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INTR Stock Chart & Stats
$5.29
-$0.17(-3.11%)
At close: 4:00 PM EDT
$5.29
-$0.17(-3.11%)
Day’s Range― - ―
52-Week Range$5.04 - $10.36
Previous CloseN/A
Volume3.11M
Average Volume (3M)4.76M
Market Cap
$2.29B
Enterprise Value$6.75K
Total Cash (Recent Filing)$10.40B
Total Debt (Recent Filing)$32.60B
Price to Earnings (P/E)7.5
Beta0.59
Next Earnings
Nov 10, 2026EPS Estimate
0.19Next Dividend Ex-DateN/A
Dividend Yield2.24%
Share Statistics
EPS (TTM)3.50
Shares Outstanding324,284,550
10 Day Avg. Volume4,529,783
30 Day Avg. Volume4,756,419
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)2.01
Price to Sales (P/S)1.42
P/FCF Ratio6.82
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$9.13Price Target Upside72.65% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.79
Revenue Forecast (FY)$2.09B
Bulls Say, Bears Say
Bulls Say
Large, Engaged Super‑app User BaseA 45.3 million client base with ~22 million daily log-ins creates durable network effects and deep engagement. High activity lowers incremental acquisition costs, supports cross‑selling of loans, cards and marketplace services, and underpins recurring fee and transaction revenue over months to years.
Sustained Top‑line Growth And ProfitabilityConsistent double‑digit revenue and NII expansion alongside record net income and improving ROE demonstrate scalable economics. Revenue grew materially faster than expenses (management cited operational leverage), indicating sustainable earnings power as the platform scales over the next several quarters.
Robust Funding And Capital GenerationThe business shifted to capital‑generating status with sizable excess holding capital and a strong deposit/funding franchise, reducing external funding reliance. Low funding costs and recent subordinated issuance bolster regulatory buffers and support continued loan growth without immediate dilution of capital ratios.
Bears Say
Rising Leverage And Balance‑sheet SensitivityHigher leverage amplifies returns in good cycles but increases sensitivity to credit and funding stress. Management also noted leverage metrics (reported leverage rising toward ~9.7x), which can constrain capital actions and elevate refinancing and regulatory risk if macro or credit conditions deteriorate over coming quarters.
Asset‑quality Pressure Concentrated In Private Payroll LoansDelinquencies and Stage‑3 formation are concentrated in private payroll product lines, reducing portfolio diversification benefits. The decline in coverage to ~134% narrows the cushion against further deterioration, meaning credit losses could more directly hit earnings and capital if delinquency trends persist.
Weakened Cash‑flow MomentumA sharp TTM drop in free cash flow and lower operating cash generation reduces financial flexibility to absorb credit shocks or fund growth organically. Combined with higher non‑cash amortization from Super App investments, weaker cash conversion could force greater reliance on external funding or slower reinvestment pacing.
Inter & Company Incorporation Class A News
INTR FAQ
What was Inter & Company Incorporation Class A’s price range in the past 12 months?
Inter & Company Incorporation Class A lowest stock price was $5.04 and its highest was $10.36 in the past 12 months.
What is Inter & Company Incorporation Class A’s market cap?
Inter & Company Incorporation Class A’s market cap is $2.29B.
When is Inter & Company Incorporation Class A’s upcoming earnings report date?
Inter & Company Incorporation Class A’s upcoming earnings report date is Nov 10, 2026 which is in 88 days.
How were Inter & Company Incorporation Class A’s earnings last quarter?
Inter & Company Incorporation Class A released its earnings results on Aug 05, 2026. The company reported $0.187 earnings per share for the quarter, beating the consensus estimate of $0.181 by $0.006.
Is Inter & Company Incorporation Class A overvalued?
According to Wall Street analysts Inter & Company Incorporation Class A’s price is currently Undervalued.
Does Inter & Company Incorporation Class A pay dividends?
Inter & Company Incorporation Class A pays a Annually dividend of $0.113 which represents an annual dividend yield of 2.24%. See more information on Inter & Company Incorporation Class A dividends here
What is Inter & Company Incorporation Class A’s EPS estimate?
Inter & Company Incorporation Class A’s EPS estimate is 0.19.
How many shares outstanding does Inter & Company Incorporation Class A have?
Inter & Company Incorporation Class A has 324,284,550 shares outstanding.
What happened to Inter & Company Incorporation Class A’s price movement after its last earnings report?
Inter & Company Incorporation Class A reported an EPS of $0.187 in its last earnings report, beating expectations of $0.181. Following the earnings report the stock price went up 0.175%.
Which hedge fund is a major shareholder of Inter & Company Incorporation Class A?
Currently, no hedge funds are holding shares in INTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Inter & Company Incorporation Class A Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$9.13 (72.65% Upside)
$9.13 (72.65% Upside)
Blogger Sentiment
Bullish
INTR Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 509.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 5.2%
Last 30 Days ▲ 5.1%
Last 30 Days ▲ 5.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-15.96%
12-Months-Change
Fundamentals
Return on Equity
2.24%
Trailing 12-Months
Asset Growth
28.07%
Trailing 12-Months
Company Description
Inter & Company Incorporation Class A
Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.
INTR Company Deck
INTR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong execution: sustained double-digit revenue growth (32% YoY), record profitability (net income BRL 421m, ROE 16.3%), NIM expansion to 10.1% and clear operational leverage (revenues +32% vs expenses +19%), alongside market share gains, rapid client engagement and a strengthened funding franchise. Offsetting these positives were elevated delinquencies concentrated in private payroll loans, a falling coverage ratio to ~134%, quarter-to-quarter NIM volatility from inflation-hedge timing and securities income, increased leverage (6.7x to 9.7x), and continuing amortization expense from Super App investments. Management presented concrete remediation actions for private payroll (relinkage, credit insurance launch, policy tuning) and maintained guidance on cost-of-risk and NIM trajectory, indicating confidence in returning trends. Overall, highlights materially outweighed the lowlights, though the latter merit monitoring in coming quarters.View all INTR earnings summariesINTR Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$9.13
▲(72.65% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Texas Capital Bancshares
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TFS Financial
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United Community Banks
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Grupo Aval Acciones y Valores SA Pfd
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Eastern Bankshares
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Ownership Overview
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Insiders
2.68% Mutual Funds
2.70% Other Institutional Investors
91.97% Public Companies and
Individual Investors









