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Inter & Company Incorporation Class A (INTR)
NASDAQ:INTR
US Market

Inter & Company Incorporation Class A (INTR) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
May 07, 2025
TBA Not Confirmed
Period Ending
2025 (Q1)
Consensus EPS Forecast
0.11
Last Year’s EPS
0.08
Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
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Earnings Call Summary

Earnings Call Date:Feb 06, 2025
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% Change Since: 3.85%
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Next Earnings Date:May 07, 2025
Earnings Call Sentiment|Positive
The earnings call was predominantly positive, with strong growth in net income, client acquisition, and various business segments. Global expansion and product innovation were highlighted as significant achievements. However, challenges in improving the efficiency ratio and capital ratio were noted, though they did not significantly detract from the overall positive sentiment of the call.
Company Guidance
In the fourth quarter of 2024, Inter & Co, Inc. delivered significant financial achievements, surpassing all prior years' combined net income. With an impressive annual net income of 973 million reais, the company achieved a 33% year-over-year growth in loan portfolios, with standout performances in FGTS and home equity products, each growing over 50%. They also reported a total gross revenue exceeding 10 billion reais and a net revenue of 6.4 billion reais, with a notable 37% increase in net interest income (NII) and a 31% rise in net fees. Customer growth was robust, with over 36 million clients and a 57% activation rate, contributing to a total payment volume (TPV) increase of 45% year-over-year, reaching a 1.5 trillion reais run rate. The company's NIM expanded significantly, and the cost of risk stabilized at 5.0%, reflecting improved asset quality metrics. Inter & Co, Inc. also celebrated a strong ROE of 11.7% and maintained a cost of funding at 64% of CDI. Additionally, they expanded their global client base to 3.9 million and enhanced their marketplace, achieving a 79% year-over-year growth in net revenues.
Record Net Income for 2024
2024 net income was more than the company's prior years combined, showcasing the success of their business model and profitability.
Significant Client Growth
The company added over four million clients in 2024, finishing the year with over 36 million clients and a 57% activation rate.
Strong Performance in Banking and TPV
TPV increased by 45% year over year, reaching a 1.5 trillion reais run rate in 4Q24. Inter & Co gained 14 basis points in PIX market share, reaching 8.3%.
Record Growth in Insurance and Marketplace
Insurance vertical achieved a 312% growth in active contracts, and the marketplace saw a 79% year-over-year growth in net revenues.
Global Expansion Milestone
The global account reached 3.9 million clients, with a 52% increase in deposit balance over the year.
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Inter & Company Incorporation Class A (INTR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

INTR Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
May 07, 20252025 (Q1)
0.11 / -
0.079
Feb 06, 20252024 (Q4)
0.10 / 0.11
0.0836.25% (+0.03)
Nov 14, 20242024 (Q3)
0.10 / 0.10
0.05384.91% (+0.05)
Aug 07, 20242024 (Q2)
0.09 / 0.09
0.032184.37% (+0.06)
May 09, 20242024 (Q1)
0.08 / 0.08
0.012558.33% (+0.07)
Feb 07, 20242023 (Q4)
0.07 / 0.08
0.014471.43% (+0.07)
Nov 06, 20232023 (Q3)
0.05 / 0.05
-0.014478.57% (+0.07)
Aug 14, 20232023 (Q2)
0.01 / 0.03
0.008300.00% (+0.02)
May 08, 20232023 (Q1)
0.01 / 0.01
0.002500.00% (+0.01)
Mar 13, 20232022 (Q4)
<0.01 / 0.01
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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INTR Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Feb 06, 2025$5.20$5.48+5.38%
Nov 14, 2024$6.02$5.88-2.33%
Aug 07, 2024$6.24$6.21-0.48%
May 09, 2024$5.38$5.64+4.83%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ

When does Inter & Company Incorporation Class A (INTR) report earnings?
Inter & Company Incorporation Class A (INTR) is schdueled to report earning on May 07, 2025, TBA Not Confirmed.
    What is Inter & Company Incorporation Class A (INTR) earnings time?
    Inter & Company Incorporation Class A (INTR) earnings time is at May 07, 2025, TBA Not Confirmed.
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is INTR EPS forecast?
          INTR EPS forecast for the fiscal quarter 2025 (Q1) is 0.11.
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