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Shiga Bank, Ltd. (JP:8366)
:8366
Japanese Market
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Shiga Bank, Ltd. (8366) Price & Analysis

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8366 Stock Chart & Stats

¥7630.00
¥10.00(0.25%)
At close: 4:00 PM EST
¥7630.00
¥10.00(0.25%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthConsistent top-line expansion, culminating in ~9.3% growth in FY2026, indicates durable loan and fee demand in the bank's regional market. Sustained revenue growth supports core earnings, funds investment in services, and provides a buffer against cyclical credit or rate swings over the medium term.
Deleveraging TrendA clear reduction in leverage to about 2.0x equity shows improved capital structure and lower funding vulnerability. This deleveraging enhances resiliency to credit stress, increases regulatory and strategic flexibility, and supports longer-term stability in lending and liquidity management.
Stable ProfitabilityMargins holding at mid‑teens reflect sustained operating discipline and a business model that still earns healthy spreads and fees. Persistent profitability underpins internal capital generation, supports dividend capacity and reinvestment, and makes earnings less dependent on one-off items over time.
Bears Say
Cash Flow VolatilityIrregular operating and free cash flow across years creates uncertainty for funding of dividends, balance sheet growth, and capital expenditures. Even with FY2026 improvement, inconsistent cash generation raises the risk that future stress or one-off items could force tradeoffs between lending, provisioning, and shareholder returns.
Low Return On EquityA modest ROE near 4.2% signals limited efficiency in converting equity into profit versus peers. Persistently low returns constrain the bank's ability to build capital internally, reduce attractiveness to investors, and limit the scope for aggressive strategic moves without diluting shareholders or raising costly capital.
Margin Compression Vs PeaksNet margin compression from prior peaks suggests structural pressure from funding costs, competition, or product mix shifts. If persistent, this trend can blunt the benefit of revenue growth, making earnings expansion harder and leaving profitability exposed to adverse rate or credit cycles over the medium term.

Shiga Bank, Ltd. News

8366 FAQ

What was Shiga Bank, Ltd.’s price range in the past 12 months?
Shiga Bank, Ltd. lowest stock price was ¥1132.00 and its highest was ¥2166.00 in the past 12 months.
    What is Shiga Bank, Ltd.’s market cap?
    Shiga Bank, Ltd.’s market cap is ¥475.20B.
      When is Shiga Bank, Ltd.’s upcoming earnings report date?
      Shiga Bank, Ltd.’s upcoming earnings report date is Jul 23, 2026 which is in 64 days.
        How were Shiga Bank, Ltd.’s earnings last quarter?
        Shiga Bank, Ltd. released its earnings results on May 13, 2026. The company reported ¥18.552 earnings per share for the quarter, beating the consensus estimate of ¥17.54 by ¥1.012.
          Is Shiga Bank, Ltd. overvalued?
          According to Wall Street analysts Shiga Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Shiga Bank, Ltd. pay dividends?
            Shiga Bank, Ltd. pays a Semiannually dividend of ¥65 which represents an annual dividend yield of 1.5%. See more information on Shiga Bank, Ltd. dividends here
              What is Shiga Bank, Ltd.’s EPS estimate?
              Shiga Bank, Ltd.’s EPS estimate is 32.71.
                How many shares outstanding does Shiga Bank, Ltd. have?
                Shiga Bank, Ltd. has 240,450,410 shares outstanding.
                  What happened to Shiga Bank, Ltd.’s price movement after its last earnings report?
                  Shiga Bank, Ltd. reported an EPS of ¥18.552 in its last earnings report, beating expectations of ¥17.54. Following the earnings report the stock price went up 2.596%.
                    Which hedge fund is a major shareholder of Shiga Bank, Ltd.?
                    Currently, no hedge funds are holding shares in JP:8366
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Shiga Bank, Ltd.

                      The Shiga Bank, Ltd. provides various banking products and services in Japan and internationally. The company accepts various deposits products, including current, ordinary, notice, time, and other deposits, as well as negotiable certificates of deposit. It also offers loans and bills discounted; loans on bills and deeds; overdrafts; investment trust services; life insurance products; and financial instruments intermediary services. As of March 31, 2021, the company operated through 133 offices and branches, including 25 agents. The Shiga Bank, Ltd. was incorporated in 1933 and is headquartered in Otsu, Japan.

                      Shiga Bank, Ltd. (8366) Earnings & Revenues

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