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Intesa Sanpaolo Spa (ISNPY)
:ISNPY
US Market
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Intesa Sanpaolo (ISNPY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 10, 2026
TBA (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.64
Last Year’s EPS
0.5
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 31, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflected a generally strong performance with record-breaking net income, increased capital ratios, and robust shareholder returns. However, challenges in net interest income and potential impacts from new banking taxes were noted as areas of concern.
Company Guidance
In the third quarter of 2025, Intesa Sanpaolo reported a record 9-month net income of EUR 7.6 billion, including EUR 2.4 billion in Q3 alone. The bank's Common Equity Tier 1 ratio rose by over 100 basis points, achieving an annualized return on equity of 20% and a 9% growth in earnings per share. The bank is on track to exceed its full-year net income target of over EUR 9 billion, bolstered by Q4 managerial actions aimed at future profitability. During the first 9 months, commissions and insurance income grew by 5%, with Q3 experiencing a 7% year-on-year increase. The bank recorded over EUR 1.4 trillion in customer financial assets, while operating costs decreased by 1.5%. Intesa Sanpaolo plans to return EUR 8.3 billion to shareholders this year, including a EUR 3.2 billion interim dividend in November, with additional capital distribution to be determined at year-end. This performance underscores the resilience of the bank’s diversified business model, further validated by a 2-notch upgrade from Fitch and a 1-notch upgrade from DBRS.
Record-Breaking Net Income
Intesa Sanpaolo delivered its best ever 9-month net income at EUR 7.6 billion, with EUR 2.4 billion in Q3.
Strong Dividend Returns
The bank is returning EUR 8.3 billion to shareholders, including a EUR 3.2 billion interim dividend.
Common Equity Tier 1 Ratio Increase
Common equity Tier 1 ratio increased by more than 100 basis points to 13.9%, maintaining a strong capital position.
High Return on Equity
Annualized return on equity is at 20%, with earnings per share up by 9%.
Notable Upgrades
Intesa Sanpaolo received a 2-notch upgrade from Fitch and a 1-notch upgrade from DBRS.
Reduced Costs and Asset Quality Maintenance
Operating costs decreased, and asset quality remained excellent with the lowest ever NPL inflows.
Positive Insurance Income Growth
Insurance income grew by 5% in the first 9 months and 7% in Q3 year-over-year.

Intesa Sanpaolo (ISNPY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

ISNPY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 10, 2026
2025 (Q4)
0.64 / -
0.498
Oct 31, 2025
2025 (Q3)
0.92 / 0.90
0.80312.08% (+0.10)
Jul 30, 2025
2025 (Q2)
0.93 / 0.99
0.84716.53% (+0.14)
May 06, 2025
2025 (Q1)
0.93 / 0.97
0.77925.16% (+0.20)
Feb 04, 2025
2024 (Q4)
0.54 / 0.50
0.511-2.54% (-0.01)
Oct 31, 2024
2024 (Q3)
0.82 / 0.80
0.65123.35% (+0.15)
Jul 30, 2024
2024 (Q2)
0.82 / 0.85
0.74413.84% (+0.10)
May 03, 2024
2024 (Q1)
0.78 / 0.78
0.65918.21% (+0.12)
Feb 06, 2024
2023 (Q4)
0.53 / 0.51
0.38931.36% (+0.12)
Nov 03, 2023
2023 (Q3)
0.65 / 0.65
0.324100.93% (+0.33)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

ISNPY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 31, 2025
$39.57$38.62-2.40%
Jul 30, 2025
$35.94$37.37+3.98%
May 06, 2025
$31.83$31.59-0.75%
Feb 04, 2025
$25.15$25.80+2.58%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Intesa Sanpaolo Spa (ISNPY) report earnings?
Intesa Sanpaolo Spa (ISNPY) is schdueled to report earning on Feb 10, 2026, TBA (Confirmed).
    What is Intesa Sanpaolo Spa (ISNPY) earnings time?
    Intesa Sanpaolo Spa (ISNPY) earnings time is at Feb 10, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is ISNPY EPS forecast?
          ISNPY EPS forecast for the fiscal quarter 2025 (Q4) is 0.64.
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