Villar (VILR) AI Stock Analysis

• Market Cap: 3.39B
• Dividend Yield: 1.4%
• Average Volume (3M): 6.04K
• Price to Earnings (P/E): 9.7
• Beta (1Y): 1.39
• Revenue Growth: 6.14%
• EPS Growth: 40.36%
• Country: IL
• Employees: 443
• Sector: Services
• Sector Strength: N/A
• Industry: Real Estate - Services
• EPS (TTM): 253.80
• Shares Outstanding: 17,717,619
• 10 Day Avg. Volume: 6,166
• 30 Day Avg. Volume: 6,043
• PEG Ratio: 0.18
• Price to Book (P/B): 0.81
• Price to Sales (P/S): 8.69
• P/FCF Ratio: 20.95
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 65 Neutral
• Price Target: 21,339.00 ▲(16.86% Upside)

The overall stock score reflects strong financial performance and attractive valuation, tempered by bearish technical indicators. Villar's profitability and solid balance sheet are significant strengths, but the stock's negative momentum and oversold technical indicators suggest caution. The low P/E ratio and dividend yield provide a valuation buffer, but the company needs to address revenue growth and cash flow challenges to improve its outlook.

Positive Factors

Low leverage / strong balance sheet

A low debt-to-equity ratio gives Villar durable financial flexibility to fund property development cycles, absorb cyclical real estate downturns, and pursue opportunistic investments without immediate pressure to raise costly capital, supporting long-term stability.

High profitability and margins

Sustained high net profit and EBIT margins reflect structural cost discipline and pricing strength across development and retail operations, enabling ongoing reinvestment, dividend capacity, and resilience to margin pressure in a capital-intensive industry like real estate.

Diversified revenue streams

Revenue diversification across property sales, leasing, retail stores and ancillary services reduces reliance on a single cyclical segment, smoothing cash flows over development cycles and enabling cross-selling, operational synergies, and more predictable long-run revenue.

Negative Factors

Inconsistent revenue growth

Volatile and low revenue growth undermines predictability of cash flows and complicates long-term project planning in real estate. Persistent inconsistency can signal demand sensitivity or execution gaps that hinder scale benefits and sustainable earnings expansion.

Weak cash conversion and declining FCF

Poor conversion of earnings into cash and declining free cash flow growth constrain the company’s ability to self-fund developments, pay dividends, or rebuild buffers. In real estate, weak FCF increases reliance on external financing and raises liquidity risk over time.

Rising debt levels warrant monitoring

Although current leverage is low, an upward debt trend can erode financial flexibility, raise interest costs, and limit capacity for land purchases or capex. Continued increases would materially change risk profile and require careful balance sheet management.

Villar Business Overview & Revenue Model

Company Description

Villar International Ltd. acquires and builds industrial and residential real estate properties in Israel and internationally. The company finds and purchases land for industrial buildings and safe housings; and leases offices. It also initiates and builds residential projects, including apartment complexes and residential communities; and industrial and office buildings, shopping centers, and logistic centers. In addition, the company provides various construction and advisory services; and archive storage and logistics services for storing various types of media, including papers, magnetic media, and X-rays of banks, health systems, law firms, and government offices. Further, it offers engineering solutions; rental of safety equipment; rental of construction equipment, such as molds for casting walls and ceilings, wooden beams, support towers, and static concrete pumps; and manages logistics for warehouse complex. The company serves high-tech and industrial clients, logistics companies, commercial stores, government offices, and public bodies. Villar International Ltd. was founded in 1975 and is based in Caesarea, Israel.

How the Company Makes Money

Villar generates revenue through multiple streams, with its primary income coming from the sale and leasing of residential and commercial properties. The company develops and sells homes, condominiums, and commercial spaces, which provides significant revenue. Additionally, Villar earns income from its retail operations, where its stores sell a wide range of products. The company also benefits from partnerships with local contractors and suppliers, which help in reducing costs and increasing efficiency in their construction and retail operations. Furthermore, Villar may gain additional revenue through property management services and other ancillary services related to its real estate operations.

Villar Financial Statement Overview

Summary

Villar demonstrates strong profitability with high net profit margins and a stable financial position. However, volatility in revenue growth and declining free cash flow growth pose potential risks. The company maintains a conservative leverage strategy, supporting financial stability.

Income Statement

Villar's income statement shows strong profitability with a high net profit margin of 103.85% in TTM, indicating efficient cost management. However, the revenue growth rate of 88.9% in TTM suggests volatility, as it follows a previous period of slight decline. The EBIT and EBITDA margins are robust, reflecting operational efficiency.

Balance Sheet

The balance sheet is stable with a low debt-to-equity ratio of 0.20 in TTM, indicating conservative leverage. The return on equity is moderate at 10.25%, showing decent profitability. The equity ratio is strong, suggesting a solid capital structure, though there is room for improvement in asset utilization.

Cash Flow

Cash flow analysis reveals a decline in free cash flow growth by -9.29% in TTM, which is a concern. However, the free cash flow to net income ratio is high at 95.23%, indicating good cash conversion. The operating cash flow to net income ratio is relatively low, suggesting potential cash flow management issues.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	345.26M	328.45M	332.28M	279.97M	279.62M	438.74M
Gross Profit	262.06M	252.93M	254.01M	212.40M	197.19M	235.59M
EBITDA	506.91M	507.93M	363.03M	571.87M	620.78M	280.15M
Net Income	350.04M	354.63M	246.66M	419.95M	454.07M	187.73M
Balance Sheet
Total Assets	5.25B	5.04B	4.45B	4.00B	3.61B	3.17B
Cash, Cash Equivalents and Short-Term Investments	265.63M	198.06M	190.63M	186.00M	305.13M	490.48M
Total Debt	800.31M	701.69M	596.52M	445.71M	554.02M	628.97M
Total Liabilities	1.60B	1.50B	1.23B	1.03B	1.06B	1.06B
Stockholders Equity	3.63B	3.51B	3.19B	2.95B	2.54B	2.09B
Cash Flow
Free Cash Flow	117.44M	136.28M	-50.74M	115.08M	115.43M	262.77M
Operating Cash Flow	132.00M	146.06M	-36.37M	156.87M	141.56M	271.51M
Investing Cash Flow	-192.12M	-163.75M	-68.07M	-130.20M	-198.46M	-71.71M
Financing Cash Flow	32.19M	26.84M	107.08M	-147.15M	-120.14M	31.93M

Villar Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 18260.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:VILR, the sentiment is Positive. The current price of 18260 is above the 20-day moving average (MA) of 18179.00, above the 50-day MA of 18208.48, and below the 200-day MA of 18649.13, indicating a bullish trend. The MACD of 466.06 indicates Negative momentum. The RSI at 58.41 is Neutral, neither overbought nor oversold. The STOCH value of 64.76 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:VILR.

Villar Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ARGO	68 Neutral	3.04B	11.29	―	―	26.77%	―
VILR	65 Neutral	3.39B	9.70	―	1.40%	6.14%	40.36%
AURA	60 Neutral	7.21B	25.01	―	0.66%	31.05%	-6.52%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%
ELCRE	48 Neutral	4.06B	-27.21	―	―	-4.06%	65.26%