JJill (JILL) AI Stock Analysis

Compare

223 Followers

JILL Dividends

Top Page

JJill

(NYSE:JILL)

65Neutral

JJill's overall stock score of 65 reflects a mix of strong financial metrics, especially in cash flow and valuation, weighed against challenges in revenue growth and technical indicators showing a bearish trend. The positive corporate events and earnings call guidance suggest potential for future improvement, but current market sentiment and operational pressures present cautionary notes.

Positive Factors

Dividends and Shareholder Value

The company raised its quarterly dividend by 14% to $0.08 from $0.07.

Financial Performance

J.Jill announced a $25M share buyback, signaling confidence in the company's financial health and future prospects.

Management and Leadership

Incoming CEO Mary Ellen Coyne brings a strong and relevant track record.

Negative Factors

Consumer Demand

JILL faced challenges in February and overall consumer demand remains muted.

Macroeconomic Risks

The largest risk for J.Jill is macroeconomic factors, which puts the company in a similar standing as other retailers.

Market Challenges

Guidance for 1Q25 and FY25 was below expectations, reflecting challenges in consumer sentiment.

JJill (JILL) vs. S&P 500 (SPY)

Market Cap

$236.73M

Dividend Yield1.35%

Average Volume (3M)149.08K

Price to Earnings (P/E)5.9

Beta (1Y)1.15

Revenue Growth1.02%

EPS Growth4.66%

CountryUS

Employees1,123

SectorConsumer Cyclical

Sector Strength63

IndustryApparel - Retail

Share Statistics

EPS (TTM)2.64

Shares Outstanding15,283,043

10 Day Avg. Volume96,579

30 Day Avg. Volume149,077

Financial Highlights & Ratios

PEG Ratio1.27

Price to Book (P/B)N/A

Price to Sales (P/S)0.45

Price to Cash Flow (P/CF)N/A

P/FCF Ratio33.10

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

$29.25

Price Target Upside88.83% Upside

Rating ConsensusModerate Buy

Number of Analyst Covering5

JJill Business Overview & Revenue Model

Company DescriptionJ.Jill, Inc. is a leading omnichannel retailer of women's apparel, accessories, and footwear. The company focuses on providing customers with versatile, high-quality products that cater to a contemporary lifestyle. J.Jill operates across multiple channels, including retail stores, direct-to-consumer catalog, and an e-commerce platform, ensuring a seamless shopping experience for its customers.

How the Company Makes MoneyJ.Jill generates revenue primarily through the sale of women's apparel and accessories in its retail stores and online platforms. The company's revenue streams are diversified across its brick-and-mortar locations and its direct-to-consumer channels, including its e-commerce website and catalog sales. J.Jill's business model is strengthened by its focus on maintaining a strong brand identity and customer loyalty. The company also benefits from strategic partnerships with suppliers and logistics providers, which help optimize its supply chain and distribution capabilities. Additionally, J.Jill's marketing efforts, including targeted promotions and loyalty programs, play a significant role in driving sales and attracting repeat customers.

JJill Financial Statement Overview

Summary

JJill's financial statements reflect strong gross margins and cash flow, but face challenges in revenue growth and leverage. The company exhibits solid operational cash flows, providing a good cushion for debt servicing. However, declining revenues and moderate leverage pose risks that need addressing to ensure long-term financial health.

Income Statement

Positive

JJill's income statement shows a mixed performance. The gross profit margin stands at 75.37% for TTM, indicating strong cost management and pricing strategy. However, the net profit margin of 7.01% suggests relatively low profitability, possibly due to operational inefficiencies or higher non-operating expenses. Revenue has shown a declining trend over recent years, with a negative growth rate of -6.93% from the previous year, which is concerning for future earnings potential. Despite this, the EBIT margin of 13.45% and EBITDA margin of 15.06% indicate decent operational efficiency.

Balance Sheet

Positive

The balance sheet reflects moderate leverage, with a debt-to-equity ratio of 1.32 for TTM, indicating a significant reliance on debt financing. The return on equity is strong at 37.32% for TTM, suggesting efficient use of equity capital. However, the equity ratio is 25.31%, pointing to a low proportion of equity financing, which can be risky if earnings decline. The company has improved its equity position from previous negative levels, reflecting better financial stability.

