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Bank of Innovation, Inc. (JP:4393)
:4393
Japanese Market
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Bank of Innovation, Inc. (4393) AI Stock Analysis

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JP:4393

Bank of Innovation, Inc.

(4393)

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Neutral 58 (OpenAI - 5.2)
Rating:58Neutral
Price Target:
¥5,190.00
▼(-15.20% Downside)
Action:Reiterated
Date:12/11/25
The overall stock score is primarily influenced by strong financial performance, despite some operational challenges and cash flow volatility. Technical analysis indicates a bearish trend, which negatively impacts the score. The valuation is reasonable, but the lack of a dividend yield may deter some investors.
Positive Factors
Balance Sheet Strength
The company’s high equity ratio and very low leverage provide durable financial flexibility to fund live-ops, new title development, and M&A without heavy refinancing. Strong ROE indicates efficient capital use, supporting sustainable profitability through cycles.
Negative Factors
Recent Revenue Trend
A negative recent revenue growth metric indicates variability in top-line momentum and dependence on the timing of hit releases. For a games publisher this heightens execution risk over the next several months and makes forecasting recurring revenue less reliable.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance Sheet Strength
The company’s high equity ratio and very low leverage provide durable financial flexibility to fund live-ops, new title development, and M&A without heavy refinancing. Strong ROE indicates efficient capital use, supporting sustainable profitability through cycles.
Read all positive factors

Bank of Innovation, Inc. (4393) vs. iShares MSCI Japan ETF (EWJ)

Bank of Innovation, Inc. Business Overview & Revenue Model

Company Description
Headquartered in Tokyo, Japan, Bank of Innovation, Inc. specializes in the development and operation of games for smartphones. The company, which was established in 2006, offers titles such as Mitrasphere and Cryptotract....
How the Company Makes Money
Bank of Innovation primarily generates revenue from its mobile games. Its main revenue stream is in-app purchases (microtransactions) made by users to obtain virtual items, characters, or other in-game benefits, typically within free-to-play game ...

Bank of Innovation, Inc. Financial Statement Overview

Summary
The company has shown strong revenue growth and profitability improvements, supported by a solid balance sheet with low leverage. However, operational efficiency and cash flow stability remain areas to monitor.
Income Statement
72
Positive
Balance Sheet
65
Positive
Cash Flow
68
Positive
BreakdownTTMSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue11.95B12.37B13.62B21.33B2.43B2.13B
Gross Profit5.34B7.24B7.32B11.86B606.97M471.06M
EBITDA2.31B2.17B1.35B4.91B-1.00B-801.03M
Net Income1.70B1.35B895.00M3.29B-838.45M-541.59M
Balance Sheet
Total Assets8.31B8.54B5.82B8.09B2.04B2.47B
Cash, Cash Equivalents and Short-Term Investments5.68B5.39B2.90B5.42B1.04B1.67B
Total Debt0.0013.00M200.00M555.00M1.28B1.45B
Total Liabilities1.67B2.73B1.35B4.41B1.64B1.75B
Stockholders Equity6.64B5.82B4.47B3.68B399.32M722.29M
Cash Flow
Free Cash Flow2.83B2.83B-1.74B5.16B-974.50M-735.35M
Operating Cash Flow2.87B2.87B-1.72B5.21B-974.29M-729.83M
Investing Cash Flow123.00M123.00M-428.00M-278.00M96.36M-65.44M
Financing Cash Flow-188.00M-188.00M-462.00M-739.00M349.19M-74.92M

Bank of Innovation, Inc. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price6120.00
Price Trends
50DMA
4958.20
Positive
100DMA
5089.50
Negative
200DMA
6056.85
Negative
Market Momentum
MACD
40.42
Negative
RSI
52.35
Neutral
STOCH
52.24
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4393, the sentiment is Neutral. The current price of 6120 is above the 20-day moving average (MA) of 4804.75, above the 50-day MA of 4958.20, and above the 200-day MA of 6056.85, indicating a neutral trend. The MACD of 40.42 indicates Negative momentum. The RSI at 52.35 is Neutral, neither overbought nor oversold. The STOCH value of 52.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:4393.

Bank of Innovation, Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
66
Neutral
¥9.34B10.56-21.20%141.82%
58
Neutral
¥19.42B11.51-3.50%209.08%
58
Neutral
¥12.14B59.8638.66%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
54
Neutral
¥70.39B30.721.59%2.09%-8.43%-5.44%
54
Neutral
¥13.04B8.402.70%-30.63%
42
Neutral
¥17.54B-2.74-17.15%-70.83%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:4393
Bank of Innovation, Inc.
4,945.00
-5,865.00
-54.26%
JP:3632
GREE
391.00
-65.03
-14.26%
JP:3656
KLab Inc.
204.00
85.00
71.43%
JP:3793
Drecom Co., Ltd.
430.00
-112.00
-20.66%
JP:3903
gumi, Inc.
239.00
-431.00
-64.33%
JP:3911
Aiming, Inc.
201.00
-44.00
-17.96%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Dec 11, 2025