Property Data Bank, Inc. (4389) AI Stock Analysis

• Market Cap: ¥9.67B
• Dividend Yield: 1.48%
• Average Volume (3M): 5.89K
• Price to Earnings (P/E): 13.2
• Beta (1Y): 0.37
• Revenue Growth: 17.83%
• EPS Growth: 34.25%
• Country: JP
• Employees: 77
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): 15.77
• Shares Outstanding: 11,865,000
• 10 Day Avg. Volume: 6,740
• 30 Day Avg. Volume: 5,886
• PEG Ratio: 0.06
• Price to Book (P/B): 1.05
• Price to Sales (P/S): 1.22
• P/FCF Ratio: 3.31
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 80 Outperform
• Price Target: ¥888.00 ▲(6.60% Upside)
• Action: Upgraded Date: 01/06/26
• Date: Action: Upgraded 01/06/26

The score is driven primarily by strong financial performance (high growth, improving margins, very low leverage, and exceptional cash-flow conversion). Technicals are supportive with price above key moving averages and positive MACD, though the elevated RSI (~70) adds near-term caution. Valuation is reasonable (P/E 17.73) with a modest dividend yield (~1.30%).

Positive Factors

Revenue growth & margin strength

Sustained high revenue growth with materially improved gross and net margins indicates scalable product economics and pricing power. Over 2–6 months this supports reinvestment capacity, higher operating leverage and durable profitability if market demand and cost control persist.

Exceptional cash conversion

Very strong FCF growth and high OCF/NI and FCF/NI ratios show the business converts earnings into cash efficiently. This durable cash generation reduces external financing needs, funds organic growth, and enables shareholder returns or strategic investments over the medium term.

Very low leverage / strong balance sheet

Almost negligible leverage and a high equity ratio provide financial flexibility and resilience to shocks. Combined with a solid ROE, this durable capital structure supports investment in growth initiatives without materially increasing financial risk or interest burden.

Negative Factors

Low trading liquidity

Relatively low average trading volume implies limited public liquidity, which can hinder large institutional participation and make equity raises or secondary offerings more difficult. Over months this constrains share-based financing flexibility and can amplify price moves on material news.

Small workforce / scale constraints

A small headcount suggests constrained capacity for rapid product development, enterprise sales expansion, and global scaling. Over 2–6 months this may limit the company's ability to accelerate feature delivery, customer support, or pursue large contracts versus larger competitors.

Limited forward guidance / visibility

Absence of earnings guidance and call highlights reduces forward visibility for investors and partners, complicating planning and capital allocation decisions. Structurally, limited disclosure can increase perceived execution risk and make it harder to build investor confidence over the medium term.

Property Data Bank, Inc. Business Overview & Revenue Model

Company Description

Property Data Bank, Inc. provides Internet-based application solutions. It offers cloud and information management services related to the operations and management of assets, facilities, and real estate; and system integration services in relation to cloud services. Property Data Bank, Inc. The company was founded in 2000 and is based in Minato, Japan.

How the Company Makes Money

Property Data Bank, Inc. generates revenue through a multi-faceted business model that includes subscription fees for access to its data and analytics platform, one-time fees for specific market analysis reports, and consulting services. The company primarily earns from recurring subscription services, which provide clients with continuous access to updated data and analytics tools. Additionally, it has established strategic partnerships with real estate firms and financial institutions, enhancing its market reach and creating bundled service offerings that drive further revenue. The company's ability to leverage its data for targeted marketing solutions and insights also contributes significantly to its earnings.

Property Data Bank, Inc. Financial Statement Overview

Summary

Strong fundamentals: revenue grew 31.9% (2024→2025) with improved profitability (gross margin ~59.7%, net margin ~19.1%). Balance sheet is very stable with minimal leverage (debt-to-equity ~0.00005) and solid ROE (~16.5%). Cash generation is a key strength, with free cash flow up ~559.9% and strong cash conversion (OCF/NI ~2.01, FCF/NI ~1.92).

Income Statement

The company demonstrates strong revenue growth, with significant improvements in gross and net profit margins over the years. The gross profit margin for the most recent year is approximately 59.7%, and the net profit margin is about 19.1%, indicating effective cost management and increasing profitability. Revenue growth rate from 2024 to 2025 is a robust 31.9%, showcasing the company's expansion capabilities. EBIT and EBITDA margins have also improved, further highlighting operational efficiency.

Balance Sheet

The company maintains a healthy balance sheet with a low debt-to-equity ratio of nearly 0.00005, reflecting minimal leverage and financial stability. The equity ratio stands at about 79.6%, indicating a strong equity position relative to total assets. Return on Equity (ROE) is around 16.5%, showing a solid return on shareholders' investments. These metrics suggest a well-capitalized company with limited financial risk.

Cash Flow

The company exhibits a strong cash flow position with significant free cash flow growth of 559.9% from 2024 to 2025, indicating efficient capital management and reinvestment capacity. The operating cash flow to net income ratio is approximately 2.01, demonstrating robust cash generation relative to net earnings. The free cash flow to net income ratio is around 1.92, signifying effective conversion of earnings into free cash flow, supporting further growth and shareholder returns.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	3.33B	3.32B	2.52B	2.83B	2.25B	2.17B
Gross Profit	1.96B	1.98B	1.41B	1.70B	1.27B	1.07B
EBITDA	1.24B	1.28B	650.86M	1.17B	922.71M	742.32M
Net Income	613.95M	634.46M	298.28M	626.49M	448.88M	350.78M
Balance Sheet
Total Assets	4.72B	4.84B	3.90B	3.97B	3.19B	2.73B
Cash, Cash Equivalents and Short-Term Investments	2.73B	2.67B	1.87B	1.91B	1.39B	1.41B
Total Debt	0.00	204.00K	5.41M	15.53M	25.20M	38.93M
Total Liabilities	882.54M	987.71M	598.06M	909.78M	694.85M	619.07M
Stockholders Equity	3.84B	3.85B	3.30B	3.05B	2.50B	2.11B
Cash Flow
Free Cash Flow	0.00	1.22B	184.48M	613.81M	162.92M	673.12M
Operating Cash Flow	0.00	1.28B	665.32M	790.74M	411.53M	1.03B
Investing Cash Flow	0.00	-355.71M	-561.82M	-195.73M	-352.79M	-386.78M
Financing Cash Flow	0.00	-122.19M	-143.97M	-108.74M	-82.96M	-161.04M

Property Data Bank, Inc. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 833.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4389, the sentiment is Neutral. The current price of 833 is above the 20-day moving average (MA) of 813.95, below the 50-day MA of 865.46, and below the 200-day MA of 892.28, indicating a neutral trend. The MACD of -11.46 indicates Negative momentum. The RSI at 48.07 is Neutral, neither overbought nor oversold. The STOCH value of 77.83 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:4389.

Property Data Bank, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
4491	82 Outperform	¥5.94B	10.91	―	1.87%	6.18%	29.79%
4389	80 Outperform	¥9.67B	13.21	―	1.48%	17.83%	34.25%
4826	70 Outperform	¥31.59B	14.65	―	2.83%	4.51%	75.35%
3965	69 Neutral	¥4.89B	10.32	―	2.20%	18.47%	155.94%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
5035	52 Neutral	¥3.02B	-14.10	―	0.72%	4.40%	-336.50%
7320	44 Neutral	¥18.86B	8.93	―	0.98%	18.21%	-179.11%