Intesa Sanpaolo Spa (ISNPY)
OTHER OTC:ISNPY
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ISNPY Stock Chart & Stats
$38.83
$0.31(1.25%)
At close: 4:00 PM EST
$38.83
$0.31(1.25%)
Day’s Range― - ―
52-Week Range$29.68 - $43.37
Previous CloseN/A
Volume36.05K
Average Volume (3M)153.87K
Market Cap
$118.77B
Enterprise Value$159.53B
Total Cash (Recent Filing)$49.39B
Total Debt (Recent Filing)$141.37B
Price to Earnings (P/E)1.8
Beta0.77
Next Earnings
May 05, 2026EPS Estimate
1.05Next Dividend Ex-DateN/A
Dividend Yield5.46%
Share Statistics
EPS (TTM)0.69
Shares Outstanding2,902,231,700
10 Day Avg. Volume275,186
30 Day Avg. Volume153,867
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.30
Price to Sales (P/S)0.38
P/FCF Ratio0.99
Enterprise Value/Market Cap1.34
Enterprise Value/Revenue3.80
Enterprise Value/Gross Profit5.56
Enterprise Value/Ebitda10.97
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.98
Revenue Forecast (FY)$32.92B
Bulls Say, Bears Say
Bulls Say
Record ProfitabilitySustained record net income demonstrates durable earnings power and improved operating leverage. Higher recurring profits strengthen internal capital generation, supporting targets (2026–2029) and the bank's ability to fund lending, dividends, and buybacks without sole reliance on external financing.
Stronger Capital & Lower LeverageHigher CET1 and a sharp leverage reduction materially improve balance-sheet resilience and loss-absorption capacity. This structural repair increases strategic flexibility for lending and regulatory headroom, lowering probability of capital-raising under stress over the medium term.
Diversified Fee And Insurance IncomeStrong and growing fee/insurance revenues diversify revenue mix away from NII, cushioning earnings against interest-rate cycles. Durable fee income supports margin sustainability and cross-sell economics, enabling more predictable non‑interest cash generation over the medium term.
Bears Say
Cash Flow VolatilityMulti-year swings in operating cash flow and free cash flow undermine predictability of internally funded growth and shareholder returns. Persistent volatility can force reliance on balance-sheet adjustments or limit reinvestment, raising execution and funding risks over the medium term.
Very High Payout PolicyA near-95% distribution policy materially reduces retained earnings and internal buffers. Even with strong CET1 today, such high payouts constrain capital available for opportunistic investments, buffer against shocks, or unexpected provisioning, increasing sensitivity to adverse scenarios.
Regulatory/Tax Headwinds (Italian Budget Law)A structural fiscal/regulatory change that reduces CET1 and increases tax/levy burdens can persistently impair capital and profitability. Slower originations tied to the law also limit growth execution, making medium-term lending and earnings targets harder to achieve without offsetting actions.
Intesa Sanpaolo News
ISNPY FAQ
What was Intesa Sanpaolo Spa’s price range in the past 12 months?
Intesa Sanpaolo Spa lowest stock price was $29.68 and its highest was $43.37 in the past 12 months.
What is Intesa Sanpaolo Spa’s market cap?
Intesa Sanpaolo Spa’s market cap is $118.77B.
When is Intesa Sanpaolo Spa’s upcoming earnings report date?
Intesa Sanpaolo Spa’s upcoming earnings report date is May 05, 2026 which is in 19 days.
How were Intesa Sanpaolo Spa’s earnings last quarter?
Intesa Sanpaolo Spa released its earnings results on Feb 02, 2026. The company reported $0.694 earnings per share for the quarter, beating the consensus estimate of $0.662 by $0.032.
Is Intesa Sanpaolo Spa overvalued?
According to Wall Street analysts Intesa Sanpaolo Spa’s price is currently Overvalued.
Does Intesa Sanpaolo Spa pay dividends?
Intesa Sanpaolo Spa pays a Semiannually dividend of $0.934 which represents an annual dividend yield of 5.46%. See more information on Intesa Sanpaolo Spa dividends here
What is Intesa Sanpaolo Spa’s EPS estimate?
Intesa Sanpaolo Spa’s EPS estimate is 1.05.
How many shares outstanding does Intesa Sanpaolo Spa have?
Intesa Sanpaolo Spa has 2,902,231,700 shares outstanding.
What happened to Intesa Sanpaolo Spa’s price movement after its last earnings report?
Intesa Sanpaolo Spa reported an EPS of $0.694 in its last earnings report, beating expectations of $0.662. Following the earnings report the stock price went down -0.662%.
Which hedge fund is a major shareholder of Intesa Sanpaolo Spa?
Currently, no hedge funds are holding shares in ISNPY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Intesa Sanpaolo Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
ISNPY Sentiment 70%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Decreased
By 35.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 7.1%
Last 30 Days ▼ 7.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
48.74%
12-Months-Change
Fundamentals
Return on Equity
14.41%
Trailing 12-Months
Asset Growth
16.65%
Trailing 12-Months
Company Description
Intesa Sanpaolo Spa
Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; corporate, investment banking, and public finance services; industrial credit, factoring, and leasing services; asset management solutions; life and non-life insurance products; and bancassurance and pension fund, and fiduciary services. It also provides consumer credit and E-money; wealth management and private banking services. The company serves individuals, small and medium-sized businesses, non-profit organizations, corporates and financial institutions, public administration, private clients and high net worth individuals, institutional clientele, and other customers. Intesa Sanpaolo S.p.A. is headquartered in Turin, Italy.
ISNPY Company Deck
ISNPY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a predominantly positive message: Intesa Sanpaolo reported record 2025 results (EUR 9.3bn net income), strengthened capital (CET1 13.9%), near‑zero NPLs, record fee/in‑surance income, and an ambitious multi‑year plan with clear numeric targets (net income > EUR 11.5bn, ROE > 20%, cost/income ~37%). Management emphasizes technology (isytech), cost savings (EUR 1.6bn program), and sizable growth initiatives (EUR 370bn lending, +2.5m clients, +EUR 200bn customer assets). Key challenges flagged include pressure from lower Euribor on NII, the impact of the Italian Budget Law (capital and tax effects), substantial shareholder distribution (95% payout in 2026) and execution uncertainty around international expansion (Isywealth Europe) despite conservative planning. Overall, the positive operational and capital trends and the scale of the strategic plan materially outweigh the highlighted risks, which are largely framed as manageable or deliberately conservative.View all ISNPY earnings summariesTechnical Analysis
Ownership Overview
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Insiders
<0.01% Mutual Funds
0.02% Other Institutional Investors
99.94% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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