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Net Protections Holdings, Inc. (JP:7383)
:7383
Japanese Market

Net Protections Holdings, Inc. (7383) AI Stock Analysis

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JP:7383

Net Protections Holdings, Inc.

(7383)

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Neutral 59 (OpenAI - 5.2)
Rating:59Neutral
Price Target:
¥408.00
▼(-52.00% Downside)
Action:ReiteratedDate:03/19/26
The score is supported primarily by the financial turnaround and strong recent free cash flow, but is held back by a pronounced downtrend in technical indicators (price below all key moving averages and negative MACD) and only moderate valuation alongside historical volatility.
Positive Factors
Revenue and Profitability Turnaround
A 64.4% TTM revenue surge with restored net and EBIT margins represents a material operating turnaround. Sustained top-line growth with positive margins supports scalable unit economics, improving internal funding capacity and the likelihood of steadier earnings over the next several quarters.
Negative Factors
Historic Earnings and Cash Flow Volatility
Profitability and cash generation have swung from losses to profits in a short period, reducing predictability. Persistent volatility increases execution risk, complicates forecasting and may raise counterparty or funding costs that constrain strategic initiatives over the coming months.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and Profitability Turnaround
A 64.4% TTM revenue surge with restored net and EBIT margins represents a material operating turnaround. Sustained top-line growth with positive margins supports scalable unit economics, improving internal funding capacity and the likelihood of steadier earnings over the next several quarters.
Read all positive factors

Net Protections Holdings, Inc. (7383) vs. iShares MSCI Japan ETF (EWJ)

Net Protections Holdings, Inc. Business Overview & Revenue Model

Company Description
Net Protections Holdings, Inc. (7383) is a leading Japanese fintech company specializing in providing payment solutions and credit services. The company primarily operates in the e-commerce sector, offering services such as deferred payment option...
How the Company Makes Money
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Net Protections Holdings, Inc. Financial Statement Overview

Summary
Financials show a meaningful turnaround with strong TTM revenue growth (+64.4%), restored profitability (net margin ~7.7%, EBIT margin ~10.5%), and solid cash generation (operating and free cash flow ~¥9.1B with ~1.0x FCF-to-earnings). Offsetting this are historically volatile earnings/cash flows (losses in 2023–2024; negative cash flow in 2023) and a recent decline in free cash flow growth (-18.2%), which reduces predictability.
Income Statement
74
Positive
Balance Sheet
71
Positive
Cash Flow
77
Positive
BreakdownTTMMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue24.07B23.03B20.84B19.33B18.66B18.11B
Gross Profit14.21B23.03B20.84B19.33B18.66B18.11B
EBITDA4.38B3.86B1.00B979.00M2.21B2.55B
Net Income1.92B1.35B-828.00M-443.00M235.00M574.00M
Balance Sheet
Total Assets90.51B70.85B60.28B55.40B53.04B44.92B
Cash, Cash Equivalents and Short-Term Investments23.12B17.04B10.81B10.56B12.12B8.30B
Total Debt7.96B10.54B8.54B8.46B6.08B6.88B
Total Liabilities69.58B51.62B42.50B36.94B34.40B34.41B
Stockholders Equity20.87B19.17B17.70B18.37B18.64B10.51B
Cash Flow
Free Cash Flow9.13B5.02B191.00M-4.07B143.00M5.66B
Operating Cash Flow9.15B6.57B1.93B-2.63B951.00M6.35B
Investing Cash Flow-1.71B-1.51B-1.76B-1.76B-767.00M-894.00M
Financing Cash Flow1.56B1.21B75.00M2.84B3.63B-1.89B

Net Protections Holdings, Inc. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price850.00
Price Trends
50DMA
477.28
Negative
100DMA
540.15
Negative
200DMA
658.12
Negative
Market Momentum
MACD
-38.30
Positive
RSI
37.42
Neutral
STOCH
19.67
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7383, the sentiment is Negative. The current price of 850 is above the 20-day moving average (MA) of 446.50, above the 50-day MA of 477.28, and above the 200-day MA of 658.12, indicating a bearish trend. The MACD of -38.30 indicates Positive momentum. The RSI at 37.42 is Neutral, neither overbought nor oversold. The STOCH value of 19.67 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7383.

