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Suruga Bank Ltd. (JP:8358)
:8358
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Suruga Bank (8358) Price & Analysis

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8358 Stock Chart & Stats

¥1790.00
¥10.00(0.88%)
At close: 4:00 PM EST
¥1790.00
¥10.00(0.88%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilitySustained revenue and materially higher net income with expanding margins indicate underlying improvement in core banking economics. Stronger earnings capacity supports internal capital generation, cushions credit costs, and creates room for reinvestment or conservative dividend policy over the medium term.
Conservative Balance SheetVery low leverage and a growing equity base provide durable financial resilience versus peers. Strong capital buffers reduce insolvency and funding stress risk, enabling the bank to sustain lending through cycles and meet regulatory or market shocks without drastic deleveraging.
Resilient Banking ModelA traditional retail/regional banking mix of net interest margin plus recurring fee income is structurally stable. Diversified revenue from loans, deposits and payment/agency services smooths volatility, sustaining cash flow generation and client relationships over multiple economic cycles.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow signal unreliable internal funding across periods. Such volatility strains liquidity planning, limits dependable capital allocation for growth or returns, and raises the chance of needing external funding during adverse cycles.
Limited Balance-Sheet GrowthFlat asset growth despite improving profitability suggests constrained lending or deposit expansion. Limited balance-sheet growth caps scalable revenue and earnings potential, restricting the bank's ability to convert improved margins into sustained larger earnings over time.
Earnings CyclicalityPast revenue and cash volatility show sensitivity to economic or interest-rate cycles and portfolio mix. Recurring cyclicality increases forecasting risk for credit costs and NII, making long-term planning harder and potentially pressuring capital or credit provisioning in downturns.

Suruga Bank News

8358 FAQ

What was Suruga Bank Ltd.’s price range in the past 12 months?
Suruga Bank Ltd. lowest stock price was ¥1362.00 and its highest was ¥2765.00 in the past 12 months.
    What is Suruga Bank Ltd.’s market cap?
    Suruga Bank Ltd.’s market cap is ¥460.42B.
      When is Suruga Bank Ltd.’s upcoming earnings report date?
      Suruga Bank Ltd.’s upcoming earnings report date is Aug 06, 2026 which is in 13 days.
        How were Suruga Bank Ltd.’s earnings last quarter?
        Suruga Bank Ltd. released its earnings results on May 14, 2026. The company reported ¥63.03 earnings per share for the quarter, beating the consensus estimate of ¥18.63 by ¥44.4.
          Is Suruga Bank Ltd. overvalued?
          According to Wall Street analysts Suruga Bank Ltd.’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Suruga Bank Ltd. pay dividends?
            Suruga Bank Ltd. pays a Semiannually dividend of ¥30 which represents an annual dividend yield of 2.2%. See more information on Suruga Bank Ltd. dividends here
              What is Suruga Bank Ltd.’s EPS estimate?
              Suruga Bank Ltd.’s EPS estimate is 44.74.
                How many shares outstanding does Suruga Bank Ltd. have?
                Suruga Bank Ltd. has 172,139,250 shares outstanding.
                  What happened to Suruga Bank Ltd.’s price movement after its last earnings report?
                  Suruga Bank Ltd. reported an EPS of ¥63.03 in its last earnings report, beating expectations of ¥18.63. Following the earnings report the stock price went up 2.454%.
                    Which hedge fund is a major shareholder of Suruga Bank Ltd.?
                    Currently, no hedge funds are holding shares in JP:8358
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Suruga Bank Ltd.

                      Based in Japan, Suruga Bank Ltd. offers a comprehensive suite of banking and financial solutions tailored for both retail and corporate clients. Its core services include a diverse range of deposit accounts, encompassing time deposits, standard savings, foreign currency accounts, and current and general checking facilities. Loan products vary widely, from housing, second home, resort, startup, project assistance, and business term loans, as well as purpose-specific lending. The bank also issues credit and debit cards and provides overdraft facilities and other financing solutions. Beyond core banking, its extensive service portfolio encompasses wealth management products like investment trusts and public bonds, pension contribution plans, insurance, and inheritance/trust services. Customers can also access lottery services, foreign currency exchange reservations, convenient payment options like Pay-easy, web-based oral receipts, and safe deposit boxes. International services include foreign remittances and external linkage, while fund management and e-combination tools are available. Specialized offerings include factoring for nursing care, medical care, and dispensing compensation receivables, alongside mortgage advisory, and convenient internet and telephone banking. Furthermore, the company extends its operations into non-banking sectors, providing services such as staffing solutions, money lending and credit guarantees, mortgage loan guarantees, printing, bookbinding, packaging and shipping, leasing, and specialized clerical agency and system engineering support. The bank maintains a network of 128 branches strategically located across Japan. Established in 1895, its headquarters are situated in Numazu, Japan.

                      Suruga Bank (8358) Earnings & Revenues

                      8358 Stock 12 Month Forecast

                      Average Price Target

                      ¥2,700.00
                      ▲(50.84% Upside)
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