Want to see JP:8366 full AI Analyst Report?
8366 Stock Chart & Stats
¥7630.00
¥10.00(0.25%)
At close: 4:00 PM EST
¥7630.00
¥10.00(0.25%)
Day’s Range― - ―
52-Week Range¥1,186.00 - ¥2,996.00
Previous CloseN/A
Volume87.50K
Average Volume (3M)133.87K
Market Cap
¥623.03B
Enterprise Value¥495.90B
Total Cash (Recent Filing)¥1.04T
Total Debt (Recent Filing)¥1.01T
Price to Earnings (P/E)28.6
Beta1.18
Next Earnings
Jul 29, 2026EPS Estimate
37.81Next Dividend Ex-DateN/A
Dividend Yield1.04%
Share Statistics
EPS (TTM)92.28
Shares Outstanding240,450,410
10 Day Avg. Volume131,030
30 Day Avg. Volume133,873
Financial Highlights & Ratios
PEG Ratio1.31
Price to Book (P/B)0.84
Price to Sales (P/S)2.76
P/FCF Ratio26.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)112.86
Revenue Forecast (FY)¥184.10B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent top-line growth, including acceleration to ~9.3% in FY2026, indicates durable demand for lending and fee services in the bank's region. Over a 2–6 month horizon this supports continued scale, underwriting capacity and reinvestment into channels that widen customer reach and fee diversification.
Improving Balance Sheet / DeleveragingA clear deleveraging trend to ~2.0x debt/equity improves solvency and capital flexibility. Structurally lower leverage reduces vulnerability to interest and credit cycles, increases capacity for prudent loan growth or provisioning, and strengthens long-term financial resilience versus prior years.
Stable Profitability And MarginsMid-teens net margins (~13.7% in FY2026) reflect an ability to convert revenue into earnings sustainably. For a regional bank, stable margins support steady internal capital generation and potential dividend capacity, underpinning medium-term earnings visibility despite cyclical headwinds.
Bears Say
Volatile Cash GenerationErratic operating and free cash flow across multiple years weakens predictability of internal funding for lending, dividends or capital returns. This inconsistency raises medium-term execution risk, complicates capital planning, and can force reliance on external funding during adverse periods.
Low Return On EquityROE near ~4.2% signals limited efficiency turning equity into profits versus peers. Persistently low ROE constrains shareholder returns, limits retained-earnings driven growth, and may pressure management to pursue higher-risk lending or cost cuts to lift returns over the medium term.
Margin Compression From Prior PeaksEvidence of margin compression versus earlier peaks suggests structural pressure on spreads or rising costs. If sustained, this reduces earnings leverage from revenue growth, restricts ability to rebuild buffers, and may reflect competitive or funding-cost dynamics that limit medium-term profit improvement.
Shiga Bank, Ltd. News
8366 FAQ
What was Shiga Bank, Ltd.’s price range in the past 12 months?
Shiga Bank, Ltd. lowest stock price was ¥1186.00 and its highest was ¥2996.00 in the past 12 months.
What is Shiga Bank, Ltd.’s market cap?
Shiga Bank, Ltd.’s market cap is ¥623.03B.
When is Shiga Bank, Ltd.’s upcoming earnings report date?
Shiga Bank, Ltd.’s upcoming earnings report date is Jul 29, 2026 which is in 4 days.
How were Shiga Bank, Ltd.’s earnings last quarter?
Shiga Bank, Ltd. released its earnings results on May 13, 2026. The company reported ¥18.552 earnings per share for the quarter, beating the consensus estimate of ¥17.54 by ¥1.012.
Is Shiga Bank, Ltd. overvalued?
According to Wall Street analysts Shiga Bank, Ltd.’s price is currently Overvalued.
Does Shiga Bank, Ltd. pay dividends?
Shiga Bank, Ltd. pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 1.04%. See more information on Shiga Bank, Ltd. dividends here
What is Shiga Bank, Ltd.’s EPS estimate?
Shiga Bank, Ltd.’s EPS estimate is 37.81.
How many shares outstanding does Shiga Bank, Ltd. have?
Shiga Bank, Ltd. has 240,450,410 shares outstanding.
What happened to Shiga Bank, Ltd.’s price movement after its last earnings report?
Shiga Bank, Ltd. reported an EPS of ¥18.552 in its last earnings report, beating expectations of ¥17.54. Following the earnings report the stock price went up 2.596%.
Which hedge fund is a major shareholder of Shiga Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8366
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Shiga Bank, Ltd.
Established in 1933 and headquartered in Otsu, Japan, The Shiga Bank, Ltd. operates as a comprehensive financial institution, delivering a wide array of banking services to customers both domestically and internationally. Its diverse offerings include various deposit products like current, ordinary, notice, and time accounts, in addition to negotiable certificates of deposit. The bank also extends credit through numerous lending options, such as standard loans, discounted bills, loans secured by bills and deeds, and overdraft facilities. Furthermore, it provides investment trust services, life insurance products, and acts as an intermediary for financial instruments. As of March 31, 2021, the company's network comprised 133 operational sites, including 25 agent offices.
Technical Analysis
Hyakugo Bank
―
Suruga Bank
―
Juroku Financial Group,Inc.
―
Ogaki Kyoritsu Bank, Ltd.
―
Nanto Bank Ltd.
―