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Intesa Sanpaolo (ISNPY)
OTHER OTC:ISNPY
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Intesa Sanpaolo (ISNPY) Price & Analysis

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ISNPY Stock Chart & Stats

$45.14
$0.11(0.24%)
At close: 4:00 PM EDT
$45.14
$0.11(0.24%)

Bulls Say, Bears Say

Bulls Say
Improved Profitability And GuidanceSustained margin expansion and an upgraded 2026 net income target signal stronger underlying earnings power. Higher recurring profitability supports durable cash returns, reinvestment in technology, and resilience across cycles, improving long-term capital allocation and shareholder distributions.
Material Balance-sheet DeleveragingA large reduction in debt and improved leverage materially strengthen solvency and funding flexibility. Lower leverage reduces interest burden and systemic funding risk, enabling consistent capital returns and providing a buffer to absorb credit or market shocks over the medium term.
Strong Commercial Franchise And Fee/insurance GrowthConsistent loan and deposit growth, rising client assets and stronger fee and insurance income reflect a diversified, sticky revenue base. This bancassurance distribution scale and retail/SME market depth support stable fee income and cross-sell, enhancing long-term revenue durability.
Bears Say
Volatile Cash GenerationLarge multi-year swings in operating and free cash flow reduce predictability of internally funded growth and capital returns. This volatility complicates planning for dividends, buybacks and M&A, and increases reliance on capital markets or asset disposals during stress periods.
Reliance On Monte Dei Paschi TransactionManagement’s medium-term targets and synergy plans depend heavily on MPS closing and integration. Regulatory, governance or shareholder hurdles could delay or reduce expected synergies, undermining projected asset growth, earnings accretion and strategic metrics tied to the deal.
Revenue Mix And Provisioning VolatilityDependence on variable trading and seasonal fee income, coupled with conservative provisioning, makes reported results sensitive to quarter-to-quarter swings. Higher provisions or weaker trading/fee quarters can materially depress earnings and impede consistent margin delivery.

Intesa Sanpaolo News

ISNPY FAQ

What was Intesa Sanpaolo’s price range in the past 12 months?
Intesa Sanpaolo lowest stock price was $34.40 and its highest was $45.14 in the past 12 months.
    What is Intesa Sanpaolo’s market cap?
    Intesa Sanpaolo’s market cap is $133.20B.
      When is Intesa Sanpaolo’s upcoming earnings report date?
      Intesa Sanpaolo’s upcoming earnings report date is Oct 30, 2026 which is in 89 days.
        How were Intesa Sanpaolo’s earnings last quarter?
        Intesa Sanpaolo released its earnings results on Jul 29, 2026. The company reported $1.098 earnings per share for the quarter, beating the consensus estimate of $0.958 by $0.14.
          Is Intesa Sanpaolo overvalued?
          According to Wall Street analysts Intesa Sanpaolo’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Intesa Sanpaolo pay dividends?
            Intesa Sanpaolo pays a Semiannually dividend of $1.32 which represents an annual dividend yield of 5.79%. See more information on Intesa Sanpaolo dividends here
              What is Intesa Sanpaolo’s EPS estimate?
              Intesa Sanpaolo’s EPS estimate is 1.04.
                How many shares outstanding does Intesa Sanpaolo have?
                Intesa Sanpaolo has 2,947,077,000 shares outstanding.
                  What happened to Intesa Sanpaolo’s price movement after its last earnings report?
                  Intesa Sanpaolo reported an EPS of $1.098 in its last earnings report, beating expectations of $0.958. Following the earnings report the stock price went down -0.44%.
                    Which hedge fund is a major shareholder of Intesa Sanpaolo?
                    Currently, no hedge funds are holding shares in ISNPY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Intesa Sanpaolo

                      Intesa Sanpaolo SpA engages in the provision of financial products and banking services. It operates through the following segments: Banca dei Territori, IMI Corporate and Investment Banking, International Subsidiary Banks, Private Banking, Asset Management, and Insurance. The Banca dei Territori segment oversees the traditional lending and deposit collection activities in Italy. The IMI Corporate and Investment Banking segment deals with corporate and investment banking; and acts as a partner for corporates, public administration, and financial institutions. The International Subsidiary Banks segment operates on international markets through subsidiary and associated banks. The Private Banking segment specializes in the asset management of private and high net worth individuals. The Asset Management segment develops solutions targeted at the firm's customers, commercial networks, and institutional clientele. The Insurance segment includes Intesa Sanpaolo Vita, Fideuram Vita, Intesa Sanpaolo Assicura, and Intesa Sanpaolo Assicura. The company was founded in 1931 and is headquartered in Turin, Italy.

                      Intesa Sanpaolo (ISNPY) Earnings & Revenues

                      ISNPY Company Deck

                      ISNPY Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed broadly positive operating and financial momentum: record H1 and Q2 profitability, strong commercial trends (loans, deposits, customer assets), improved margins and an upgraded 2026 net income target. Cost efficiency, top-tier asset quality and robust capital/liquidity metrics support a constructive outlook. Key risks are concentrated on H2 revenue mix volatility (seasonal fees and variable trading income), higher provisions/other charges, and execution/regulatory uncertainty tied to the Monte dei Paschi transaction (including governance frictions and capital assumptions). Overall, the positives — clear revenue and profitability improvement, upgraded guidance, and strong asset quality — outweigh the noted headwinds.View all ISNPY earnings summaries
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                      Ownership Overview

                      <0.01%<0.01%99.97%
                      Insiders
                      <0.01% Other Institutional Investors
                      99.97% Public Companies and
                      Individual Investors
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