Phoenix (PHOE) AI Stock Analysis

• Market Cap: 28.19B
• Dividend Yield: 3.78%
• Average Volume (3M): 995.20K
• Price to Earnings (P/E): 13.1
• Beta (1Y): 1.38
• Revenue Growth: -11.69%
• EPS Growth: 105.99%
• Country: IL
• Employees: 5,204
• Sector: Financial
• Sector Strength: 71
• Industry: Insurance - Diversified
• EPS (TTM): 226.00
• Shares Outstanding: 251,243,910
• 10 Day Avg. Volume: 1,147,374
• 30 Day Avg. Volume: 995,196
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: 14,164.50
• Price Target Upside: 21.38% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 77 Outperform
• Price Target: 13,370.00 ▲(14.57% Upside)

Phoenix's overall stock score is driven by strong financial performance and attractive valuation metrics. The company's robust revenue growth and profitability are key strengths, although recent cash flow issues pose a risk. Technical indicators show bullish momentum, but overbought conditions suggest caution. The lack of earnings call and corporate events data limits further insights.

Phoenix Business Overview & Revenue Model

Company Description

Phoenix (PHOE) is a dynamic company operating primarily in the renewable energy sector, focusing on sustainable solutions to meet global energy demands. The company specializes in the development and deployment of innovative solar energy systems, energy storage solutions, and energy efficiency products. Phoenix aims to empower businesses and consumers to transition to cleaner energy sources, thereby reducing their carbon footprint and contributing to a sustainable future.

How the Company Makes Money

Phoenix generates revenue through multiple streams, primarily by selling solar energy systems and related products to residential, commercial, and industrial clients. The company also earns income through the installation and maintenance services it provides for these systems. Additionally, Phoenix has established partnerships with local governments and environmental organizations, allowing it to access grants and incentives aimed at promoting renewable energy adoption. These collaborations not only enhance its revenue but also expand its market reach. Furthermore, the company has ventured into energy storage solutions, providing battery systems that complement its solar offerings, thus creating additional revenue opportunities.

Phoenix Financial Statement Overview

Summary

Phoenix demonstrates strong revenue growth and profitability, supported by efficient cost management and operational strength. The balance sheet is robust, though liabilities require careful monitoring. Cash flow challenges indicate a need for improved cash management strategies, yet the company is well-positioned with promising growth prospects.

Income Statement

Phoenix has demonstrated strong revenue growth, with a significant increase from the previous year, indicating robust demand or market expansion. The gross profit margin remains consistent, reflecting efficiency in managing production costs. The net profit margin has improved, showcasing enhanced profitability. Also, EBIT and EBITDA margins are solid, underscoring operational efficiency. However, the occasional fluctuations in EBIT point to potential operational challenges that may need addressing.

Balance Sheet

The debt-to-equity ratio is moderate, illustrating a balanced approach to leveraging, which is typical in the insurance industry. Return on equity (ROE) is strong, reflecting the company's ability to generate profits from shareholders' investments. The equity ratio is stable, indicating healthy financial stability. However, the company's liabilities are substantial compared to equity, suggesting potential risks if the market conditions change unfavorably.

Cash Flow

Operating cash flow has seen a downturn, raising concerns about the company's ability to generate cash from core operations. Free cash flow has notably decreased, impacting the company's flexibility in reinvestment or dividend payouts. While the free cash flow to net income ratio is less than ideal, it suggests efficient cash utilization concerning earnings. Overall, cash flow management appears to be an area for improvement.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	30.15B	24.11B	8.37B	28.27B	17.20B
Gross Profit	29.75B	24.11B	8.37B	28.27B	17.20B
EBITDA	3.88B	2.04B	1.91B	2.94B	1.93B
Net Income	1.82B	777.40M	1.26B	1.96B	1.17B
Balance Sheet
Total Assets	172.57B	159.79B	147.52B	143.58B	119.16B
Cash, Cash Equivalents and Short-Term Investments	32.01B	33.03B	29.51B	26.91B	19.96B
Total Debt	10.46B	9.36B	8.11B	6.35B	4.90B
Total Liabilities	160.32B	148.90B	136.98B	133.66B	111.08B
Stockholders Equity	11.91B	10.58B	10.14B	9.65B	7.97B
Cash Flow
Free Cash Flow	-1.60B	1.14B	2.20B	4.19B	4.40B
Operating Cash Flow	-701.54M	2.18B	2.73B	4.55B	4.77B
Investing Cash Flow	-1.30B	-1.46B	-535.97M	-214.98M	-479.71M
Financing Cash Flow	109.19M	1.84B	1.67B	-402.69M	374.22M

Phoenix Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 11670.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:PHOE, the sentiment is Positive. The current price of 11670 is above the 20-day moving average (MA) of 11457.00, above the 50-day MA of 10067.87, and above the 200-day MA of 6991.79, indicating a bullish trend. The MACD of 392.77 indicates Positive momentum. The RSI at 59.18 is Neutral, neither overbought nor oversold. The STOCH value of 47.18 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:PHOE.

Phoenix Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PHOE	77 Outperform	28.19B	13.10		3.78%	-11.69%	105.99%
MMHD	73 Outperform	17.40B	14.15		2.51%	-2.35%	80.26%
Sector *	73 Outperform	16.56B	18.78	14.14%	3.74%	11.68%	26.47%
MGDL	70 Outperform	10.47B	13.62		0.53%	-16.50%	29.61%
CLIS	70 Outperform	11.75B	10.78		2.56%	―	―
HARL	69 Neutral	$20.24B	16.44	12.96%	3.95%	-10.79%	67.20%
IDIN	65 Neutral	2.73B	9.14		8.03%	25.90%	68.30%

Phoenix Corporate Events

Phoenix Insurance Resolves Class Action Legal Dispute

Phoenix Insurance Company Ltd has successfully resolved a legal issue as the Regional Labor Court in Tel Aviv-Jaffa approved the withdrawal of a claimant’s request to certify a class action lawsuit against it. The lawsuit alleged that Phoenix Insurance and another company charged excessive amounts in loan agreements through a one-way linkage mechanism. The closure of this case against Phoenix Insurance may positively impact its operations and market position by removing potential legal and financial uncertainties.

Phoenix Financial Ltd. to Announce 2024 Financial Results

Phoenix Financial Ltd. is set to announce its quarterly and annual financial results for 2024 on March 13, 2025. The results will be released in both Hebrew and English and will be followed by an analyst and investor conference call featuring the CEO and Deputy CEO/CFO. This announcement is expected to provide significant insights into the company’s financial health and strategic direction, impacting stakeholders and its market position.