Consistent Revenue GrowthSustained revenue expansion across multiple years indicates growing premium volumes and successful product uptake. For an insurer, multi-year top-line growth supports reserve-building, diversification of underwriting risk, and stronger reinvestment capacity, underpinning durable earnings potential.

Robust Margin ProfileImproving gross and net margins point to effective underwriting discipline and cost control. Persistent margin strength enhances retained earnings and capital generation, improving ability to absorb underwriting shocks and fund growth without relying excessively on external capital over the medium term.

Prudent Balance SheetA stable balance sheet with prudent leverage and solid equity ratio supports regulatory capital adequacy and ratings resilience. Consistent ROE suggests efficient use of capital, allowing the firm to support underwriting capacity and invest in long-term initiatives while keeping solvency risk contained.

Bears Say

Free Cash Flow VariabilityVariable free cash flow makes reserve funding, dividend policy, and strategic investments harder to plan. For insurers, unpredictable cash generation can strain liquidity for claim spikes or opportunistic investments, necessitating larger liquidity buffers or more conservative capital deployment.

Rising Debt TrendsA gradual uptick in total debt, even if manageable now, can erode financial flexibility over time and raise interest expense sensitivity. Growing leverage limits room for balance-sheet support in adverse underwriting cycles and may constrain capital actions like buybacks or increased dividends.

Limited Operational ScaleA relatively small employee base suggests more limited distribution, product development bandwidth, and geographic scale versus larger competitors. In insurance, scale drives pricing, risk pooling and distribution efficiency; limited scale can slow market share gains and raise per-policy operating costs.

5843 FAQ

What was Nippon Insure Co. Ltd.’s price range in the past 12 months?

Nippon Insure Co. Ltd. lowest stock price was ¥1306.00 and its highest was ¥3485.00 in the past 12 months.

What is Nippon Insure Co. Ltd.’s market cap?

Nippon Insure Co. Ltd.’s market cap is ¥7.22B.

When is Nippon Insure Co. Ltd.’s upcoming earnings report date?

Nippon Insure Co. Ltd.’s upcoming earnings report date is May 20, 2026 which is in 93 days.

How were Nippon Insure Co. Ltd.’s earnings last quarter?

Nippon Insure Co. Ltd. released its earnings results on Feb 13, 2026. The company reported ¥56.23 earnings per share for the quarter, beating the consensus estimate of N/A by ¥56.23.

Is Nippon Insure Co. Ltd. overvalued?

According to Wall Street analysts Nippon Insure Co. Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Nippon Insure Co. Ltd. pay dividends?

Nippon Insure Co. Ltd. pays a Notavailable dividend of ¥19 which represents an annual dividend yield of 0.72%. See more information on Nippon Insure Co. Ltd. dividends here

What is Nippon Insure Co. Ltd.’s EPS estimate?

Nippon Insure Co. Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Nippon Insure Co. Ltd. have?

Nippon Insure Co. Ltd. has 2,869,800 shares outstanding.

What happened to Nippon Insure Co. Ltd.’s price movement after its last earnings report?

Nippon Insure Co. Ltd. reported an EPS of ¥56.23 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.965%.

Which hedge fund is a major shareholder of Nippon Insure Co. Ltd.?

Currently, no hedge funds are holding shares in JP:5843

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Nippon Insure Co. Ltd.

Nippon Insure Co. Ltd. (5843) is a prominent insurance provider based in Japan, specializing in a wide array of insurance services. The company operates primarily in the life and non-life insurance sectors, offering products such as life insurance, health insurance, property and casualty insurance, and automobile insurance. With a strong emphasis on customer-centric solutions, Nippon Insure aims to cater to both individual and corporate clients, ensuring comprehensive risk management and financial security.