Cash Flow

Positive

JJill's cash flow metrics are robust, demonstrating strong cash generation capabilities. The operating cash flow to net income ratio is 2.61 for TTM, indicating high-quality earnings. The free cash flow has grown significantly, reflected in the free cash flow growth rate of 112.12% from the previous year, signaling effective cash management and investment strategies. The free cash flow to net income ratio is 2.49, highlighting the company's ability to convert income into cash.

Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Breakdown
Income Statement		Total Revenue
610.86M	604.66M	615.27M	585.21M	421.26M
	Gross Profit
429.86M	427.40M	422.05M	394.44M	242.88M
	EBIT
75.70M	86.05M	54.39M	29.46M	-100.57M
	EBITDA
75.70M	99.07M	104.49M	28.22M	-135.65M
	Net Income Common Stockholders
39.48M	36.20M	42.17M	-28.14M	-141.41M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
35.43M	62.17M	87.05M	35.96M	4.41M
	Total Assets
417.70M	428.18M	466.42M	451.85M	499.57M
	Total Debt
139.40M	295.22M	366.29M	385.29M	459.65M
	Net Debt
103.97M	233.05M	279.24M	349.33M	455.24M
	Total Liabilities
311.93M	390.96M	466.64M	496.50M	598.48M
	Stockholders Equity
105.77M	37.22M	-219.00K	-44.66M	-98.91M
Cash Flow		Free Cash Flow
50.77M	46.38M	59.36M	69.53M	-38.62M
	Operating Cash Flow
65.04M	63.31M	74.42M	75.00M	-34.81M
	Investing Cash Flow
-17.75M	-16.93M	-15.07M	-5.47M	-3.81M
	Financing Cash Flow
-74.03M	-71.26M	-8.26M	-37.98M	21.50M

JJill Technical Analysis

Technical Analysis Sentiment

Negative

Last Price15.49

Price Trends

50DMA

19.46

Negative

100DMA

23.16

Negative

200DMA

26.08

Negative

Market Momentum

MACD

-1.23

Negative

RSI

36.68

Neutral

STOCH

47.28

Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JILL, the sentiment is Negative. The current price of 15.49 is below the 20-day moving average (MA) of 16.49, below the 50-day MA of 19.46, and below the 200-day MA of 26.08, indicating a bearish trend. The MACD of -1.23 indicates Negative momentum. The RSI at 36.68 is Neutral, neither overbought nor oversold. The STOCH value of 47.28 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JILL.

JJill Risk Analysis

JJill disclosed 55 risk factors in its most recent earnings report. JJill reported the most risks in the “Finance & Corporate” category.

Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy

Latest Risks Added 0 New Risks

JJill Peers Comparison

Overall Rating

UnderperformOutperform

Sector (60)

Financial Indicators

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
JILL	65 Neutral	$236.73M	5.94	55.23%	1.35%	1.02%	4.66%
WEYS	65 Neutral	$275.04M	8.97	12.37%	3.64%	-8.73%	0.31%
JAKK	63 Neutral	$222.48M	6.40	15.57%	1.25%	-2.88%	-14.25%
PBPB	61 Neutral	$249.83M	6.30	110.27%	―	-5.86%	672.77%
Sector *	60 Neutral	$6.86B	11.61	3.16%	4.15%	2.41%	-21.45%
ZUMZ	49 Neutral	$232.46M	―	-0.50%	―	1.57%	98.64%
ISPO	36 Underperform	$43.42M	―	8.84%	―	-14.96%	90.64%

* Consumer Cyclical Sector Average

Performance Comparison

JILL

JJill

15.49

-10.08

-39.42%

JAKK

Jakks Pacific

19.96

0.87

4.56%

WEYS

Weyco Group

28.54

1.51

5.59%

ZUMZ

Zumiez

11.88

-5.06

-29.87%

PBPB

Potbelly

8.28

-2.34

-22.03%

ISPO

Inspirato

3.49

-0.45

-11.42%

JJill Earnings Call Summary

Earnings Call Date: Mar 19, 2025 | % Change Since: -16.41% | Next Earnings Date: Jun 4, 2025

Earnings Call Sentiment Neutral

The earnings call reflected a balanced sentiment, with J.Jill demonstrating resilience through strong adjusted EBITDA margins and cash flow, successful implementation of new systems, and continued customer engagement. However, challenges such as promotional pressures, adverse weather, and consumer sentiment, along with elevated inventories, tempered the overall outlook.

