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Fines, Inc. (JP:5125)
:5125
Japanese Market
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Fines, Inc. (5125) AI Stock Analysis

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JP:5125

Fines, Inc.

(5125)

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Neutral 57 (OpenAI - 5.2)
Rating:57Neutral
Price Target:
¥491.00
▼(-32.55% Downside)
Action:Reiterated
Date:05/19/26
The score is held up by a very strong, debt-free balance sheet and still-positive profitability, but is weighed down by deteriorating recent revenue/margin trajectory and very bearish technical conditions (below major moving averages with negative MACD). Valuation is difficult to assess due to a negative P/E and no stated dividend yield.
Positive Factors
Debt-free balance sheet
A zero-debt balance sheet provides durable financial flexibility: it reduces bankruptcy and interest-rate risk, supports opportunistic investment or M&A, and gives management latitude to fund operations or strategic initiatives without reliance on external leverage during multi-quarter downturns.
Negative Factors
Consecutive revenue declines
Two sequential years of revenue decline signal weakening demand or loss of market share. Over 2–6 months this trend can persist absent clear recovery drivers, limiting growth opportunities, constraining operating leverage, and forcing management to prioritize stabilization over expansion.
Read all positive and negative factors
Positive Factors
Negative Factors
Debt-free balance sheet
A zero-debt balance sheet provides durable financial flexibility: it reduces bankruptcy and interest-rate risk, supports opportunistic investment or M&A, and gives management latitude to fund operations or strategic initiatives without reliance on external leverage during multi-quarter downturns.
Read all positive factors

Fines, Inc. (5125) vs. iShares MSCI Japan ETF (EWJ)

Fines, Inc. Business Overview & Revenue Model

Company Description
Established in 2009 and headquartered in Shibuya, Japan, Fines Inc. delivers comprehensive video creation and live streaming solutions. The company serves a diverse clientele, ranging from large corporate entities to independent business owners. I...

Fines, Inc. Financial Statement Overview

Summary
Strong balance sheet (debt-free) supports a high quality profile, but operating performance has weakened: revenue contracted for two consecutive years and net margins have compressed versus 2022–2023. Cash flow improved in 2025, yet overall cash conversion has been uneven.
Income Statement
62
Positive
Balance Sheet
91
Very Positive
Cash Flow
66
Positive
BreakdownTTMJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue2.57B2.76B2.69B2.76B2.91B2.60B
Gross Profit2.07B2.18B2.12B2.24B2.44B2.10B
EBITDA282.16M209.77M396.79M376.59M769.72M612.32M
Net Income147.73M58.90M233.71M238.89M510.03M420.32M
Balance Sheet
Total Assets3.49B3.54B2.74B2.58B2.39B1.48B
Cash, Cash Equivalents and Short-Term Investments1.82B1.74B1.96B1.76B1.74B965.36M
Total Debt735.81M715.12M0.000.000.0020.00M
Total Liabilities1.29B1.33B548.97M567.08M638.79M660.27M
Stockholders Equity2.20B2.21B2.19B2.01B1.75B818.10M
Cash Flow
Free Cash Flow0.00-56.56M276.11M8.05M458.45M559.52M
Operating Cash Flow0.00-52.52M278.68M151.31M464.85M561.61M
Investing Cash Flow0.00-790.06M-18.25M-141.28M-83.34M-3.40M
Financing Cash Flow0.00621.19M-61.48M15.96M390.30M-460.01M

Fines, Inc. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price728.00
Price Trends
50DMA
470.52
Positive
100DMA
531.95
Negative
200DMA
614.11
Negative
Market Momentum
MACD
1.05
Negative
RSI
49.80
Neutral
STOCH
58.90
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:5125, the sentiment is Negative. The current price of 728 is above the 20-day moving average (MA) of 476.15, above the 50-day MA of 470.52, and above the 200-day MA of 614.11, indicating a neutral trend. The MACD of 1.05 indicates Negative momentum. The RSI at 49.80 is Neutral, neither overbought nor oversold. The STOCH value of 58.90 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:5125.

Fines, Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
82
Outperform
¥590.77B22.341.12%-1.08%9.95%
72
Outperform
¥8.83B16.233.92%3.36%-0.60%
68
Neutral
¥14.93B13.591.40%7.82%-52.34%
59
Neutral
¥22.53B33.791.11%-3.66%-23.42%
57
Neutral
¥2.22B14.812.73%-75.37%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
41
Neutral
¥2.65B-5.34-24.70%-80.94%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:5125
Fines, Inc.
476.00
-127.00
-21.06%
JP:3686
DLE, Inc.
61.00
-79.00
-56.43%
JP:3791
IG Port, Inc.
1,120.00
-525.61
-31.94%
JP:4308
J-Stream Inc.
355.00
1.59
0.45%
JP:4712
KeyHolder, Inc.
788.00
60.38
8.30%
JP:4816
Toei Animation Co., Ltd.
2,828.00
-504.23
-15.13%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: May 19, 2026