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Bank of Innovation, Inc. (JP:4393)
:4393
Japanese Market
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Bank of Innovation, Inc. (4393) Price & Analysis

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4393 Stock Chart & Stats

¥6120.00
¥220.00(3.36%)
At close: 4:00 PM EST
¥6120.00
¥220.00(3.36%)

Bulls Say, Bears Say

Bulls Say
Recent Strong Revenue Growth And Healthy Gross MarginsAn 82.3% year-over-year revenue jump with a 48.5% gross margin and improved net margin indicates expanding customer adoption and durable unit economics. Over 2–6 months this supports reinvestment in digital channels, scale advantages, and sustained ability to fund product growth without relying on volatile funding.
Low Leverage And Strong Return On EquityVery low leverage and a high equity ratio give the bank financial flexibility and regulatory cushion, while a 23.2% ROE shows effective capital deployment. Over months this reduces refinancing and solvency risk and supports continued lending and strategic investments without pressing funding constraints.
Operating Cash-flow Turnaround And Strong Cash ConversionPositive operating and free cash flow with OCF/net income >2 indicates earnings convert well to cash, enabling organic growth, reserves buildup, and capital allocation flexibility. This durable cash generation capability supports payroll, loan growth and buffer for economic cycles over the medium term.
Bears Say
Declining EBIT And EBITDA MarginsFalling operating margins suggest rising operating costs or adverse business mix that can erode core profitability even if net margin recently improved. Over months this pressures sustainable earnings power and requires structural cost or pricing fixes to protect long-term profitability.
Historical Cash-flow Volatility Despite Recent ImprovementPrior swings in cash flow complicate forecasting and capital planning; occasional large fluctuations can stress liquidity during stress periods. Even with the latest positive turn, this pattern raises medium-term execution and risk-management questions for lending and investment consistency.
Fluctuations In Equity And Debt LevelsRepeated changes in capital structure can signal episodic funding or equity moves, creating uncertainty for strategic continuity and regulatory capital planning. Over the next several months this can limit predictable capital deployment and complicate confidence in long-term funding strategy.

4393 FAQ

What was Bank of Innovation, Inc.’s price range in the past 12 months?
Bank of Innovation, Inc. lowest stock price was ¥4225.00 and its highest was ¥13240.00 in the past 12 months.
    What is Bank of Innovation, Inc.’s market cap?
    Bank of Innovation, Inc.’s market cap is ¥20.08B.
      When is Bank of Innovation, Inc.’s upcoming earnings report date?
      Bank of Innovation, Inc.’s upcoming earnings report date is Nov 17, 2026 which is in 91 days.
        How were Bank of Innovation, Inc.’s earnings last quarter?
        Currently, no data Available
        Is Bank of Innovation, Inc. overvalued?
        According to Wall Street analysts Bank of Innovation, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Bank of Innovation, Inc. pay dividends?
          Bank of Innovation, Inc. does not currently pay dividends.
          What is Bank of Innovation, Inc.’s EPS estimate?
          Bank of Innovation, Inc.’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Bank of Innovation, Inc. have?
          Bank of Innovation, Inc. has 4,003,000 shares outstanding.
            What happened to Bank of Innovation, Inc.’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Bank of Innovation, Inc.?
            Currently, no hedge funds are holding shares in JP:4393
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Bank of Innovation, Inc.

              Headquartered in Tokyo, Japan, Bank of Innovation, Inc. specializes in the development and operation of games for smartphones. The company, which was established in 2006, offers titles such as Mitrasphere and Cryptotract.

              Bank of Innovation, Inc. (4393) Earnings & Revenues

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