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Intesa Sanpaolo Spa (ISNPY)
:ISNPY
Earnings Data
Report Date
May 06, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.87Last Year’s EPS
0.78Same Quarter Last Year
Based on 0 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 04, 2025
|% Change Since: 9.84%
|Next Earnings Date:May 06, 2025
Earnings Call Sentiment|Positive
The earnings call detailed strong financial performance with record net income and robust shareholder returns. Significant growth in customer financial assets and a best-in-class cost income ratio were highlighted. However, there were concerns about the management of excess capital and potential pressure on net interest income due to declining Euribor rates.Company Guidance
During the full-year 2024 results conference call, Intesa Sanpaolo provided robust guidance for 2025, with expectations of net income well above EUR 9 billion. The bank achieved a record net income of EUR 8.7 billion for 2024, reaching EUR 9 billion when excluding non-recurring items and EUR 900 million in strategic gross income allocations. The bank announced cash dividends totaling EUR 6.1 billion and plans a share buyback of EUR 2 billion in June, pending shareholder approval. Customer financial assets rose by EUR 77 billion, and the bank maintained a strong capital position with a common equity Tier 1 ratio above 13.9%. Intesa Sanpaolo continues to invest heavily in technology, having deployed EUR 4.2 billion and hired over 2,300 IT specialists, resulting in more than 60% of applications being cloud-based. The bank also emphasized its commitment to social impact, deploying EUR 340 million to address social needs.Record Net Income and Shareholder Returns
Intesa Sanpaolo delivered its best-ever net income at EUR8.7 billion, reaching EUR9 billion when excluding non-recurring items. The bank distributed EUR6.1 billion in cash dividends and plans a EUR2 billion share buyback.
Strong Growth in Customer Financial Assets
Customer financial assets increased by EUR77 billion, demonstrating strong growth in direct deposits, assets under management, and assets under administration.
Best-in-Class Cost Income Ratio
Intesa Sanpaolo achieved a cost income ratio below 43%, marking it as best-in-class in Europe.
Stable Operating Costs and Asset Quality
Operating costs were down more than 1%, with a best-in-class cost income ratio. Asset quality remained high, with gross NPL stock down EUR200 million from last year.
Significant Tech Investments and Digital Growth
EUR4.2 billion invested in technology, with over 60% of applications cloud-based. Isybank added over 500,000 new clients in Q4.
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ISNPY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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ISNPY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 04, 2025 | $25.82 | $26.48 | +2.56% |
| Oct 31, 2024 | $24.83 | $24.76 | -0.28% |
| Jul 30, 2024 | $22.98 | $23.77 | +3.44% |
| May 03, 2024 | $21.49 | $20.97 | -2.42% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Intesa Sanpaolo Spa (ISNPY) report earnings?
Intesa Sanpaolo Spa (ISNPY) is schdueled to report earning on May 06, 2025, TBA Not Confirmed.
What is Intesa Sanpaolo Spa (ISNPY) earnings time?
Intesa Sanpaolo Spa (ISNPY) earnings time is at May 06, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ISNPY EPS forecast?
ISNPY EPS forecast for the fiscal quarter 2025 (Q1) is 0.87.
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