More Invest (MRIN) AI Stock Analysis

• Market Cap: ₪3.78B
• Dividend Yield: 2.95%
• Average Volume (3M): 206.69K
• Price to Earnings (P/E): 33.2
• Beta (1Y): 1.29
• Revenue Growth: 26.35%
• EPS Growth: 48.62%
• Country: IL
• Employees: 337
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 32.60
• Shares Outstanding: 73,306,020
• 10 Day Avg. Volume: 308,521
• 30 Day Avg. Volume: 206,690
• PEG Ratio: 0.80
• Price to Book (P/B): 3.81
• Price to Sales (P/S): 1.37
• P/FCF Ratio: 38.29
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 70 Neutral
• Price Target: 5,283.00 ▼(-5.15% Downside)

More Invest's strong financial performance is the primary driver of its stock score, supported by robust revenue growth and profitability. Technical analysis indicates strong momentum but warns of overbought conditions. Valuation metrics suggest the stock is expensive, though the dividend yield offers some compensation.

Positive Factors

High Profitability Margins

Sustained high gross and operating margins indicate durable pricing power and efficient cost structure in asset management. These margins support reinvestment in capabilities, fund performance, and shareholder returns, reducing sensitivity to moderate revenue swings over months.

Strong Cash Generation

Rapidly improving free cash flow and robust operating cash conversion signal sustainable internal funding for growth, client servicing, and capital returns. Reliable cash generation enhances financial flexibility and resilience against operational or market shocks over the medium term.

High Return on Equity

A very high ROE reflects efficient use of shareholder capital and strong profitability relative to equity base. This efficiency supports competitive returns and the ability to scale AUM profitably, making growth capital deployment more effective over coming quarters.

Negative Factors

Recent Revenue Growth Moderate

A single-digit TTM revenue increase suggests top-line momentum may be slowing versus past growth phases, which can cap fee income expansion tied to AUM and services. Persistent modest revenue growth could limit scale benefits and pressure medium-term earnings leverage.

Revenue Dependent on AUM Fees

A business model concentrated on AUM-based fees ties revenues to asset levels and net flows. This structural exposure makes long-term revenue and margin stability sensitive to market returns and client retention, requiring consistent performance and distribution capabilities.

Moderate Leverage

A debt-to-equity of 0.65 denotes meaningful leverage that can amplify earnings but also increases financial fixed costs and reduces flexibility. In the event of AUM declines or revenue pressure, leverage can constrain strategic moves and elevate refinancing or liquidity risk over months.

More Invest Business Overview & Revenue Model

Company Description

More Invest (MRIN) is a financial services company specializing in investment management and advisory services. The firm operates primarily in the asset management sector, providing a range of services that cater to individual and institutional investors. More Invest focuses on optimizing investment portfolios through strategic asset allocation, risk management, and market analysis, aiming to deliver sustainable returns for its clients across various asset classes, including equities, fixed income, and alternative investments.

How the Company Makes Money

More Invest generates revenue through multiple streams, primarily from management fees charged on the assets under management (AUM) for investment portfolios. These fees are typically calculated as a percentage of the total AUM, providing a steady income as the firm's client base grows. Additionally, the company earns performance fees based on the investment returns exceeding predefined benchmarks, incentivizing the firm to maximize client returns. Moreover, More Invest may generate revenue through consulting services, providing tailored investment strategies and market insights to both individual and institutional clients. Strategic partnerships with financial institutions and technology providers also enhance its service offerings and can lead to additional revenue opportunities through collaborative projects and joint ventures.

More Invest Financial Statement Overview

Summary

More Invest exhibits strong financial health with consistent revenue growth, high profitability margins, and effective cash flow management. The company's moderate leverage and high return on equity further enhance its financial stability, positioning it well within the asset management industry.

Income Statement

More Invest has demonstrated strong revenue growth with a 4.45% increase in the TTM period. The company maintains high profitability with a gross profit margin of 86.5% and a net profit margin of 12.85%. EBIT and EBITDA margins are also robust at 24.71% and 26.61%, respectively, indicating efficient operations and cost management.

Balance Sheet

The balance sheet reflects a stable financial position with a debt-to-equity ratio of 0.65, showing moderate leverage. The return on equity is impressive at 38.46%, indicating effective use of equity to generate profits. The equity ratio stands at 37.68%, suggesting a balanced capital structure.

Cash Flow

Cash flow analysis reveals significant improvement, with a free cash flow growth rate of 118.20% in the TTM period. The operating cash flow to net income ratio is 1.34, and the free cash flow to net income ratio is 0.74, indicating strong cash generation relative to net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	939.88M	783.34M	648.53M	497.85M	347.26M	217.32M
Gross Profit	812.99M	592.14M	475.17M	325.65M	199.22M	94.73M
EBITDA	234.65M	173.06M	144.63M	84.17M	54.57M	33.40M
Net Income	111.50M	78.27M	66.43M	41.46M	27.79M	14.72M
Balance Sheet
Total Assets	836.15M	762.52M	694.73M	711.73M	453.90M	271.37M
Cash, Cash Equivalents and Short-Term Investments	194.14M	185.44M	226.78M	258.87M	150.84M	125.07M
Total Debt	211.14M	264.15M	256.05M	272.81M	165.08M	101.99M
Total Liabilities	449.05M	415.21M	359.17M	418.57M	321.76M	165.50M
Stockholders Equity	314.93M	280.82M	268.15M	238.81M	127.25M	104.69M
Cash Flow
Free Cash Flow	144.25M	27.97M	-13.24M	-71.79M	-38.58M	-711.00K
Operating Cash Flow	149.51M	77.95M	-2.27M	-43.61M	-10.33M	3.44M
Investing Cash Flow	40.92M	-23.45M	-54.28M	-73.53M	-81.08M	-10.75M
Financing Cash Flow	-165.26M	-73.79M	-58.62M	173.95M	96.63M	108.91M

More Invest Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 5570.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:MRIN, the sentiment is Positive. The current price of 5570 is above the 20-day moving average (MA) of 5161.45, above the 50-day MA of 5329.20, and above the 200-day MA of 3767.00, indicating a neutral trend. The MACD of -115.53 indicates Positive momentum. The RSI at 47.88 is Neutral, neither overbought nor oversold. The STOCH value of 77.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:MRIN.

More Invest Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GNRS	77 Outperform	₪2.42B	15.48	―	2.54%	62.82%	-15.94%
MPP	73 Outperform	₪1.96B	30.29	―	2.79%	19.74%	19.79%
MRIN	70 Neutral	₪3.78B	33.21	―	2.95%	26.35%	48.62%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
ALTF	58 Neutral	₪1.22B	10.79	―	5.43%	0.65%	-0.83%
MISH	47 Neutral	₪4.03B	55.35	―	1.32%	40.39%	-49.10%