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CIFL Stock Chart & Stats
₹35.69
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Market closed
₹35.69
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Day’s Range― - ―
52-Week Range₹19.47 - ₹40.00
Previous CloseN/A
VolumeN/A
Average Volume (3M)96.78K
Market Cap
₹8.23B
Enterprise Value₹18.21K
Total Cash (Recent Filing)₹2.88B
Total Debt (Recent Filing)₹7.00B
Price to Earnings (P/E)20.9
Beta1.46
Next Earnings
Nov 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.1%
Share Statistics
EPS (TTM)1.14
Shares Outstanding391,056,300
10 Day Avg. Volume79,320
30 Day Avg. Volume96,777
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.20
Price to Sales (P/S)1.51
P/FCF Ratio-29.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue ReboundThe sharp latest-year revenue recovery indicates improving lending activity and customer demand. If sustained, broader origination and servicing scale could strengthen the company’s revenue base over the next several quarters.
Return To Net ProfitA return to meaningful net profitability improves internal capital generation and demonstrates progress from losses in FY2022–FY2023. Continued earnings would support balance-sheet growth and provide greater resilience against credit costs.
Growing Equity BaseA larger equity base provides a stronger loss-absorption buffer for an NBFC and can support future lending capacity. Although leverage remains elevated, accumulated equity offers more protection than a shrinking capital base.
Bears Say
Persistent Operating LossesNegative EBIT indicates that core operating costs are not yet consistently covered by lending revenue. This weakens the durability of reported profits and suggests sustained improvement in operating efficiency is needed before earnings quality can be considered robust.
Weak Cash ConversionNegative cash generation alongside accounting profit raises concerns about earnings quality, working-capital demands, and credit-cycle effects. Repeated negative operating cash flow could limit internally funded growth and increase reliance on external financing.
Elevated LeverageThe company’s lending assets are substantially funded by debt, leaving sensitivity to funding costs, asset quality, and refinancing conditions. Elevated leverage can magnify losses and constrain flexibility if credit performance or profitability weakens.
Capital India Finance Ltd News
CIFL FAQ
What was Capital India Finance Ltd’s price range in the past 12 months?
Capital India Finance Ltd lowest stock price was ₹19.47 and its highest was ₹40.00 in the past 12 months.
What is Capital India Finance Ltd’s market cap?
Capital India Finance Ltd’s market cap is ₹8.23B.
When is Capital India Finance Ltd’s upcoming earnings report date?
Capital India Finance Ltd’s upcoming earnings report date is Nov 18, 2026 which is in 91 days.
How were Capital India Finance Ltd’s earnings last quarter?
Capital India Finance Ltd released its earnings results on Aug 14, 2026. The company reported -₹0.084 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Capital India Finance Ltd overvalued?
According to Wall Street analysts Capital India Finance Ltd’s price is currently Overvalued.
Does Capital India Finance Ltd pay dividends?
Capital India Finance Ltd pays a Notavailable dividend of ₹0.02 which represents an annual dividend yield of 0.1%. See more information on Capital India Finance Ltd dividends here
What is Capital India Finance Ltd’s EPS estimate?
Capital India Finance Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Capital India Finance Ltd have?
Capital India Finance Ltd has 391,056,300 shares outstanding.
What happened to Capital India Finance Ltd’s price movement after its last earnings report?
Capital India Finance Ltd reported an EPS of -₹0.084 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -3.044%.
Which hedge fund is a major shareholder of Capital India Finance Ltd?
Currently, no hedge funds are holding shares in IN:CIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Capital India Finance Ltd
Operating as a prominent non-banking financial company (NBFC) in India, Capital India Finance Limited offers a comprehensive suite of lending and foreign exchange services. Its extensive lending portfolio caters to small businesses with secured financing, equipment acquisition funding, and supply chain liquidity solutions. For individual customers, it extends a variety of retail loans, including mortgages (for purchase, improvement, extension, or for Non-Resident Indians), options for refinancing existing home loans, and credit secured by property. Beyond financing, the company also manages RapiPay, a platform offering assisted payment facilities and point-of-sale systems. Additionally, its RemitX division caters to retail foreign exchange requirements, providing services such as currency notes, international money transfers, pre-paid travel cards denominated in foreign currency, and facilitating the import and export of foreign banknotes. Established in 1994, the company, originally known as Bhilwara Tex-Fin Limited, adopted its current name in August 2017. Capital India Finance Limited is headquartered in Mumbai, India, and operates as a subsidiary of Capital India Corp Private Limited.
Technical Analysis
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