Fundely Co.Ltd. (3137) AI Stock Analysis

• Market Cap: ¥2.76B
• Dividend Yield: N/A
• Average Volume (3M): 65.96K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.84
• Revenue Growth: 5.00%
• EPS Growth: 84.92%
• Country: JP
• Employees: N/A
• Sector: Communication Services
• Sector Strength: 97
• Industry: Publishing
• EPS (TTM): 1.09
• Shares Outstanding: 12,940,200
• 10 Day Avg. Volume: 109,020
• 30 Day Avg. Volume: 65,963
• PEG Ratio: 0.03
• Price to Book (P/B): 10.85
• Price to Sales (P/S): 0.98
• P/FCF Ratio: 9.72
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 7,969.43
• Revenue Forecast (FY): ¥764.19B

• Rating: 41 Neutral
• Price Target: ¥187.00 ▼(-13.02% Downside)

Fundely Co.Ltd. is facing significant financial challenges, with declining revenues and persistent losses, which heavily impact its overall score. The technical analysis indicates a bearish trend, further weighing down the score. Valuation metrics are poor due to negative earnings and lack of dividends. The absence of earnings call data and corporate events means these factors do not influence the score.

Positive Factors

Cash Flow Improvement

Improved cash flow indicates better operational efficiencies, providing the company with more flexibility to manage its financial obligations and invest in growth opportunities.

Stable Gross Profit Margin

A stable gross profit margin suggests that the company can maintain its cost structure, which is crucial for long-term profitability and competitiveness in the fintech industry.

Revenue Growth Potential

Positive revenue growth indicates potential for market expansion and increased adoption of Fundely's fintech solutions, supporting long-term business sustainability.

Negative Factors

High Leverage

High leverage can increase financial risk, limiting the company's ability to invest in growth and potentially impacting its long-term financial health.

Declining Revenue Trend

A declining revenue trend suggests challenges in maintaining market position and competitiveness, which could hinder long-term growth and profitability.

Negative Profitability Metrics

Consistently negative profitability metrics indicate ongoing operational challenges, which could affect the company's ability to sustain its business model and compete effectively.

Fundely Co.Ltd. Business Overview & Revenue Model

Company Description

Fundely Co. Ltd. (3137) is a financial technology company specializing in crowdfunding and investment solutions. Operating primarily in the fintech sector, Fundely provides a platform that connects investors with startups and small businesses seeking capital. The company offers various products, including equity crowdfunding, peer-to-peer lending, and investment advisory services, aimed at democratizing access to investment opportunities and fostering entrepreneurship.

How the Company Makes Money

Fundely generates revenue through multiple key streams, primarily by charging fees on successful fundraising campaigns facilitated through its platform. This includes a percentage of the total funds raised by projects and service fees for advisory and marketing support provided to businesses seeking investment. Additionally, the company may earn interest on loans issued through its peer-to-peer lending services. Strategic partnerships with financial institutions and venture capital firms also enhance Fundely's earning potential, as these collaborations may lead to an increased volume of transactions and a larger user base, further contributing to its overall revenue.

Fundely Co.Ltd. Financial Statement Overview

Summary

Fundely Co.Ltd. faces significant financial challenges, with declining revenues and persistent losses over the years. The high leverage and negative profitability metrics indicate financial instability. However, the company has managed to improve its cash flow performance recently, suggesting some operational efficiencies. Overall, the financial outlook remains concerning.

Income Statement

The company displays a declining revenue trend with a significant drop from 2020 to 2025. Gross profit margin remains relatively stable, but the net profit margin has been consistently negative, indicating ongoing profitability challenges. The EBIT margin has also been negative in most years, which is concerning for operational efficiency.

Balance Sheet

Fundely Co.Ltd. has a high debt-to-equity ratio, reflecting significant leverage and potential risks associated with high debt levels. The equity ratio has been declining, showing reduced shareholder equity relative to assets. Return on equity is negative, consistent with the negative net income.

Cash Flow

The company has shown a positive trend in free cash flow in recent years, despite historical volatility. The operating cash flow to net income ratio is positive, indicating decent cash generation relative to reported losses, though this is overshadowed by the company's negative net income.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	2.46B	2.65B	2.81B	3.12B	3.06B
Gross Profit	1.03B	1.30B	1.20B	1.18B	962.00M
EBITDA	109.83M	353.73M	8.85M	-1.43B	-1.84M
Net Income	-183.58M	66.33M	-284.29M	-1.95B	-374.66M
Balance Sheet
Total Assets	4.18B	4.63B	4.94B	5.46B	7.73B
Cash, Cash Equivalents and Short-Term Investments	758.88M	781.54M	975.78M	1.07B	668.47M
Total Debt	3.72B	3.99B	4.26B	4.53B	4.80B
Total Liabilities	3.96B	4.22B	4.59B	4.82B	5.12B
Stockholders Equity	222.00M	405.57M	349.66M	643.17M	2.61B
Cash Flow
Free Cash Flow	247.75M	71.34M	188.44M	690.05M	-945.74M
Operating Cash Flow	249.14M	71.34M	189.15M	738.47M	-278.72M
Investing Cash Flow	-1.44M	3.09M	-694.00K	-50.69M	-667.01M
Financing Cash Flow	-270.36M	-268.68M	-279.51M	-289.42M	-308.86M

Fundely Co.Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 215.00
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3137, the sentiment is Positive. The current price of 215 is above the 20-day moving average (MA) of 203.60, above the 50-day MA of 205.72, and below the 200-day MA of 221.88, indicating a neutral trend. The MACD of 1.70 indicates Negative momentum. The RSI at 58.85 is Neutral, neither overbought nor oversold. The STOCH value of 52.12 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3137.

Fundely Co.Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
2481	72 Outperform	¥3.65B	9.22	―	2.99%	1.41%	-6.45%
Sector *	60 Neutral	$48.67B	4.58	-11.27%	4.14%	2.83%	-41.78%
2164	60 Neutral	¥1.85B	44.15	―	―	5.92%	280.16%
2341	58 Neutral	¥3.95B	-7.49	―	2.86%	6.71%	-1627.44%
2404	56 Neutral	¥6.39B	18.65	―	―	13.78%	8241.99%
3931	50 Neutral	¥2.61B	-2,048.31	―	3.45%	10.69%	-101.97%
3137	41 Neutral	¥2.76B	-161.03	―	―	5.00%	84.92%