Aspen Group Ltd. (Israel) (IL:ASGR)
TASE:ASGR
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Aspen Group
(TASE:ASGR)
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Rating:56Neutral
Price Target:
762.00
▲(8.58% Upside)
Action:ReiteratedDate:04/23/26
The score is held back primarily by financial risk: heavy leverage and inconsistent operating performance despite a recent profitability/FCF rebound. Offsetting this, technicals are trend-supportive and valuation metrics (moderate P/E and high dividend yield) are favorable based on the provided figures.
Positive Factors
Niche online healthcare education model
Aspen’s competency-based online programs target working adults in nursing and healthcare—a structural demand pool driven by chronic workforce shortages. The scalable online delivery reduces campus overhead, supports steady tuition revenue, and fits long-term trends in adult higher education.
Negative Factors
Very high leverage
Debt-to-equity around 4.7x creates substantial refinancing and interest-rate sensitivity. High leverage constrains flexibility, increases default and covenant risk during downturns or enrollment slumps, and can force prioritizing debt service over strategic investments for the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Niche online healthcare education model
Aspen’s competency-based online programs target working adults in nursing and healthcare—a structural demand pool driven by chronic workforce shortages. The scalable online delivery reduces campus overhead, supports steady tuition revenue, and fits long-term trends in adult higher education.
Read all positive factors
Aspen Group (ASGR) vs. iShares MSCI Israel ETF (EIS)
Market Cap
₪462.69M
Dividend Yield7.71%
Average Volume (3M)12.55K
Price to Earnings (P/E)2.3
Beta (1Y)0.73
Revenue Growth-2.75%
EPS GrowthN/A
CountryIL
Employees30
SectorTechnology
Sector Strength88
IndustryReal Estate - Services
Share Statistics
EPS (TTM)N/A
Shares Outstanding64,305,160
10 Day Avg. Volume21,762
30 Day Avg. Volume12,546
Financial Highlights & Ratios
PEG Ratio-0.06
Price to Book (P/B)0.80
Price to Sales (P/S)2.30
P/FCF Ratio8.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Aspen Group Business Overview & Revenue Model
Company Description
Aspen Group (ASGR) is a forward-thinking education company that focuses on providing high-quality online degree programs and educational services primarily through its subsidiary, Aspen University. The company operates in the higher education sect...
How the Company Makes Money
Aspen Group generates revenue primarily from student tuition and fees paid for enrollment in its online degree programs. A significant portion of its revenue is tied to nursing and healthcare education programs, where students pay per course/term ...
Aspen Group Financial Statement Overview
Summary
Income Statement
46
Neutral
Balance Sheet
28
Negative
Cash Flow
44
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 211.32M | 213.71M | 251.75M | 282.91M | 196.21M |
| Gross Profit | 149.08M | 159.07M | 197.82M | 165.80M | 144.46M |
| EBITDA | 244.12M | 31.96M | -16.02M | 320.17M | 309.34M |
| Net Income | 53.22M | -103.34M | -72.80M | 35.33M | 91.96M |
Balance Sheet | |||||
| Total Assets | 3.69B | 3.52B | 5.27B | 5.35B | 4.37B |
| Cash, Cash Equivalents and Short-Term Investments | 470.36M | 182.63M | 326.25M | 447.26M | 384.12M |
| Total Debt | 2.47B | 2.43B | 3.32B | 3.16B | 2.59B |
| Total Liabilities | 2.68B | 2.59B | 3.72B | 3.73B | 2.98B |
| Stockholders Equity | 608.92M | 572.62M | 721.31M | 787.93M | 722.57M |
Cash Flow | |||||
| Free Cash Flow | 54.78M | -19.18M | -28.15M | 33.52M | -36.59M |
| Operating Cash Flow | 57.95M | 49.71M | 45.05M | 100.77M | 11.48M |
| Investing Cash Flow | 37.54M | -426.44M | -75.34M | -583.11M | -362.82M |
| Financing Cash Flow | -70.29M | 240.33M | -83.35M | 589.68M | 295.87M |
Aspen Group Technical Analysis
Positive
701.80
Price Trends
711.08
Positive
731.31
Positive
735.47
Positive
Market Momentum
8.59
Negative
60.22
Neutral
83.22
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:ASGR, the sentiment is Positive. The current price of 701.8 is below the 20-day moving average (MA) of 712.17, below the 50-day MA of 711.08, and below the 200-day MA of 735.47, indicating a bullish trend. The MACD of 8.59 indicates Negative momentum. The RSI at 60.22 is Neutral, neither overbought nor oversold. The STOCH value of 83.22 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:ASGR.
Aspen Group Peers Comparison
UnderperformOutperform
Sector (61)
IL:ASGR
Aspen Group
723.20
112.16
18.35%
IL:NSTR
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-19.71%
IL:KRDI
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522.40
194.50
59.32%
IL:MDPR
Medipower 0.1$
643.40
-22.50
-3.38%
IL:NTGR
Netanel Group
1,011.00
-196.00
-16.24%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.