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Aspen Group Ltd. (Israel) (IL:ASGR)
TASE:ASGR
Israel Market

Aspen Group (ASGR) AI Stock Analysis

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IL:ASGR

Aspen Group

(TASE:ASGR)

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Neutral 51 (OpenAI - 5.2)
Rating:51Neutral
Price Target:
780.00
▲(11.14% Upside)
Action:ReiteratedDate:01/10/26
Overall score is held back primarily by weak financial performance (ongoing losses and high leverage/negative ROE). Technicals are supportive due to a strong uptrend, but overbought signals raise near-term risk. Valuation benefits from a high dividend yield, though the negative P/E underscores continued earnings pressure.
Positive Factors
Niche online education model
Aspen's competency-based, online focus targets working adult learners in nursing and healthcare — a structurally persistent demand pool. The scalable online delivery and program specialization support steady enrollment appeal and efficient unit economics over multi-month horizons.
Negative Factors
High leverage
Debt-to-equity above 4 signals a capital structure heavily reliant on debt, constraining flexibility. High leverage raises refinancing and interest-rate vulnerability, limits ability to invest in growth, and magnifies downside if enrollment or margins deteriorate over a multi-month horizon.
Read all positive and negative factors
Positive Factors
Negative Factors
Niche online education model
Aspen's competency-based, online focus targets working adult learners in nursing and healthcare — a structurally persistent demand pool. The scalable online delivery and program specialization support steady enrollment appeal and efficient unit economics over multi-month horizons.
Read all positive factors

Aspen Group (ASGR) vs. iShares MSCI Israel ETF (EIS)

Aspen Group Business Overview & Revenue Model

Company Description
Aspen Group (ASGR) is a forward-thinking education company that focuses on providing high-quality online degree programs and educational services primarily through its subsidiary, Aspen University. The company operates in the higher education sect...
How the Company Makes Money
Aspen Group generates revenue primarily through tuition fees collected from students enrolled in its online degree programs. The company operates on a direct-to-consumer model, where students pay for their courses and programs, contributing to a c...

Aspen Group Financial Statement Overview

Summary
Mixed fundamentals: improved EBIT/EBITDA margins and better free cash flow trends, but profitability remains weak (negative net margin) and leverage is high (debt-to-equity consistently above 4) with negative ROE and a low equity ratio.
Income Statement
45
Neutral
Balance Sheet
40
Negative
Cash Flow
50
Neutral
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue215.34M213.71M251.75M282.91M196.21M182.35M
Gross Profit154.32M159.07M197.82M165.80M144.46M143.85M
EBITDA192.11M31.96M-16.02M320.17M309.34M94.95M
Net Income-37.66M-103.34M-72.80M35.33M91.96M34.20M
Balance Sheet
Total Assets3.89B3.52B5.27B5.35B4.37B2.82B
Cash, Cash Equivalents and Short-Term Investments684.07M182.63M326.25M447.26M384.12M378.21M
Total Debt2.71B2.43B3.32B3.16B2.59B1.76B
Total Liabilities2.90B2.59B3.72B3.73B2.98B1.97B
Stockholders Equity573.24M572.62M721.31M787.93M722.57M665.34M
Cash Flow
Free Cash Flow68.83M-19.18M-28.15M33.52M-36.59M41.92M
Operating Cash Flow71.89M49.71M45.05M100.77M11.48M42.06M
Investing Cash Flow106.20M-426.44M-75.34M-583.11M-362.82M102.90M
Financing Cash Flow73.68M240.33M-83.35M589.68M295.87M23.90M

Aspen Group Technical Analysis

Technical Analysis Sentiment
Positive
Last Price701.80
Price Trends
50DMA
723.60
Negative
100DMA
721.46
Negative
200DMA
731.72
Negative
Market Momentum
MACD
-2.42
Negative
RSI
54.07
Neutral
STOCH
74.98
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:ASGR, the sentiment is Positive. The current price of 701.8 is above the 20-day moving average (MA) of 697.34, below the 50-day MA of 723.60, and below the 200-day MA of 731.72, indicating a neutral trend. The MACD of -2.42 indicates Negative momentum. The RSI at 54.07 is Neutral, neither overbought nor oversold. The STOCH value of 74.98 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:ASGR.

Aspen Group Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
51
Neutral
₪452.03M12.607.71%-3.10%53.93%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IL:ASGR
Aspen Group
716.00
72.67
11.30%
IL:NSTR
Norstar
820.00
-56.01
-6.39%
IL:KRDI
Karden Israel
510.80
194.00
61.24%
IL:MDPR
Medipower 0.1$
667.70
31.20
4.90%
IL:NTGR
Netanel Group
1,075.00
-183.00
-14.55%
IL:DRSH
DORSEL HOLDINGS LTD
2,315.00
737.02
46.71%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jan 10, 2026