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8366 Stock Chart & Stats
¥7630.00
¥10.00(0.25%)
At close: 4:00 PM EST
¥7630.00
¥10.00(0.25%)
Day’s Range― - ―
52-Week Range¥1,196.00 - ¥2,996.00
Previous CloseN/A
Volume87.50K
Average Volume (3M)133.87K
Market Cap
¥588.77B
Enterprise Value¥445.84K
Total Cash (Recent Filing)¥1.11T
Total Debt (Recent Filing)¥952.84B
Price to Earnings (P/E)25.9
Beta1.18
Next Earnings
Nov 06, 2026EPS Estimate
23.34Next Dividend Ex-DateN/A
Dividend Yield1.04%
Share Statistics
EPS (TTM)106.27
Shares Outstanding240,450,410
10 Day Avg. Volume131,030
30 Day Avg. Volume133,873
Financial Highlights & Ratios
PEG Ratio1.31
Price to Book (P/B)0.84
Price to Sales (P/S)2.76
P/FCF Ratio26.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)112.86
Revenue Forecast (FY)¥184.10B
Bulls Say, Bears Say
Bulls Say
Revenue Growth TrendConsistent revenue growth, accelerating to ~9.3% in FY2026, indicates expanding core lending and fee businesses. Sustained top-line growth supports scale economics, funds investments in underwriting and digital channels, and provides a stronger base to absorb cyclical credit costs over the next several quarters.
Improving Leverage / Balance SheetDeleveraging to roughly 2.0x debt/equity from prior ~2.7–3.0x materially improves financial flexibility. A lower leverage profile reduces interest and refinancing risk, increases capacity for lending or provisioning, and enhances resilience to regional economic shocks over the medium term.
Improved Cash Conversion In Latest YearPositive operating and free cash flow in FY2026 with FCF covering ~86% of net income shows improved earnings quality and cash conversion. Reliable FCF supports dividends, provisioning, and reinvestment without heavy reliance on wholesale funding, strengthening strategic options and capital allocation over coming quarters.
Bears Say
Low Return On EquityROE near 4.2% indicates limited efficiency in converting equity into profits versus typical banking targets. Persistently low ROE constrains capacity to ramp shareholder returns or internal growth investments and may force management to pursue higher-risk lending or tighter cost controls to boost long-term profitability.
Volatile Cash GenerationWide swings in operating cash flow across multiple years make cash planning and dividend/provisioning decisions uncertain. Episodic negative or nil cash flow increases funding and credit-risk vulnerability, complicates multi-year budgeting, and reduces confidence in stable internal financing for growth initiatives.
Margin Compression Vs Prior PeakNet margins have compressed from earlier peaks to ~13.7% in FY2026, implying pressure from competition, funding costs, or asset mix shifts. Sustained lower margins reduce earnings leverage from revenue growth, shrink buffers for loan-loss provisioning, and limit resources available for investment or capital return over time.
Shiga Bank, Ltd. News
8366 FAQ
What was Shiga Bank, Ltd.’s price range in the past 12 months?
Shiga Bank, Ltd. lowest stock price was ¥1196.00 and its highest was ¥2996.00 in the past 12 months.
What is Shiga Bank, Ltd.’s market cap?
Shiga Bank, Ltd.’s market cap is ¥588.77B.
When is Shiga Bank, Ltd.’s upcoming earnings report date?
Shiga Bank, Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 83 days.
How were Shiga Bank, Ltd.’s earnings last quarter?
Shiga Bank, Ltd. released its earnings results on Jul 29, 2026. The company reported ¥43.23 earnings per share for the quarter, beating the consensus estimate of ¥37.81 by ¥5.42.
Is Shiga Bank, Ltd. overvalued?
According to Wall Street analysts Shiga Bank, Ltd.’s price is currently Overvalued.
Does Shiga Bank, Ltd. pay dividends?
Shiga Bank, Ltd. pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 1.04%. See more information on Shiga Bank, Ltd. dividends here
What is Shiga Bank, Ltd.’s EPS estimate?
Shiga Bank, Ltd.’s EPS estimate is 23.34.
How many shares outstanding does Shiga Bank, Ltd. have?
Shiga Bank, Ltd. has 240,450,410 shares outstanding.
What happened to Shiga Bank, Ltd.’s price movement after its last earnings report?
Shiga Bank, Ltd. reported an EPS of ¥43.23 in its last earnings report, beating expectations of ¥37.81. Following the earnings report the stock price went down -6.025%.
Which hedge fund is a major shareholder of Shiga Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8366
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Shiga Bank, Ltd.
Established in 1933 and headquartered in Otsu, Japan, The Shiga Bank, Ltd. operates as a comprehensive financial institution, delivering a wide array of banking services to customers both domestically and internationally. Its diverse offerings include various deposit products like current, ordinary, notice, and time accounts, in addition to negotiable certificates of deposit. The bank also extends credit through numerous lending options, such as standard loans, discounted bills, loans secured by bills and deeds, and overdraft facilities. Furthermore, it provides investment trust services, life insurance products, and acts as an intermediary for financial instruments. As of March 31, 2021, the company's network comprised 133 operational sites, including 25 agent offices.
Technical Analysis
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