Nippon Insure Co. Ltd. (JP:5843)
:5843
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Nippon Insure Co. Ltd.
(5843)
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Rating:66Neutral
Price Target:
¥2,446.00
▼(-13.63% Downside)
Action:ReiteratedDate:03/24/26
Above-average financial performance (growth, improving margins, healthy ROE, and lower leverage) is the primary support for the score, reinforced by a reasonable valuation. These positives are tempered by weak technicals, with the stock trading below all major moving averages and bearish momentum signals.
Positive Factors
Consistent Revenue Growth
Multi-year top-line growth (roughly 10%–20% annually, ~16% in 2025) indicates durable demand and successful business execution. Sustained revenue expansion supports scale economics, product distribution, and provides a base for further margin improvement and reinvestment over the next several quarters.
Negative Factors
Uneven Cash Generation
Volatile free cash flow conversion undermines predictability of funds available for claims, reserves, and capital returns. Even with a strong 2025 conversion, inconsistent cash across 2023–2024 means management may need higher liquidity buffers or external financing during stress, raising medium-term operational risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent Revenue Growth
Multi-year top-line growth (roughly 10%–20% annually, ~16% in 2025) indicates durable demand and successful business execution. Sustained revenue expansion supports scale economics, product distribution, and provides a base for further margin improvement and reinvestment over the next several quarters.
Read all positive factors
Nippon Insure Co. Ltd. (5843) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥6.56B
Dividend Yield0.72%
Average Volume (3M)23.55K
Price to Earnings (P/E)11.6
Beta (1Y)0.34
Revenue Growth16.84%
EPS Growth83.80%
CountryJP
Employees107
SectorFinancial
Sector Strength70
IndustryInsurance - Specialty
Share Statistics
EPS (TTM)56.23
Shares Outstanding2,869,800
10 Day Avg. Volume14,740
30 Day Avg. Volume23,546
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)3.36
Price to Sales (P/S)2.24
P/FCF Ratio22.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Nippon Insure Co. Ltd. Business Overview & Revenue Model
Company Description
Nippon Insure Co. Ltd. (5843) is a prominent insurance provider based in Japan, specializing in a wide array of insurance services. The company operates primarily in the life and non-life insurance sectors, offering products such as life insurance...
Nippon Insure Co. Ltd. Financial Statement Overview
Summary
Income Statement
82
Very Positive
Balance Sheet
78
Positive
Cash Flow
66
Positive
| Breakdown | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.74B | 3.22B | 2.88B | 2.61B | 2.17B |
| Gross Profit | 2.34B | 3.22B | 2.88B | 2.61B | 2.17B |
| EBITDA | 813.05M | 448.91M | 332.91M | 443.51M | 203.89M |
| Net Income | 528.47M | 280.12M | 196.88M | 255.39M | 105.19M |
Balance Sheet | |||||
| Total Assets | 5.34B | 4.60B | 3.41B | 2.91B | 2.26B |
| Cash, Cash Equivalents and Short-Term Investments | 2.76B | 2.46B | 1.73B | 1.62B | 1.33B |
| Total Debt | 494.92M | 503.18M | 502.22M | 403.73M | 342.38M |
| Total Liabilities | 2.84B | 2.62B | 2.31B | 2.01B | 1.60B |
| Stockholders Equity | 2.49B | 1.98B | 1.10B | 905.61M | 651.91M |
Cash Flow | |||||
| Free Cash Flow | 378.97M | 145.17M | 32.24M | 256.13M | 143.34M |
| Operating Cash Flow | 383.75M | 196.63M | 64.11M | 278.11M | 190.25M |
| Investing Cash Flow | -65.07M | -59.41M | -53.48M | -27.17M | -57.12M |
| Financing Cash Flow | -19.30M | 593.50M | 98.50M | 39.41M | 98.77M |
Nippon Insure Co. Ltd. Technical Analysis
Negative
2832.00
Price Trends
2436.26
Negative
2533.95
Negative
2639.33
Negative
Market Momentum
-24.60
Negative
46.78
Neutral
38.89
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:5843, the sentiment is Negative. The current price of 2832 is above the 20-day moving average (MA) of 2323.60, above the 50-day MA of 2436.26, and above the 200-day MA of 2639.33, indicating a neutral trend. The MACD of -24.60 indicates Negative momentum. The RSI at 46.78 is Neutral, neither overbought nor oversold. The STOCH value of 38.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:5843.
Nippon Insure Co. Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
84 Outperform | ¥79.11B | 21.69 | ― | 2.02% | 11.65% | 10.43% | |
76 Outperform | ¥109.94B | -6,185.63 | ― | 0.82% | 11.39% | -32.36% | |
71 Outperform | ¥34.75B | 7.00 | 4.94% | 4.00% | 16.17% | 34.90% | |
69 Neutral | ¥51.11B | 19.36 | 6.16% | 1.10% | 14.26% | 90.42% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥149.19B | 22.15 | ― | ― | 17.10% | 15.01% | |
66 Neutral | ¥6.56B | 11.55 | ― | 0.72% | 16.84% | 83.80% |
* Financial Sector Average
JP:5843
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.