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Justplanning, Inc. (JP:4287)
:4287
Japanese Market

Justplanning, Inc. (4287) AI Stock Analysis

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JP:4287

Justplanning, Inc.

(4287)

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Outperform 80 (OpenAI - 5.2)
Rating:80Outperform
Price Target:
¥539.00
▲(15.42% Upside)
Action:ReiteratedDate:03/24/26
The score is driven primarily by strong financial quality—high margins, improving earnings, solid recent free cash flow conversion, and a zero-debt balance sheet—supported by an attractive valuation (low P/E and a ~2.3% dividend yield). Offsetting these positives, technical indicators point to softer near-term momentum with the stock below its 20- and 50-day averages and a slightly negative MACD.
Positive Factors
High margins
Sustained high gross and operating margins indicate structural profitability and pricing or cost advantages. These margins provide durable earnings resilience across cycles, supporting reinvestment or shareholder returns and reducing sensitivity to modest revenue swings over the next several quarters.
Negative Factors
Modest, uneven revenue growth
Top-line growth is modest and has been inconsistent, limiting the scalability of high margins. Without steadier revenue expansion, margin gains may face ceilings and the company could struggle to leverage fixed costs or justify sustained higher investment in growth initiatives.
Read all positive and negative factors
Positive Factors
Negative Factors
High margins
Sustained high gross and operating margins indicate structural profitability and pricing or cost advantages. These margins provide durable earnings resilience across cycles, supporting reinvestment or shareholder returns and reducing sensitivity to modest revenue swings over the next several quarters.
Read all positive factors

Justplanning, Inc. (4287) vs. iShares MSCI Japan ETF (EWJ)

Justplanning, Inc. Business Overview & Revenue Model

Company Description
Just Planning Inc. provides solutions for the food and beverage industry in Japan. The company develops and sells ASP store management and POS order entry systems for restaurants. It offers sales management, attendance management, purchase managem...

Justplanning, Inc. Financial Statement Overview

Summary
Strong and improving profitability (about 49.6% gross margin, 24.0% operating margin, 20.4% net margin) and a very conservative balance sheet with zero debt. Recent cash generation is robust with free cash flow close to net income (~0.98x). Main drawbacks are modest/uneven revenue growth over the period and historical cash-flow volatility.
Income Statement
86
Very Positive
Balance Sheet
92
Very Positive
Cash Flow
84
Very Positive
BreakdownTTMJan 2026Jan 2025Jan 2024Jan 2023Jan 2022
Income Statement
Total Revenue2.42B2.53B2.20B2.07B2.01B2.11B
Gross Profit1.20B1.26B1.12B1.09B970.39M825.12M
EBITDA633.27M662.99M571.30M555.43M394.64M467.60M
Net Income421.57M518.13M364.21M354.55M206.08M248.69M
Balance Sheet
Total Assets4.00B4.35B4.02B3.88B3.74B3.57B
Cash, Cash Equivalents and Short-Term Investments2.98B3.25B2.87B2.95B2.87B2.59B
Total Debt0.000.000.000.000.000.00
Total Liabilities368.92M415.12M343.43M299.21M352.64M274.03M
Stockholders Equity3.63B3.94B3.68B3.58B3.39B3.29B
Cash Flow
Free Cash Flow0.00678.75M284.55M341.11M383.75M417.39M
Operating Cash Flow0.00694.30M308.15M350.02M399.73M464.60M
Investing Cash Flow0.00-57.64M-23.12M-7.79M-719.60M-416.31M
Financing Cash Flow0.00-260.06M-268.90M-158.86M-94.12M-93.70M

Justplanning, Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
80
Outperform
¥5.92B10.672.09%
76
Outperform
¥64.49B13.112.65%3.62%8.01%
73
Outperform
¥11.05B13.291.65%3.70%107.81%
71
Outperform
¥12.34B8.192.47%20.51%42.33%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
58
Neutral
¥7.22B-211.993.12%13.88%-155.89%
45
Neutral
¥1.83B-5.75-23.14%-829.31%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:4287
Justplanning, Inc.
484.00
146.86
43.56%
JP:3021
Pacific Net Co., Ltd.
2,348.00
1,169.78
99.28%
JP:4832
JFE Systems, Inc.
2,053.00
640.44
45.34%
JP:5871
SOLIZE Corporation
1,388.00
-118.19
-7.85%
JP:6597
HPC Systems, Inc.
2,516.00
1,410.97
127.69%
JP:7709
Kubotek Corporation
133.00
-43.00
-24.43%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Mar 24, 2026