More Pension (MPP) AI Stock Analysis

• Market Cap: 1.63B
• Dividend Yield: 407.44%
• Average Volume (3M): 101.06K
• Price to Earnings (P/E): 29.4
• Beta (1Y): 0.95
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: IL
• Employees: 151
• Sector: Financial
• Sector Strength: 78
• Industry: Asset Management
• EPS (TTM): 13.70
• Shares Outstanding: 128,780,820
• 10 Day Avg. Volume: 54,155
• 30 Day Avg. Volume: 101,056
• PEG Ratio: 3.64
• Price to Book (P/B): 6.69
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 41.25
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 76 Outperform
• Price Target: 1,396.00 ▲(11.41%Upside)

The strong technical momentum and solid financial performance are primary contributors to More Pension's stock score. The valuation appears stretched, which could limit upside potential. Investors should be mindful of overbought technical indicators and maintain cautious optimism.

More Pension Business Overview & Revenue Model

Company Description

More Pension (MPP) is a financial services company specializing in retirement planning and pension management. The company operates within the financial sector, providing a range of products and services aimed at helping individuals and businesses manage their retirement savings. Core offerings include pension fund management, retirement planning advice, and investment solutions tailored to the needs of different demographics and sectors.

How the Company Makes Money

More Pension (MPP) generates revenue through multiple streams, primarily through management fees charged on assets under management (AUM) in pension funds. These fees are typically a percentage of the total assets managed by the company. Additionally, MPP offers advisory services for retirement planning, earning fees for personalized financial advice provided to clients. The company may also generate revenue through partnerships with employers and financial institutions, offering tailored pension solutions that align with corporate employee benefits programs. MPP's earnings are further enhanced by investment performance fees, where the company earns additional income based on the successful management and growth of pension assets.

More Pension Financial Statement Overview

Summary

More Pension demonstrates strong financial health with notable revenue and profit growth. The company has improved operational margins and maintains a solid equity base. However, attention to cash reserves and financing activities is crucial to sustain future growth.

Income Statement

More Pension shows strong revenue growth with a 19% increase from the previous year, and a robust TTM net profit margin of 10.19%. The company has consistently improved its EBIT and EBITDA margins, reaching 15.07% and 18.08% respectively, indicating operational efficiency. However, gross profit margin decreased slightly, suggesting rising costs.

Balance Sheet

The balance sheet reflects a stable equity position with an equity ratio of 43.10% and a reduced debt-to-equity ratio from previous years, now at 0.71. While the ROE is a healthy 23.88%, the decrease in cash reserves raises potential liquidity concerns.

Cash Flow

Cash flow analysis indicates a positive trend with a significant improvement in free cash flow, which increased by nearly 50% year-over-year. The operating cash flow to net income ratio of 0.67 suggests efficient cash generation, but the company should monitor its high financing outflows.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	515.23M	445.46M	274.76M	135.47M	24.21M
Gross Profit	176.00M	223.73M	113.13M	51.16M	1.28M
EBITDA	91.18M	73.77M	17.73M	1.71M	-13.91M
Net Income	49.57M	39.30M	7.70M	-1.15M	-11.50M
Balance Sheet
Total Assets	503.45M	505.75M	513.06M	232.99M	66.66M
Cash, Cash Equivalents and Short-Term Investments	31.40M	181.08M	153.80M	80.54M	9.85M
Total Debt	187.16M	201.65M	201.56M	111.51M	22.00M
Total Liabilities	281.31M	270.44M	317.35M	187.19M	57.01M
Stockholders Equity	222.14M	235.31M	195.71M	45.80M	9.66M
Cash Flow
Free Cash Flow	23.89M	-54.26M	-78.61M	-50.74M	-27.68M
Operating Cash Flow	25.88M	-48.13M	-72.00M	-45.59M	-26.98M
Investing Cash Flow	36.61M	-56.48M	-85.46M	-5.52M	-700.00K
Financing Cash Flow	-79.29M	-983.00K	230.72M	121.81M	31.01M

More Pension Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1253.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:MPP, the sentiment is Positive. The current price of 1253 is above the 20-day moving average (MA) of 1114.63, above the 50-day MA of 951.18, and above the 200-day MA of 762.92, indicating a bullish trend. The MACD of 86.40 indicates Negative momentum. The RSI at 78.48 is Negative, neither overbought nor oversold. The STOCH value of 85.47 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:MPP.

More Pension Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ALTF	79 Outperform	1.30B	11.89		6.33%	-4.43%	-14.04%
MPP	76 Outperform	1.63B	29.40		407.44%	―	―
GNRS	76 Outperform	1.35B	14.86		222.86%	―	―
MRIN	73 Outperform	2.56B	26.86		445.63%	22.46%	38.85%
Sector *	68 Neutral	$16.89B	11.69	9.78%	3.90%	11.76%	-7.55%
MISH	64 Neutral	2.73B	38.53		1.39%	―	―