Highlights

Strong Adjusted EBITDA Margin and Cash Flow

For the fourth consecutive year, J.Jill delivered a strong adjusted EBITDA margin and significant free cash flow, enabling investments in growth initiatives, including new stores, systems, and shareholder returns.

Increase in Customer Engagement

J.Jill saw strength in customer engagement, particularly from the best customer cohort and increased traction in social media and email marketing channels.

Expansion of Store Count

Over the past two years, J.Jill opened nine net new stores, including eight in fiscal 2024, with positive performance, particularly in reentry markets.

Successful OMS Implementation

The new Order Management System (OMS) was successfully implemented early in the year, expected to enhance omnichannel capabilities and drive margin benefits.

Lowlights

Promotional Challenges

The consumer showed increased price sensitivity, particularly in the direct channel, impacting promotional strategies and markdown sales.

Adverse Weather and Consumer Sentiment

Adverse weather in February and uncertainty in consumer sentiment led to slower-than-expected sales at the start of fiscal 2025.

Difficult Year-over-Year Comparisons

J.Jill faced difficult comparisons to a strong performance in Q1 2024, exacerbated by adverse weather and OMS implementation impacts.

Inventory and Freight Costs

Reported inventories were elevated due to strategic actions to mitigate shipping lane disruptions, with expected normalization in Q2 2025.

Company Guidance

During the J.Jill, Inc. Q4 2024 earnings call, the company provided financial guidance for fiscal 2025, emphasizing the challenges and opportunities ahead. They reported full-year 2024 sales of approximately $611 million with a 1.5% comp sales growth and a gross margin of 70.4%. Adjusted EBITDA for the year was $107 million, and adjusted net income per diluted share was $3.47, with free cash flow totaling $47 million. For fiscal 2025, J.Jill projects a sales increase between 1% and 3%, with comp sales ranging from flat to a 2% increase. The company anticipates adjusted EBITDA between $101 million and $106 million. They expect gross margins to remain relatively flat year-over-year, despite headwinds from markdown pressures and consumer uncertainty. The company plans to open five to ten new stores and invest about $25 million in capital expenditures, focusing on new stores and completing their order management system (OMS) rollout. J.Jill aims to generate approximately $40 million in free cash flow in 2025, continuing their strategic investments and shareholder return initiatives, including dividends and share buybacks.

JJill Corporate Events

Executive/Board ChangesBusiness Operations and Strategy

J.Jill Announces Retention Agreement with HR Chief

Positive

Mar 28, 2025

On March 24, 2025, J.Jill, Inc. announced a retention agreement with Maria Martinez, its Senior Vice President and Chief Human Resources Officer, to reward and incentivize her performance. The agreement includes a retention bonus of $477,400 in stock-settled Restricted Stock Units, with vesting conditions tied to her continued employment, highlighting the company’s commitment to retaining key leadership and ensuring stability in its human resources strategy.

Executive/Board Changes

J.Jill Appoints Mary Ellen Coyne as New CEO

Positive

Feb 27, 2025

On February 27, 2025, J.Jill, Inc. announced the appointment of Mary Ellen Coyne as the new Chief Executive Officer and President, effective May 1, 2025, succeeding Claire Spofford, who will retire on April 30, 2025. Coyne, previously the CEO of J. McLaughlin, brings over three decades of retail industry experience, including significant roles at Ralph Lauren, and is expected to lead J.Jill into its next growth phase, enhancing customer experience and shareholder value.

Glossary

OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.

NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.

UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.