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Hyakugo Bank Ltd (HYKUF)
OTHER OTC:HYKUF

Hyakugo Bank (HYKUF) Price & Analysis

8 Followers

HYKUF Stock Chart & Stats

$7.60
$0.10(2.44%)
At close: 4:00 PM EDT
$7.60
$0.10(2.44%)

Bulls Say, Bears Say

Bulls Say
Stable Regional Banking FranchiseHyakugo operates a classic regional bank model focused on sticky retail deposits and relationship lending to local SMEs and governments. That diversified, deposit-funded business and entrenched local customer base deliver durable net interest and fee income, supporting steady earnings over a multi-month horizon.
Consistent Revenue Growth And Margin StabilityThe bank has produced recurring top-line growth and stable gross margins, including a 6.8% recent revenue increase. Durable revenue expansion and margin control underpin sustainable net interest and fee income, enabling reinvestment in services and gradual improvement in net profitability over coming quarters.
Improving Cash Generation And Liquidity ManagementA material turnaround in free cash flow and a positive operating-cash-flow-to-net-income ratio strengthen financial flexibility. Improved cash generation reduces reliance on wholesale funding, supports loan growth or reserves, and gives management more room to manage capital and absorb shocks over the medium term.
Bears Say
Remaining High LeverageDespite improvement, elevated leverage keeps the bank sensitive to credit stress and interest-rate swings. High debt levels constrain capital flexibility, limit aggressive balance-sheet growth, and increase the importance of maintaining provisioning and liquidity buffers to avoid capital strain during adverse cycles.
Modest Return On EquityA modest ROE indicates the bank currently generates limited shareholder returns relative to equity deployed. For a regional bank, sustainably lifting ROE typically requires higher lending spreads, cost efficiencies, or capital optimization—each of which can take multiple quarters and carries execution risk.
Historic Cash-flow VolatilityAlthough recent cash flow has improved, historical negative cash flows show earnings don't always convert cleanly to cash. Continued volatility in operating cash could impair capacity to fund loans, dividends, or provisioning without tapping capital markets, raising medium-term execution risk.

Hyakugo Bank News

HYKUF FAQ

What was Hyakugo Bank Ltd’s price range in the past 12 months?
Hyakugo Bank Ltd lowest stock price was $3.44 and its highest was $11.63 in the past 12 months.
    What is Hyakugo Bank Ltd’s market cap?
    Hyakugo Bank Ltd’s market cap is $2.74B.
      When is Hyakugo Bank Ltd’s upcoming earnings report date?
      Hyakugo Bank Ltd’s upcoming earnings report date is May 12, 2026 which is in 33 days.
        How were Hyakugo Bank Ltd’s earnings last quarter?
        Hyakugo Bank Ltd released its earnings results on Feb 03, 2026. The company reported $0.155 earnings per share for the quarter, beating the consensus estimate of N/A by $0.155.
          Is Hyakugo Bank Ltd overvalued?
          According to Wall Street analysts Hyakugo Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hyakugo Bank Ltd pay dividends?
            Hyakugo Bank Ltd pays a Semiannually dividend of $0.084 which represents an annual dividend yield of 3.07%. See more information on Hyakugo Bank Ltd dividends here
              What is Hyakugo Bank Ltd’s EPS estimate?
              Hyakugo Bank Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hyakugo Bank Ltd have?
              Hyakugo Bank Ltd has 254,119,000 shares outstanding.
                What happened to Hyakugo Bank Ltd’s price movement after its last earnings report?
                Hyakugo Bank Ltd reported an EPS of $0.155 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.221%.
                  Which hedge fund is a major shareholder of Hyakugo Bank Ltd?
                  Currently, no hedge funds are holding shares in HYKUF
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hyakugo Bank Ltd

                    The Hyakugo Bank, Ltd. provides various banking and financial services in Japan. The company also offers credit card and guarantee, leasing, regional industry survey and consulting-related, computer information processing, financial instruments transaction, cash examination and arrangement, collateralized real estate survey and appraisal, and employment placement and labor management services. In addition, it provides printing, storage, and administrative services for documents, account books, etc.; and management and administrative services for bank notes, bonds, etc. As of March 31, 2020, the company operated 85 branches and 30 sub-branches in Mie prefecture; 21 branches in Aichi prefectures; 1 branch in Wakayama prefecture; 2 branches in Tokyo and Osaka; and 3 representative offices in Singapore, Shanghai, and Bangkok, as well as 205 ATMs. The company was formerly known as 105th National Chartered Bank and changed its name to The Hyakugo Bank, Ltd. in 1897. The Hyakugo Bank, Ltd. was founded in 1878 and is headquartered in Tsu, Japan.

                    Hyakugo Bank (HYKUF) Earnings & Revenues

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                    Ownership Overview

                    5.11%89.09%
                    Insiders
                    ― Other Institutional Investors
                    89.09% Public Companies and
                    Individual Investors

                    Options Prices

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