Inter & Company Incorporation Class A (INTR)
NASDAQ:INTR
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INTR Stock Chart & Stats
$9.33
-$0.14(-3.19%)
At close: 4:00 PM EST
$9.33
-$0.14(-3.19%)
Day’s Range― - ―
52-Week Range$5.16 - $10.36
Previous CloseN/A
Volume390.37K
Average Volume (3M)7.94M
Market Cap
$2.31B
Enterprise Value$34.09B
Total Cash (Recent Filing)$9.63B
Total Debt (Recent Filing)$31.19B
Price to Earnings (P/E)8.4
Beta0.61
Next Earnings
Aug 17, 2026EPS Estimate
0.18Next Dividend Ex-DateN/A
Dividend Yield0.97%
Share Statistics
EPS (TTM)3.24
Shares Outstanding324,284,550
10 Day Avg. Volume4,417,680
30 Day Avg. Volume7,940,664
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)2.01
Price to Sales (P/S)1.42
P/FCF Ratio6.82
Enterprise Value/Market Cap14.78
Enterprise Value/Revenue2.19
Enterprise Value/Gross Profit5.39
Enterprise Value/Ebitda16.15
Forecast
1Y Price Target
$8.60Price Target Upside-7.82% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.8
Revenue Forecast (FY)$2.10B
Bulls Say, Bears Say
Bulls Say
Large, Engaged Customer BaseA 44M customer base with ~59% activation creates durable scale and recurring behavioral engagement that lowers marginal acquisition costs, enables multi-product cross-sell and raises lifetime value. This structural scale supports sustained fee, interchange and marketplace monetization over coming quarters.
Revenue And Margin Expansion Driving ProfitabilityConsistent revenue growth and a materially expanded NIM have translated into record profitability and ROE, indicating the business model is converting scale into durable earnings. Sustained NIM expansion and diversified revenue streams support predictable cash generation and reinvestment capacity over the medium term.
U.S. Branch License To Strengthen Funding And ExpansionA U.S. state license and planned migration of 5.5M accounts is a structural step to diversify and lower funding costs, issue cards directly and expand internationally. This improves funding mix and reduces reliance on third-party sponsors, supporting more stable funding and cross-border growth long term.
Bears Say
Marked Increase In LeverageLeverage jumping to a ~3.1 debt/equity ratio materially raises funding and solvency sensitivity. With equity roughly flat and debt expanded, the company has less balance-sheet flexibility, amplifying exposure to higher funding costs or market stress and constraining capital allocation choices.
Asset-quality Stress And Higher Cost Of RiskRising NPLs and an elevated cost-of-risk guidance reflect credit-cycle and product‑mix pressures from new private‑payroll originations. This structural credit headwind can suppress net margins and require higher provisioning, limiting retained earnings and capital accumulation over the next several quarters.
Efficiency Still Materially Above Top‑peer TargetsWhile efficiency has improved, a mid‑40s cost/income ratio and rising personnel/admin costs indicate ongoing operational drag. Persistently elevated operating expenses versus best‑in‑class peers will pressure long‑term margin upside and require continued execution to materially close the efficiency gap.
Inter & Company Incorporation Class A News
INTR FAQ
What was Inter & Company Incorporation Class A’s price range in the past 12 months?
Inter & Company Incorporation Class A lowest stock price was $5.16 and its highest was $10.36 in the past 12 months.
What is Inter & Company Incorporation Class A’s market cap?
Inter & Company Incorporation Class A’s market cap is $2.31B.
When is Inter & Company Incorporation Class A’s upcoming earnings report date?
Inter & Company Incorporation Class A’s upcoming earnings report date is Aug 17, 2026 which is in 52 days.
How were Inter & Company Incorporation Class A’s earnings last quarter?
Inter & Company Incorporation Class A released its earnings results on May 07, 2026. The company reported $0.181 earnings per share for the quarter, beating the consensus estimate of $0.169 by $0.012.
Is Inter & Company Incorporation Class A overvalued?
According to Wall Street analysts Inter & Company Incorporation Class A’s price is currently Overvalued.
Does Inter & Company Incorporation Class A pay dividends?
Inter & Company Incorporation Class A pays a Annually dividend of $0.113 which represents an annual dividend yield of 0.97%. See more information on Inter & Company Incorporation Class A dividends here
What is Inter & Company Incorporation Class A’s EPS estimate?
Inter & Company Incorporation Class A’s EPS estimate is 0.18.
How many shares outstanding does Inter & Company Incorporation Class A have?
Inter & Company Incorporation Class A has 324,284,550 shares outstanding.
What happened to Inter & Company Incorporation Class A’s price movement after its last earnings report?
Inter & Company Incorporation Class A reported an EPS of $0.181 in its last earnings report, beating expectations of $0.169. Following the earnings report the stock price went down -14.541%.
Which hedge fund is a major shareholder of Inter & Company Incorporation Class A?
Currently, no hedge funds are holding shares in INTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Inter & Company Incorporation Class A Stock Smart Score
Neutral
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5
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8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$8.60 (-7.82% Downside)
$8.60 (-7.82% Downside)
Blogger Sentiment
Bullish
INTR Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 509.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.7%
Last 30 Days ▲ 17.1%
Last 30 Days ▲ 17.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-29.07%
12-Months-Change
Fundamentals
Return on Equity
14.49%
Trailing 12-Months
Asset Growth
34.89%
Trailing 12-Months
Company Description
Inter & Company Incorporation Class A
Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.
INTR Company Deck
INTR Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of operating and financial results: robust client growth (44M), large TPV (BRL 1.7tn run rate), rapid loan growth (>30% YoY), margin expansion (NIM +70 bps YoY) and record profitability metrics (net income BRL 395M, ROE 15.5%, RoTE 19.5%). These positives are tempered by near-term asset quality pressures (NPLs up to 5.1%), an expected higher cost of risk (~6% for the year) driven by an early-stage private payroll book and Q1 seasonality in funding, plus fee growth and efficiency still short of longer-term targets. Management frames the issues as expected and manageable (private payroll cohorts breakeven ~6 months; operational and collateral improvements planned) and emphasizes structural advantages (low, stable funding costs, digital distribution, AI-enabled product rollout). Overall, the highlights from growth, revenue, margins and product innovation materially outweigh the manageable near-term headwinds.View all INTR earnings summariesINTR Stock 12 Month Forecast
Average Price Target
$8.60
▼(-7.82% Downside)
Technical Analysis
Texas Capital Bancshares
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TFS Financial
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United Community Banks
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Grupo Aval Acciones y Valores SA Pfd
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Eastern Bankshares
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Ownership Overview
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Insiders
2.68% Mutual Funds
38.07% Other Institutional Investors
56.14% Public Companies and
Individual Investors