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Kiyo Bank Ltd (JP:8370)
:8370
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Kiyo Bank (8370) Price & Analysis

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8370 Stock Chart & Stats

¥3400.00
-¥22.00(-0.99%)
At close: 4:00 PM EST
¥3400.00
-¥22.00(-0.99%)

Bulls Say, Bears Say

Bulls Say
Steady Revenue And Profit GrowthKiyo Bank has shown multi-year revenue growth and rising net income into 2026, evidencing improving core earnings. Durable revenue and profit improvements support sustained net interest and fee income, enabling reinvestment in lending capacity and branch/digital distribution over months.
Growing Equity Supports ResilienceA modest but steady increase in equity strengthens the capital base and improves loss-absorbing capacity. Over the medium term this underpins regulatory capital ratios, allows continued lending, and provides resilience to credit shocks or provisioning needs across the next several quarters.
Strong Revenue And EPS TrendsHigh reported revenue and EPS growth rates indicate operational leverage and improving profitability. Sustained top-line expansion and EPS momentum point to effective product mix, pricing or cost control that can translate to durable earnings power and cash generation if maintained.
Bears Say
Elevated LeverageMeaningful leverage increases financial vulnerability and reduces strategic flexibility. High debt relative to equity heightens sensitivity to interest rates and asset-quality deterioration, constraining capital allocation, dividends, and expansions absent stronger equity accumulation over multiple quarters.
Highly Volatile Operating Cash FlowSevere swings in operating cash flow undermine reliability of internal funding for loans and investments. The large 2023 outflow and uneven recovery raise concerns about recurring cash generation, increasing reliance on funding markets or balance-sheet moves to smooth liquidity over coming quarters.
Earnings Sensitivity And VolatilitySharp year-to-year swings show earnings are sensitive to credit costs and market or securities-related items. Even with recovery, moderate ROE suggests limited excess returns and ongoing volatility may impede consistent capital build and investor visibility over the next several reporting periods.

Kiyo Bank News

8370 FAQ

What was Kiyo Bank Ltd’s price range in the past 12 months?
Kiyo Bank Ltd lowest stock price was ¥2455.00 and its highest was ¥4610.00 in the past 12 months.
    What is Kiyo Bank Ltd’s market cap?
    Kiyo Bank Ltd’s market cap is ¥283.35B.
      When is Kiyo Bank Ltd’s upcoming earnings report date?
      Kiyo Bank Ltd’s upcoming earnings report date is Jul 31, 2026 which is in 51 days.
        How were Kiyo Bank Ltd’s earnings last quarter?
        Kiyo Bank Ltd released its earnings results on May 14, 2026. The company reported ¥101.21 earnings per share for the quarter, beating the consensus estimate of N/A by ¥101.21.
          Is Kiyo Bank Ltd overvalued?
          According to Wall Street analysts Kiyo Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Kiyo Bank Ltd pay dividends?
            Kiyo Bank Ltd pays a Semiannually dividend of ¥77 which represents an annual dividend yield of 3.81%. See more information on Kiyo Bank Ltd dividends here
              What is Kiyo Bank Ltd’s EPS estimate?
              Kiyo Bank Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Kiyo Bank Ltd have?
              Kiyo Bank Ltd has 67,300,000 shares outstanding.
                What happened to Kiyo Bank Ltd’s price movement after its last earnings report?
                Kiyo Bank Ltd reported an EPS of ¥101.21 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.418%.
                  Which hedge fund is a major shareholder of Kiyo Bank Ltd?
                  Currently, no hedge funds are holding shares in JP:8370
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Kiyo Bank Ltd

                    The Kiyo Bank, Ltd. is a financial institution operating across Japan, offering a comprehensive array of banking solutions and services to individuals, corporate entities, and businesses. Its offerings span various deposit types, including Yen, time, and foreign currency accounts, alongside a wide range of loan products such as personal, residential, mortgage, credit card, specialized, and education-related financing. The bank also manages pension funds and provides diverse insurance coverage, including life, medical, cancer, student, income security, and term policies. Additionally, Kiyo Bank facilitates securities investments, domestic and international foreign exchange transactions, agency services, internet banking, and ATM access. It also issues various financial cards and participates in the buying and selling of government bonds. The company boasts a network of 112 branches throughout Japan, with 68 located in Wakayama, 41 in Osaka Prefecture, 2 in Nara Prefecture, and one in Tokyo. Founded in 1883 and headquartered in Wakayama, Japan, the institution officially changed its name to The Kiyo Bank, Ltd. in October 2013, having previously been known as Kiyo Bank Co., Ltd.

                    Kiyo Bank (8370) Earnings & Revenues

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