold. The STOCH value of 95.29 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:7383.
Net Protections Holdings, Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
84 Outperform | ¥80.01B | 21.69 | ― | 2.02% | 11.65% | 10.43% | |
73 Outperform | ¥681.29B | 7.04 | 9.13% | 2.79% | 12.44% | -9.17% | |
69 Neutral | ¥784.56B | 10.93 | 7.97% | 3.48% | 6.28% | -7.53% | |
68 Neutral | ¥41.68B | 20.82 | ― | ― | 10.59% | 203.06% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥181.83B | 9.94 | ― | 4.42% | 2.57% | -28.03% | |
61 Neutral | ¥539.20B | 21.83 | 11.30% | 3.66% | 7.88% | 15.78% |
* Financial Sector Average
JP:7383
Net Protections Holdings, Inc.
419.00
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-7.30%
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Net Protections Holdings, Inc. Corporate Events
Net Protections Revamps CFO Role in Board Slate Ahead of June Shareholders Meeting
Mar 24, 2026
Net Protections Holdings has announced a slate of board nominees to be voted on at its eighth annual general meeting in June 2026, reaffirming President and Representative Director Shin Shibata, CIO Takashi Yamashita, and several outside directors...
Net Protections Faces Consumer Lawsuit Over BNPL Terms, Sees Limited Financial Impact
Mar 17, 2026
Net Protections Holdings has been sued in the Tokyo District Court by the Consumers Organization of Japan, which claims certain clauses in the company’s B2C payment service terms, including NP Atobarai and atone, violate the Consumer Contrac...
Net Protections Revises B2B Market Data in Latest Financial Results Presentation
Feb 20, 2026
Net Protections Holdings has announced corrections to its financial results presentation for the nine months ended December 31, 2025, originally disclosed on February 13, 2026. The changes focus on updating descriptions of progress with alliance p...
Net Protections Bets on B2B Growth With Sumitomo Mitsui Card Alliance
Feb 16, 2026
Net Protections Holdings, Inc. outlined how its new partnership with Sumitomo Mitsui Card will focus on the B2B domain, complementing Sumitomo Mitsui Card’s existing B2C alliance with GMO and reinforcing a clear division of roles across thos...
Net Protections CEO Opens Nine-Month FY2025 Results Briefing
Feb 13, 2026
Net Protections Holdings CEO Shibata opened a financial results presentation covering the nine months ended December 31, 2025, outlining the structure of the briefing for investors and stakeholders. The session is set to first review key financial...
Net Protections Ties Up With Sumitomo Mitsui Card to Expand B2B Payment Services
Feb 13, 2026
Net Protections Holdings’ subsidiary Net Protections has signed a memorandum of understanding for a business alliance with Sumitomo Mitsui Card Company to expand B2B payment services in Japan. The partnership combines Net Protections’ ...
Net Protections Launches Shareholder Perk Tied to BNPL Service Usage
Feb 13, 2026
Net Protections Holdings has approved the launch of a shareholder benefit program that awards NP Points, its proprietary loyalty currency, to investors holding at least 100 shares as of March 31, 2026. The tiered scheme grants between 1,000 and 5,...
Net Protections Delivers Strong Nine-Month Profit Growth and Confirms Fiscal 2026 Outlook
Feb 13, 2026
Net Protections Holdings reported solid growth for the nine months ended December 31, 2025, with operating revenue rising 9.7% year on year to ¥18.96 billion and operating profit jumping 42.7% to ¥2.53 billion. Profit attributable to own...
Net Protections Strikes B2B Payment Alliance MOU With Sumitomo Mitsui Card
Feb 13, 2026
Net Protections Holdings said its subsidiary Net Protections, Inc. has signed a memorandum of understanding for a business alliance in B2B payments with Sumitomo Mitsui Card Company, aiming to jointly develop high-impact cashless services for corp...
Net Protections Launches Shareholder Perk Tied to BNPL Loyalty Points
Feb 13, 2026
Net Protections Holdings has approved the introduction of a new shareholder benefit program that grants NP Points, its proprietary loyalty points, to investors holding at least 100 shares as of March 31, 2026. The benefit is structured on a slidin...
Net Protections Delivers Double-Digit Profit Growth and Affirms Full-Year Outlook
Feb 13, 2026
Net Protections Holdings reported consolidated operating revenue of ¥18.96 billion for the nine months ended December 31, 2025, up 9.7% year-on-year, with operating profit surging 42.7% to ¥2.53 billion and profit attributable to owners ...
Net Protections and JCB Forge Strategic Alliance to Expand B2B Payment Services
Feb 6, 2026
Net Protections Holdings has signed a memorandum of understanding with its subsidiary Net Protections, Inc. and card giant JCB Co., Ltd. to form a strategic business alliance in B2B payments, aiming to jointly capture the expanding corporate payme...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.