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Keiyo Bank, Ltd. (JP:8544)
:8544
Japanese Market
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Keiyo Bank, Ltd. (8544) Price & Analysis

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8544 Stock Chart & Stats

¥1733.00
¥4.00(0.51%)
At close: 4:00 PM EST
¥1733.00
¥4.00(0.51%)

Bulls Say, Bears Say

Bulls Say
Revenue & Earnings MomentumA sustained jump in top-line (FY2026 +34.9%) with net income rising to ¥15.9B indicates improving core earning capacity from lending, fees, and securities. Durable revenue expansion strengthens internal capital generation, funds loan growth, and enhances the bank's ability to absorb cyclical shocks over months.
Strengthening Capital BaseAn increase in equity and an improving debt-to-equity ratio signals an enhancing capital buffer. Gradual de-leveraging improves regulatory resilience and gives management more flexibility to pursue prudent lending, inorganic opportunities, or absorb loan losses without immediate capital raising.
Healthy Profitability & EPS UpsideSustained net margin near 15% combined with strong EPS growth reflects efficient interest spread management and fee income contribution. Durable profitability supports retained earnings accumulation, dividend capacity, and reinvestment into retail and corporate channels over the medium term.
Bears Say
Elevated And Volatile LeverageMaterial and historically volatile leverage raises structural risk: higher funding sensitivity, regulatory capital pressure, and reduced strategic optionality. Persistent elevated leverage can constrain lending flexibility and make the bank more sensitive to interest-rate or credit shocks over the coming months.
Volatile Cash GenerationLarge multi-year swings in operating cash flow and only modest free cash flow weaken confidence in cash conversion quality. Inconsistent cash generation reduces ability to reliably fund dividends, support loan growth, or build reserves, increasing dependence on capital markets or balance-sheet management actions.
Margin Compression TrendA multi-year decline in net margins suggests pressure on interest spreads or rising funding costs and/or competitive pricing. Persistent margin erosion would reduce core profitability and limit the bank's ability to grow capital organically, affecting long-term return on equity and reinvestment capacity.

Keiyo Bank, Ltd. News

8544 FAQ

What was Keiyo Bank, Ltd.’s price range in the past 12 months?
Keiyo Bank, Ltd. lowest stock price was ¥1088.00 and its highest was ¥2972.00 in the past 12 months.
    What is Keiyo Bank, Ltd.’s market cap?
    Keiyo Bank, Ltd.’s market cap is ¥307.06B.
      When is Keiyo Bank, Ltd.’s upcoming earnings report date?
      Keiyo Bank, Ltd.’s upcoming earnings report date is Nov 10, 2026 which is in 99 days.
        How were Keiyo Bank, Ltd.’s earnings last quarter?
        Keiyo Bank, Ltd. released its earnings results on Jul 31, 2026. The company reported ¥52.836 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Keiyo Bank, Ltd. overvalued?
          According to Wall Street analysts Keiyo Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Keiyo Bank, Ltd. pay dividends?
            Keiyo Bank, Ltd. pays a Semiannually dividend of ¥33 which represents an annual dividend yield of 1.58%. See more information on Keiyo Bank, Ltd. dividends here
              What is Keiyo Bank, Ltd.’s EPS estimate?
              Keiyo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Keiyo Bank, Ltd. have?
              Keiyo Bank, Ltd. has 126,427,860 shares outstanding.
                What happened to Keiyo Bank, Ltd.’s price movement after its last earnings report?
                Keiyo Bank, Ltd. reported an EPS of ¥52.836 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.898%.
                  Which hedge fund is a major shareholder of Keiyo Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8544
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Keiyo Bank, Ltd.

                    Keiyo Bank, Ltd. is a Japanese financial institution that delivers a broad spectrum of banking solutions and services. The bank manages customer deposits and provides various credit facilities, including residential mortgages, general consumer financing, and loans tailored for small and medium-sized businesses. As of March 31, 2021, its operations spanned 122 different locations. The company was founded in 1943 and maintains its corporate headquarters in Chiba, Japan.

                    Keiyo Bank, Ltd. (8544) Earnings & Revenues

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