Net Protections Holdings, Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
84
Outperform
¥74.57B21.692.02%13.52%7.75%
73
Outperform
¥657.22B7.049.13%2.79%20.96%22.58%
69
Neutral
¥750.56B10.937.97%3.48%6.65%-4.35%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
¥185.85B9.944.42%2.13%-25.62%
61
Neutral
¥559.48B21.8311.30%3.66%8.02%19.35%
59
Neutral
¥35.41B20.8213.25%1251.39%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:7383
Net Protections Holdings, Inc.
356.00
-139.00
-28.08%
JP:8572
ACOM Co
479.10
93.43
24.23%
JP:8253
Credit Saison Co
4,205.00
519.00
14.08%
JP:8252
Marui Group Co
3,117.00
472.47
17.87%
JP:8584
Jaccs Co., Ltd.
4,165.00
250.71
6.40%
JP:8771
eGuarantee, Inc.
1,645.00
-146.00
-8.15%

Net Protections Holdings, Inc. Corporate Events

Net Protections Revamps CFO Role in Board Slate Ahead of June Shareholders Meeting
Mar 24, 2026
Net Protections Holdings has announced a slate of board nominees to be voted on at its eighth annual general meeting in June 2026, reaffirming President and Representative Director Shin Shibata, CIO Takashi Yamashita, and several outside directors...
Net Protections Faces Consumer Lawsuit Over BNPL Terms, Sees Limited Financial Impact
Mar 17, 2026
Net Protections Holdings has been sued in the Tokyo District Court by the Consumers Organization of Japan, which claims certain clauses in the company’s B2C payment service terms, including NP Atobarai and atone, violate the Consumer Contrac...
Net Protections Revises B2B Market Data in Latest Financial Results Presentation
Feb 20, 2026
Net Protections Holdings has announced corrections to its financial results presentation for the nine months ended December 31, 2025, originally disclosed on February 13, 2026. The changes focus on updating descriptions of progress with alliance p...
Net Protections Bets on B2B Growth With Sumitomo Mitsui Card Alliance
Feb 16, 2026
Net Protections Holdings, Inc. outlined how its new partnership with Sumitomo Mitsui Card will focus on the B2B domain, complementing Sumitomo Mitsui Card’s existing B2C alliance with GMO and reinforcing a clear division of roles across thos...
Net Protections CEO Opens Nine-Month FY2025 Results Briefing
Feb 13, 2026
Net Protections Holdings CEO Shibata opened a financial results presentation covering the nine months ended December 31, 2025, outlining the structure of the briefing for investors and stakeholders. The session is set to first review key financial...
Net Protections Ties Up With Sumitomo Mitsui Card to Expand B2B Payment Services
Feb 13, 2026
Net Protections Holdings’ subsidiary Net Protections has signed a memorandum of understanding for a business alliance with Sumitomo Mitsui Card Company to expand B2B payment services in Japan. The partnership combines Net Protections’ ...
Net Protections Launches Shareholder Perk Tied to BNPL Service Usage
Feb 13, 2026
Net Protections Holdings has approved the launch of a shareholder benefit program that awards NP Points, its proprietary loyalty currency, to investors holding at least 100 shares as of March 31, 2026. The tiered scheme grants between 1,000 and 5,...
Net Protections Delivers Strong Nine-Month Profit Growth and Confirms Fiscal 2026 Outlook
Feb 13, 2026
Net Protections Holdings reported solid growth for the nine months ended December 31, 2025, with operating revenue rising 9.7% year on year to ¥18.96 billion and operating profit jumping 42.7% to ¥2.53 billion. Profit attributable to own...
Net Protections Strikes B2B Payment Alliance MOU With Sumitomo Mitsui Card
Feb 13, 2026
Net Protections Holdings said its subsidiary Net Protections, Inc. has signed a memorandum of understanding for a business alliance in B2B payments with Sumitomo Mitsui Card Company, aiming to jointly develop high-impact cashless services for corp...
Net Protections Launches Shareholder Perk Tied to BNPL Loyalty Points
Feb 13, 2026
Net Protections Holdings has approved the introduction of a new shareholder benefit program that grants NP Points, its proprietary loyalty points, to investors holding at least 100 shares as of March 31, 2026. The benefit is structured on a slidin...
Net Protections Delivers Double-Digit Profit Growth and Affirms Full-Year Outlook
Feb 13, 2026
Net Protections Holdings reported consolidated operating revenue of ¥18.96 billion for the nine months ended December 31, 2025, up 9.7% year-on-year, with operating profit surging 42.7% to ¥2.53 billion and profit attributable to owners ...
Net Protections and JCB Forge Strategic Alliance to Expand B2B Payment Services
Feb 6, 2026
Net Protections Holdings has signed a memorandum of understanding with its subsidiary Net Protections, Inc. and card giant JCB Co., Ltd. to form a strategic business alliance in B2B payments, aiming to jointly capture the expanding corporate payme...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Mar 19, 2026