CREAL Inc. (JP:2998)
:2998
Want to see JP:2998 full AI Analyst Report?
Top Page
CREAL Inc.
(2998)
Select Model
Select Model
Rating:51Neutral
Price Target:
¥507.00
▼(-45.48% Downside)
Action:Reiterated
Date:05/21/26
The score is held back primarily by volatile fundamentals—especially the swing to negative operating/free cash flow and higher leverage alongside a sharp revenue drop. Technicals also remain decisively bearish with the stock far below major moving averages and negative momentum. A low P/E and modest dividend provide valuation support but are not enough to offset the financial and trend risks.
Positive Factors
Multi-year profitability improvement
Sustained profit growth and margin improvement through 2025 indicate the firm's underlying business model and fee structure scaled effectively. Durable improvements in profitability imply operational leverage and stronger earnings quality in normal market cycles, supporting reinvestment and shareholder returns.
Negative Factors
Sharp revenue contraction (2026)
A collapse in revenue of this magnitude materially erodes the fee base and operating leverage of the business. Such a structural decline can persist across quarters, reduce recurring income, and impair the firm's ability to sustain margins, investments, and client relationships without a multi-period recovery plan.
Read all positive and negative factors
Positive Factors
Negative Factors
Multi-year profitability improvement
Sustained profit growth and margin improvement through 2025 indicate the firm's underlying business model and fee structure scaled effectively. Durable improvements in profitability imply operational leverage and stronger earnings quality in normal market cycles, supporting reinvestment and shareholder returns.
Read all positive factors
CREAL Inc. (2998) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥18.32B
Dividend Yield0.66%
Average Volume (3M)192.67K
Price to Earnings (P/E)11.6
Beta (1Y)0.76
Revenue Growth-9.63%
EPS Growth33.04%
CountryJP
Employees127
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)31.37
Shares Outstanding36,066,200
10 Day Avg. Volume202,250
30 Day Avg. Volume192,670
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)1.96
Price to Sales (P/S)0.59
P/FCF Ratio-2.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
CREAL Inc. Business Overview & Revenue Model
Company Description
CREAL Inc. operates an asset management platform in Japan. It operates CREAL, a real estate fund online market for individuals; CREAL PB, an asset management service platform for individuals; and CREAL Pro, a platform that provides real estate inv...
CREAL Inc. Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
56
Neutral
Cash Flow
34
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 38.07B | 37.80B | 41.82B | 21.04B | 16.44B | 10.58B |
| Gross Profit | 5.41B | 7.69B | 5.65B | 3.56B | 2.21B | 1.55B |
| EBITDA | 2.69B | 2.86B | 2.01B | 1.04B | 609.73M | 372.49M |
| Net Income | 938.46M | 1.94B | 1.35B | 647.57M | 336.17M | 172.42M |
Balance Sheet | ||||||
| Total Assets | 51.11B | 44.26B | 52.94B | 35.75B | 21.49B | 10.93B |
| Cash, Cash Equivalents and Short-Term Investments | 17.95B | 18.63B | 19.21B | 9.54B | 7.55B | 1.99B |
| Total Debt | 5.35B | 8.69B | 4.76B | 5.94B | 3.03B | 1.18B |
| Total Liabilities | 45.80B | 32.79B | 47.66B | 31.94B | 18.38B | 9.88B |
| Stockholders Equity | 5.32B | 11.47B | 5.27B | 3.81B | 3.11B | 1.04B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -8.28B | 10.96B | -1.26B | 1.27B | 196.17M |
| Operating Cash Flow | 0.00 | -8.21B | 10.02B | -1.21B | 1.29B | 274.83M |
| Investing Cash Flow | 0.00 | -676.10M | -1.17B | -134.78M | -122.80M | 237.44M |
| Financing Cash Flow | 0.00 | 8.08B | -1.11B | 2.91B | 3.57B | -1.09B |
CREAL Inc. Technical Analysis
Negative
930.00
Price Trends
729.21
Negative
810.85
Negative
943.73
Negative
Market Momentum
-52.80
Positive
24.00
Positive
3.75
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:2998, the sentiment is Negative. The current price of 930 is above the 20-day moving average (MA) of 681.15, above the 50-day MA of 729.21, and below the 200-day MA of 943.73, indicating a bearish trend. The MACD of -52.80 indicates Positive momentum. The RSI at 24.00 is Positive, neither overbought nor oversold. The STOCH value of 3.75 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:2998.
CREAL Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | ¥67.17B | 11.62 | 17.21% | 4.27% | 13.39% | 22.06% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | ¥16.66B | 8.91 | ― | 2.86% | 18.85% | 52.87% | |
51 Neutral | ¥18.32B | 11.57 | ― | 0.66% | -9.63% | 33.04% | |
50 Neutral | ¥7.29B | 59.14 | ― | 0.96% | -30.95% | -114.16% | |
43 Neutral | ¥15.34B | -11.91 | ― | ― | 180.01% | 33.62% |
* Financial Sector Average
JP:2998
CREAL Inc.
494.00
-592.07
-54.51%
JP:8739
Sparx Group Co
2,155.00
768.49
55.43%
JP:2134
Sun Capital Management Corp.
29.00
3.00
11.54%
JP:3121
MBK Co., Ltd.
219.00
-81.69
-27.17%
JP:3266
Fund Creation Group Co., Ltd.
82.00
1.93
2.41%
JP:3454
First Brothers Co., Ltd.
1,190.00
226.25
23.48%
CREAL Inc. Corporate Events
CREAL Inc. Slightly Revises Ordinary Profit in FY 2026 Results
May 21, 2026
CREAL Inc. has corrected a minor error in its recently announced consolidated financial results for the fiscal year ended March 31, 2026. The company adjusted its reported ordinary profit from ¥2,795 million to ¥2,784 million under Japan...
CREAL Inc. Unveils FY2026 Results Materials and FY2027 Outlook
May 15, 2026
CREAL Inc. released its presentation materials for full-year financial results for the fiscal year ending March 2026, outlining an executive summary, company and business overview, and segment-based performance. The materials also indicate plans f...
CREAL Boosts Profitability and Strengthens Equity Despite Lower Sales and Cash Flow Strain
May 15, 2026
CREAL Inc. reported consolidated results for the fiscal year ended March 31, 2026, showing net sales of ¥37.8 billion, down 9.6% year on year, but with a sharp improvement in profitability as operating profit rose 49.5% to ¥2.9 billion a...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.