Toubujyuhan Co., Ltd. (3297) AI Stock Analysis

• Market Cap: ¥3.46B
• Dividend Yield: 3.33%
• Average Volume (3M): 2.00K
• Price to Earnings (P/E): 7.0
• Beta (1Y): 0.20
• Revenue Growth: 4.57%
• EPS Growth: 49.68%
• Country: JP
• Employees: 126
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 40.82
• Shares Outstanding: 2,712,400
• 10 Day Avg. Volume: 1,740
• 30 Day Avg. Volume: 2,000
• PEG Ratio: 0.15
• Price to Book (P/B): 0.70
• Price to Sales (P/S): 0.38
• P/FCF Ratio: 3.01
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 73 Outperform
• Price Target: ¥1,435.00 ▲(18.69% Upside)
• Action: Reiterated Date: 10/30/25
• Date: Action: Reiterated 10/30/25

Toubujyuhan Co., Ltd. demonstrates strong financial health with consistent revenue growth and robust cash flow, which are the most significant factors contributing to its score. The valuation is attractive due to a low P/E ratio and a solid dividend yield. Technical indicators suggest a neutral trend, with no significant bullish or bearish signals.

Positive Factors

Cash Generation

Improved operating and free cash flow is a durable strength: it funds capex, dividends, and debt repayment without relying on external financing. For a services-focused real estate firm, strong cash conversion increases strategic flexibility and resilience across cycles.

Balance Sheet Strength

A strong equity base and favorable debt metrics provide a lasting buffer against market shocks and support low-cost borrowing when needed. This financial solidity sustains investment in operations and preserves covenant headroom in cyclical real estate markets.

Earnings Momentum

Material EPS growth signals improving profitability or operating leverage that can compound over time. Sustained EPS gains enhance internal funding for growth, support dividend sustainability, and indicate management effectiveness in extracting more profit per unit of revenue.

Negative Factors

Recent Revenue Contraction

Negative recent revenue growth undermines scale advantages and could signal demand softness or competitive pressures. If revenue weakness persists, it compresses margins, limits reinvestment capacity and slows the company's ability to leverage fixed-cost structure for long-term profitability.

Moderate Debt Reliance

A moderate dependence on debt increases refinancing and interest-rate exposure over time. In an industry sensitive to cycle and funding conditions, this reduces financial flexibility and raises the risk that downturns or rising rates will constrain investment and strain cash available for operations.

Margin Improvement Needed

Subpar operating margins limit the firm's ability to absorb cost inflation and fund growth internally. Without structural margin improvement through efficiency or pricing power, returns on capital may lag peers and make the business more vulnerable to prolonged cost pressures.

Toubujyuhan Co., Ltd. Business Overview & Revenue Model

Company Description

Toubujyuhan Co.,Ltd. engages in the real estate business in Japan. The company is involved in the real estate trading, leasing, selling, and management businesses, as well as used homes and condominiums remodeling activities. It also sells and rents long-term care and welfare-related products; and undertakes long-term care remodeling work, as well as offers real estate insurance services. The company was founded in 1984 and is headquartered in Shimonoseki, Japan.

How the Company Makes Money

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Toubujyuhan Co., Ltd. Financial Statement Overview

Summary

Toubujyuhan Co., Ltd. exhibits a solid financial performance with consistent revenue growth and strong cash flow generation. The balance sheet is robust, with a healthy equity position and manageable debt levels. While profitability margins could be improved, the overall financial health is commendable, positioning the company well for future growth.

Income Statement

The company has shown a consistent revenue growth trend, with a notable increase in the latest year. Gross profit margin and net profit margin have remained stable, indicating efficient cost management. However, there is room for improvement in EBIT and EBITDA margins to enhance profitability further.

Balance Sheet

The balance sheet reflects a strong equity position with a favorable debt-to-equity ratio, indicating prudent financial management. Return on equity is healthy, showcasing effective utilization of shareholder funds. However, the equity ratio suggests a moderate reliance on debt, which could pose risks if not managed carefully.

Cash Flow

The company has demonstrated a significant improvement in operating and free cash flows, with a remarkable free cash flow growth rate. The operating cash flow to net income ratio indicates strong cash generation relative to earnings, enhancing financial flexibility.

Breakdown	May 2024	May 2023	May 2022	May 2021	May 2020
Income Statement
Total Revenue	8.19B	7.26B	7.67B	7.48B	7.75B
Gross Profit	2.24B	2.01B	2.20B	2.23B	2.18B
EBITDA	555.60M	349.59M	587.42M	603.13M	628.75M
Net Income	343.14M	212.89M	376.83M	387.55M	391.56M
Balance Sheet
Total Assets	6.14B	6.29B	5.67B	5.37B	5.16B
Cash, Cash Equivalents and Short-Term Investments	1.16B	891.58M	871.69M	883.78M	1.14B
Total Debt	868.66M	1.53B	923.72M	930.45M	985.14M
Total Liabilities	1.71B	2.10B	1.59B	1.60B	1.70B
Stockholders Equity	4.43B	4.19B	4.07B	3.76B	3.46B
Cash Flow
Free Cash Flow	1.03B	-491.23M	86.63M	-132.05M	1.29B
Operating Cash Flow	1.05B	-388.81M	97.69M	-59.57M	1.47B
Investing Cash Flow	-21.64M	-101.46M	-11.49M	-66.95M	-192.01M
Financing Cash Flow	-771.02M	510.16M	-98.30M	-138.23M	-847.48M

Toubujyuhan Co., Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1209.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3297, the sentiment is Positive. The current price of 1209 is below the 20-day moving average (MA) of 1265.45, below the 50-day MA of 1256.98, and above the 200-day MA of 1158.12, indicating a bullish trend. The MACD of 5.23 indicates Negative momentum. The RSI at 59.86 is Neutral, neither overbought nor oversold. The STOCH value of 95.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3297.

Toubujyuhan Co., Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8898	82 Outperform	¥11.95B	11.85	―	4.98%	3.29%	-1.74%
3297	73 Outperform	¥3.46B	7.01	―	3.33%	4.57%	49.68%
9342	72 Outperform	¥2.91B	-185.04	―	0.22%	5.29%	22.75%
8996	67 Neutral	¥4.16B	5.42	―	0.50%	12.29%	139.06%
2991	67 Neutral	¥14.04B	6.93	―	1.47%	20.82%	9.86%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
8944	60 Neutral	¥5.08B	-4.30	―	2.51%	86.49%	83.40%