Poste Italiane SPA (PST) AI Stock Analysis

• Market Cap: €26.03B
• Dividend Yield: 5.51%
• Average Volume (3M): 1.70M
• Price to Earnings (P/E): 12.1
• Beta (1Y): 0.67
• Revenue Growth: 1.91%
• EPS Growth: 18.56%
• Country: IT
• Employees: 115,147
• Sector: Services
• Sector Strength: N/A
• Industry: Conglomerates
• EPS (TTM): 0.40
• Shares Outstanding: 1,306,110,000
• 10 Day Avg. Volume: 1,380,561
• 30 Day Avg. Volume: 1,698,356
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €18.67
• Price Target Upside: -4.65% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 8

• Rating: 69 Neutral
• Price Target: €22.00 ▲(12.36% Upside)

Poste Italiane SPA's overall stock score is driven by its solid financial performance and attractive valuation. The company's strong profitability and improved leverage ratios are key strengths, while the technical indicators suggest caution due to overbought conditions. The absence of earnings call and corporate events data limits further insights.

Positive Factors

Financial Performance

Cost discipline at Poste Italiane supports margin expansion.

Market Position

Poste Italiane is structurally well positioned to benefit from long-term tailwinds in Italian ecommerce and insurance penetration.

Negative Factors

Market Sentiment

Most of the near-term visible upside for Poste Italiane is priced in, reducing the argument for further multiple expansion.

Valuation Concerns

The valuation of Poste Italiane reflects strong delivery but indicates limited further near-term catalysts.

Poste Italiane SPA Business Overview & Revenue Model

Company Description

Poste Italiane S.p.A. is a leading Italian postal and logistics company, providing a wide range of services including mail delivery, parcel services, financial services, and insurance products. Founded in 1862, the company operates through various segments, such as postal services, financial services, and insurance, making it an integral part of Italy's communication and financial infrastructure. Its core offerings include traditional mail services, express courier services, banking services through its subsidiary BancoPosta, and a variety of insurance products.

How the Company Makes Money

Poste Italiane generates revenue through multiple streams. The primary source is its postal services, which include traditional mail delivery and logistics solutions. It also earns significant income from its financial services, particularly through BancoPosta, which offers banking products such as savings accounts, payment solutions, and lending services. Additionally, the company earns revenue from its insurance segment, providing life and non-life insurance products. Strategic partnerships with businesses and government entities further enhance its earnings potential. The company benefits from its extensive network of post offices across Italy, which serves as both a distribution channel and a point of service for its financial and insurance products.

Poste Italiane SPA Financial Statement Overview

Summary

Poste Italiane SPA demonstrates solid financial health with strong profitability and improved leverage ratios. The positive revenue and free cash flow growth rates in the TTM period are encouraging, although there are some concerns regarding operational efficiency and cash conversion.

Income Statement

Poste Italiane SPA shows a strong gross profit margin and consistent net profit margin, indicating stable profitability. The TTM revenue growth rate is positive, reversing the previous year's decline, which is a positive sign. However, the EBIT and EBITDA margins have slightly decreased compared to the previous year, suggesting some operational efficiency challenges.

Balance Sheet

The company's debt-to-equity ratio has significantly improved in the TTM period, indicating reduced leverage and better financial stability. Return on equity remains strong, reflecting effective use of equity to generate profits. However, the equity ratio is relatively low, suggesting a high reliance on debt financing.

Cash Flow

Poste Italiane SPA exhibits a robust free cash flow growth rate in the TTM period, highlighting improved cash generation capabilities. The operating cash flow to net income ratio is stable, but the free cash flow to net income ratio has decreased slightly, indicating potential challenges in converting income into free cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	13.18B	13.48B	20.14B	31.81B	31.64B	29.86B
Gross Profit	4.95B	4.14B	5.66B	8.90B	8.31B	7.88B
EBITDA	3.84B	3.65B	3.65B	3.58B	3.14B	2.46B
Net Income	2.13B	1.99B	1.92B	1.58B	1.58B	1.21B
Balance Sheet
Total Assets	285.13B	277.10B	270.83B	261.63B	284.73B	272.36B
Cash, Cash Equivalents and Short-Term Investments	45.52B	39.09B	40.31B	44.78B	37.80B	39.20B
Total Debt	9.40B	94.08B	11.51B	13.41B	16.75B	18.12B
Total Liabilities	272.28B	265.39B	260.39B	252.69B	272.62B	260.85B
Stockholders Equity	12.71B	11.58B	10.32B	8.89B	12.10B	11.50B
Cash Flow
Free Cash Flow	2.94B	2.40B	568.00M	-630.00M	3.43B	1.24B
Operating Cash Flow	3.55B	2.90B	1.41B	180.00M	4.18B	1.92B
Investing Cash Flow	-1.65B	-986.00M	-994.00M	-1.61B	-422.00M	-601.00M
Financing Cash Flow	-1.82B	-1.45B	-1.19B	-1.55B	-321.00M	1.05B

Poste Italiane SPA Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 19.58
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IT:PST, the sentiment is Neutral. The current price of 19.58 is below the 20-day moving average (MA) of 20.02, above the 50-day MA of 18.97, and above the 200-day MA of 16.15, indicating a neutral trend. The MACD of 0.30 indicates Positive momentum. The RSI at 46.98 is Neutral, neither overbought nor oversold. The STOCH value of 10.76 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IT:PST.

Poste Italiane SPA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PST	69 Neutral	€26.03B	12.13	20.02%	5.51%	1.91%	18.56%
Sector *	56 Neutral	$13.94B	13.72	10.03%	0.85%	7.13%	-12.93%
0N54	―	€6.73B	8.14	16.17%	―	―	―
0MHD	―	€4.30B	11.10	14.47%	―	―	―
0N4J	―	€10.37B	46.24	2.21%	―	―	―
0NRE	―	€80.07B	12.71	20.53%	―	―	―
0MUN	―	€3.31B	10.84	9.99%	―	―	―