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Inter & Company Incorporation Class A (INTR)
:INTR
US Market
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Inter & Company Incorporation Class A (INTR) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 05, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.17
Last Year’s EPS
0.11
Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 13, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted strong client growth, transaction volumes, and a record loan portfolio expansion. However, there are challenges with increased cost of risk and fee income growth slowdown, influenced by economic headwinds such as high Selic rates.
Company Guidance
In Inter & Co's third Quarter 2025 earnings call, the company provided optimistic guidance underpinned by robust growth metrics and strategic initiatives. Inter reported a record quarter with 2 million new clients, bringing their total client base to 41 million and achieving an activation rate of 58%. The company processed over 850 million financial transactions in September alone, with active clients transacting BRL 412 billion, a 30% year-over-year increase, largely driven by PIX transactions. Their credit card volume reached a new high, surpassing BRL 15 billion, indicating a 20% growth. The loan book expanded by 30% year-on-year, with a notable 9% quarterly growth. Inter's Net Promoter Score remained strong at 85 points, reflecting high client satisfaction. Financially, Inter reported a net revenue of 2.1 billion reais, up 29% year-on-year, and achieved a record net income of BRL 336 million with a ROE of 14.2%. The guidance emphasized continued innovation through 380 AI initiatives, global expansion, and talent development, aligning with their six thirty thirty plan to balance profitability and growth. The company remains focused on sustaining its momentum into 2026, driven by a commitment to enhancing client value across its seven verticals.
Record Client Growth
Inter welcomed 2 million new clients, setting a new record and surpassing the previous record set in 2022.
Strong Transaction Volume
Active clients transacted over BRL 412 billion on the platform, a year-over-year growth of around 30%.
Credit Card Volume Growth
Credit card volume reached a new record, surpassing BRL 15 billion, representing a 20% growth year-over-year.
Loan Portfolio Expansion
The loan book grew 30% year-on-year, led by private payroll loans and home equity, with the latter reaching a 33% growth.
Improved Asset Quality
NPL ratios showed strong performance, with the ninety-day past due metric improving by 10 basis points.
Low Cost of Funding
The cost of funding reached 68.2% of CDI, with transactional deposits showing strong growth.
Record Net Income and ROE
Achieved a record net income of BRL 336 million and an ROE of 14.2%.

Inter & Company Incorporation Class A (INTR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

INTR Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 05, 2026
2025 (Q4)
0.17 / -
0.111
Nov 13, 2025
2025 (Q3)
0.15 / 0.14
0.09846.94% (+0.05)
Aug 06, 2025
2025 (Q2)
0.13 / 0.13
0.09146.15% (+0.04)
May 12, 2025
2025 (Q1)
0.12 / 0.12
0.07951.90% (+0.04)
Feb 06, 2025
2024 (Q4)
0.10 / 0.11
0.0838.75% (+0.03)
Nov 14, 2024
2024 (Q3)
0.10 / 0.10
0.05384.91% (+0.05)
Aug 07, 2024
2024 (Q2)
0.09 / 0.09
0.032184.37% (+0.06)
May 09, 2024
2024 (Q1)
0.08 / 0.08
0.012558.33% (+0.07)
Feb 07, 2024
2023 (Q4)
0.07 / 0.08
0.014471.43% (+0.07)
Nov 06, 2023
2023 (Q3)
0.05 / 0.05
-0.014478.57% (+0.07)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

INTR Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 13, 2025
$9.90$9.22-6.87%
Aug 06, 2025
$6.53$7.46+14.24%
May 12, 2025
$7.11$6.73-5.34%
Feb 06, 2025
$5.20$5.48+5.38%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Inter & Company Incorporation Class A (INTR) report earnings?
Inter & Company Incorporation Class A (INTR) is schdueled to report earning on Feb 05, 2026, After Close (Confirmed).
    What is Inter & Company Incorporation Class A (INTR) earnings time?
    Inter & Company Incorporation Class A (INTR) earnings time is at Feb 05, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is INTR EPS forecast?
          INTR EPS forecast for the fiscal quarter 2025 (Q4) is 0.17.
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