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ALTSHULER SHAHAM FINANCIAL LTD (IL:ALTF)
:ALTF
Israel Market
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ALTSHULER SHAHAM FINANCIAL LTD (ALTF) AI Stock Analysis

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IL:ALTF

ALTSHULER SHAHAM FINANCIAL LTD

(ALTF)

Rating:79Outperform
Price Target:
757.00
▲(16.23%Upside)
ALTSHULER SHAHAM FINANCIAL LTD's stock score is driven by strong technical momentum and attractive valuation. Financial performance shows challenges with revenue and profitability, offset by robust cash flow. The lack of notable earnings call data and corporate events means these factors do not influence the score.

ALTSHULER SHAHAM FINANCIAL LTD (ALTF) vs. iShares MSCI Israel ETF (EIS)

ALTSHULER SHAHAM FINANCIAL LTD Business Overview & Revenue Model

Company DescriptionAltschuler Shaham Financial Ltd (ALTF) is a leading investment management firm based in Israel. The company specializes in providing a range of financial services, including investment portfolio management, pension and provident fund management, and mutual funds. With a strong emphasis on delivering value and growth to its clients, Altschuler Shaham is known for its innovative approach to asset management and its commitment to offering tailored financial solutions.
How the Company Makes MoneyAltschuler Shaham Financial Ltd generates revenue primarily through management fees charged on the assets under management (AUM) across its various investment products, including mutual funds, pension funds, and provident funds. The company earns a percentage of the total assets managed, which serves as its primary income stream. Additionally, performance fees may be collected based on the investment returns generated above a predefined benchmark. Altschuler Shaham's earnings are also influenced by its strategic partnerships with financial institutions and its ability to attract and retain a diverse client base, ranging from individual investors to large institutional clients.

ALTSHULER SHAHAM FINANCIAL LTD Financial Statement Overview

Summary
Overall, ALTSHULER SHAHAM FINANCIAL LTD shows a mixed financial performance. The company faces challenges with declining revenue and profitability margins but maintains a strong cash flow position. While the balance sheet shows adequate equity, increasing leverage is a potential risk. Management should focus on reversing the declining revenue trend and managing debt levels to enhance financial stability.
Income Statement
65
Positive
ALTSHULER SHAHAM FINANCIAL LTD has demonstrated a decline in revenue over recent years with a significant drop from 2021 to 2024. The gross profit margin has decreased from previous years, indicating rising costs or diminished pricing power. The net profit margin has also contracted, reflecting challenges in maintaining profitability. Despite these challenges, the company has maintained a reasonable EBIT and EBITDA margin relative to revenue.
Balance Sheet
72
Positive
The company's balance sheet shows a stable equity ratio, indicating a solid foundation of equity relative to total assets. However, the debt-to-equity ratio has increased over time, indicating rising leverage, which could pose a risk if not managed carefully. Return on equity has been decreasing, which suggests diminished profitability and efficiency in utilizing equity.
Cash Flow
78
Positive
ALTSHULER SHAHAM FINANCIAL LTD has maintained positive operating cash flow, which is a positive sign of operational efficiency. Free cash flow, although positive, has declined in recent years, suggesting less cash available after capital expenditures. The free cash flow to net income ratio remains healthy, indicating good conversion of earnings into cash.
BreakdownDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue918.16M990.30M1.29B1.43B899.05M
Gross Profit406.66M446.42M617.97M911.31M370.61M
EBITDA246.80M288.89M411.59M427.78M244.80M
Net Income113.06M137.55M212.86M258.26M138.26M
Balance Sheet
Total Assets1.21B1.19B1.33B1.62B723.38M
Cash, Cash Equivalents and Short-Term Investments83.99M115.86M100.06M298.67M140.05M
Total Debt515.86M519.50M109.12M71.90M15.36M
Total Liabilities664.25M673.31M834.95M1.07B439.90M
Stockholders Equity549.03M520.28M493.39M551.52M283.48M
Cash Flow
Free Cash Flow138.31M211.73M168.37M166.62M96.20M
Operating Cash Flow155.05M232.94M229.75M206.93M119.82M
Investing Cash Flow-40.56M46.05M-23.21M-654.74M-21.68M
Financing Cash Flow-146.35M-259.66M-406.59M-159.42M-37.14M

ALTSHULER SHAHAM FINANCIAL LTD Technical Analysis

Technical Analysis Sentiment
Positive
Last Price651.30
Price Trends
50DMA
594.44
Positive
100DMA
560.71
Positive
200DMA
581.73
Positive
Market Momentum
MACD
17.78
Negative
RSI
63.06
Neutral
STOCH
68.56
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:ALTF, the sentiment is Positive. The current price of 651.3 is above the 20-day moving average (MA) of 621.08, above the 50-day MA of 594.44, and above the 200-day MA of 581.73, indicating a bullish trend. The MACD of 17.78 indicates Negative momentum. The RSI at 63.06 is Neutral, neither overbought nor oversold. The STOCH value of 68.56 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:ALTF.

ALTSHULER SHAHAM FINANCIAL LTD Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
1.29B11.84
635.46%-4.43%-14.04%
76
Outperform
1.61B29.14
411.02%
76
Outperform
1.35B14.97
221.60%
73
Outperform
2.64B27.73
353.91%22.46%38.85%
68
Neutral
$17.10B11.629.70%3.86%11.32%-7.37%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IL:ALTF
ALTSHULER SHAHAM FINANCIAL LTD
652.00
202.42
45.02%
IL:GNRS
Generation Cap
106.60
52.57
97.30%
IL:MRIN
More Invest
3,607.00
2,809.08
352.05%
IL:MPP
More Pension
1,307.00
877.88
204.58%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 17, 2025