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ISNPY Stock Chart & Stats
$38.83
$0.31(1.25%)
At close: 4:00 PM EST
$38.83
$0.31(1.25%)
Day’s Range― - ―
52-Week Range$32.89 - $43.37
Previous CloseN/A
Volume36.05K
Average Volume (3M)56.14K
Market Cap
$123.70B
Enterprise Value$234.36B
Total Cash (Recent Filing)$49.39B
Total Debt (Recent Filing)$141.37B
Price to Earnings (P/E)10.4
Beta0.83
Next Earnings
Jul 29, 2026EPS Estimate
0.98Next Dividend Ex-DateN/A
Dividend Yield5.46%
Share Statistics
EPS (TTM)14.58
Shares Outstanding2,913,237,300
10 Day Avg. Volume93,583
30 Day Avg. Volume56,139
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)0.30
Price to Sales (P/S)0.38
P/FCF Ratio0.99
Enterprise Value/Market Cap1.89
Enterprise Value/Revenue5.58
Enterprise Value/Gross Profit8.17
Enterprise Value/Ebitda16.12
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4
Revenue Forecast (FY)$32.95B
Bulls Say, Bears Say
Bulls Say
Improved LeverageA large reduction in reported debt and a debt-to-equity improvement to ~0.90 from ~2.25 materially strengthens capital resilience. This lower leverage reduces refinancing and funding risk, improves regulatory metrics and gives management durable flexibility for lending, capital allocation, or dividends.
Stronger 2025 ProfitabilityMeaningful margin expansion and higher net income indicate improved core earnings power and operational leverage. Sustained profitability supports internal capital generation, dividend capacity and buffers for loan-loss provisioning across business cycles, improving medium-term financial stability.
Diversified Revenue MixA broad business model across NII, fee income, bancassurance and capital markets reduces reliance on any single revenue source. Cross-selling via an extensive branch and advisory network supports recurring fees and insurance premiums, helping stabilize revenue through different rate or cycle environments.
Bears Say
Volatile Cash GenerationMulti-year swings in operating and free cash flow weaken predictability of internal funding for lending, investment and dividends. This inconsistency raises the chance of needing external funding or asset sales in adverse periods and complicates multi-year capital planning and provisioning.
Balance-sheet VolatilityWhile leverage is lower today, the sharp year-over-year debt swing signals potential volatility in funding strategy or accounting flows. Such step changes can recur under stress, affecting liquidity, funding costs and regulatory ratios, and increase execution risk for strategic initiatives.
Weak Recent Revenue TrendA slight negative revenue trend prior to the 2025 rebound indicates exposure to cyclical pressures in lending, fees and markets. Continued top-line variability could limit sustainable margin improvement and make earnings more sensitive to interest-rate and economic shifts over the medium term.
Intesa Sanpaolo News
ISNPY FAQ
What was Intesa Sanpaolo Spa’s price range in the past 12 months?
Intesa Sanpaolo Spa lowest stock price was $32.89 and its highest was $43.37 in the past 12 months.
What is Intesa Sanpaolo Spa’s market cap?
Intesa Sanpaolo Spa’s market cap is $123.70B.
When is Intesa Sanpaolo Spa’s upcoming earnings report date?
Intesa Sanpaolo Spa’s upcoming earnings report date is Jul 29, 2026 which is in 27 days.
How were Intesa Sanpaolo Spa’s earnings last quarter?
Intesa Sanpaolo Spa released its earnings results on May 08, 2026. The company reported $1.091 earnings per share for the quarter, beating the consensus estimate of $1.047 by $0.044.
Is Intesa Sanpaolo Spa overvalued?
According to Wall Street analysts Intesa Sanpaolo Spa’s price is currently Overvalued.
Does Intesa Sanpaolo Spa pay dividends?
Intesa Sanpaolo Spa pays a Semiannually dividend of $1.32 which represents an annual dividend yield of 5.46%. See more information on Intesa Sanpaolo Spa dividends here
What is Intesa Sanpaolo Spa’s EPS estimate?
Intesa Sanpaolo Spa’s EPS estimate is 0.98.
How many shares outstanding does Intesa Sanpaolo Spa have?
Intesa Sanpaolo Spa has 2,913,237,300 shares outstanding.
What happened to Intesa Sanpaolo Spa’s price movement after its last earnings report?
Intesa Sanpaolo Spa reported an EPS of $1.091 in its last earnings report, beating expectations of $1.047. Following the earnings report the stock price went down -1.99%.
Which hedge fund is a major shareholder of Intesa Sanpaolo Spa?
Currently, no hedge funds are holding shares in ISNPY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Intesa Sanpaolo Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
ISNPY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 35.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 0.3%
Last 30 Days ▲ 0.3%
Technicals
SMA
Positive
20 days / 200 days
Momentum
22.67%
12-Months-Change
Fundamentals
Return on Equity
15.77%
Trailing 12-Months
Asset Growth
10.42%
Trailing 12-Months
Company Description
Intesa Sanpaolo Spa
Intesa Sanpaolo SpA engages in the provision of financial products and banking services. It operates through the following segments: Banca dei Territori, IMI Corporate and Investment Banking, International Subsidiary Banks, Private Banking, Asset Management, and Insurance. The Banca dei Territori segment oversees the traditional lending and deposit collection activities in Italy. The IMI Corporate and Investment Banking segment deals with corporate and investment banking; and acts as a partner for corporates, public administration, and financial institutions. The International Subsidiary Banks segment operates on international markets through subsidiary and associated banks. The Private Banking segment specializes in the asset management of private and high net worth individuals. The Asset Management segment develops solutions targeted at the firm's customers, commercial networks, and institutional clientele. The Insurance segment includes Intesa Sanpaolo Vita, Fideuram Vita, Intesa Sanpaolo Assicura, and Intesa Sanpaolo Assicura. The company was founded in 1931 and is headquartered in Turin, Italy.
ISNPY Company Deck
ISNPY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a predominantly positive message: Intesa Sanpaolo reported record 2025 results (EUR 9.3bn net income), strengthened capital (CET1 13.9%), near‑zero NPLs, record fee/in‑surance income, and an ambitious multi‑year plan with clear numeric targets (net income > EUR 11.5bn, ROE > 20%, cost/income ~37%). Management emphasizes technology (isytech), cost savings (EUR 1.6bn program), and sizable growth initiatives (EUR 370bn lending, +2.5m clients, +EUR 200bn customer assets). Key challenges flagged include pressure from lower Euribor on NII, the impact of the Italian Budget Law (capital and tax effects), substantial shareholder distribution (95% payout in 2026) and execution uncertainty around international expansion (Isywealth Europe) despite conservative planning. Overall, the positive operational and capital trends and the scale of the strategic plan materially outweigh the highlighted risks, which are largely framed as manageable or deliberately conservative.View all ISNPY earnings summariesTechnical Analysis
Ownership Overview
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Insiders
<0.01% Mutual Funds
0.02% Other Institutional Investors
99.95% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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