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Keiyo Bank, Ltd. (JP:8544)
:8544
Japanese Market
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Keiyo Bank, Ltd. (8544) Price & Analysis

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8544 Stock Chart & Stats

¥1733.00
¥4.00(0.51%)
At close: 4:00 PM EST
¥1733.00
¥4.00(0.51%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth & ProfitabilitySustained revenue growth with a strong net profit margin indicates the core banking franchise generates recurring income from lending and fees. Over a multi-month horizon this supports internal capital generation, resilience to cyclical dips, and ability to fund branch and product investments without relying on volatile markets.
Improved Cash GenerationA move to positive operating cash flow and near-parity FCF to net income strengthens liquidity and lowers dependency on wholesale funding. This durable improvement enhances the bank's capacity to originate loans, meet regulatory liquidity needs, and sustain payout or reinvestment decisions across the medium term.
Topline Momentum (Fundamentals)Double-digit reported revenue growth reflects expanding business volumes or higher margins from core activities. Structurally, sustained top-line expansion supports scale economies, diversifies income sources, and provides buffer to absorb credit volatility while enabling strategic investments over the coming quarters.
Bears Say
High LeverageElevated debt-to-equity increases sensitivity to credit shocks and interest-rate swings, raising the risk of capital strain under stress. Over months, high leverage constrains balance-sheet flexibility, elevates regulatory and refinancing risk, and limits the bank's ability to expand lending without raising equity or trimming risk-weighted assets.
Modest Return On EquityA low ROE implies the bank generates limited profit relative to shareholder capital, reducing levers for organic capital growth. Persistently modest ROE can make it harder to fund expansion or absorb losses without external capital, and may limit long-term shareholder returns and strategic maneuvering in a competitive regional banking market.
Declining Operating MarginsEroding operating margins point to rising costs or compression in core spreads. Structurally, margin deterioration reduces the bank's shock-absorption capacity, limits reinvestment and pricing flexibility, and makes earnings more vulnerable to higher credit costs or slower loan growth over the medium term.

Keiyo Bank, Ltd. News

8544 FAQ

What was Keiyo Bank, Ltd.’s price range in the past 12 months?
Keiyo Bank, Ltd. lowest stock price was ¥766.00 and its highest was ¥2356.00 in the past 12 months.
    What is Keiyo Bank, Ltd.’s market cap?
    Keiyo Bank, Ltd.’s market cap is ¥264.42B.
      When is Keiyo Bank, Ltd.’s upcoming earnings report date?
      Keiyo Bank, Ltd.’s upcoming earnings report date is May 12, 2026 which is in 22 days.
        How were Keiyo Bank, Ltd.’s earnings last quarter?
        Keiyo Bank, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥28.79 earnings per share for the quarter, beating the consensus estimate of N/A by ¥28.79.
          Is Keiyo Bank, Ltd. overvalued?
          According to Wall Street analysts Keiyo Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Keiyo Bank, Ltd. pay dividends?
            Keiyo Bank, Ltd. pays a Semiannually dividend of ¥19 which represents an annual dividend yield of 2.13%. See more information on Keiyo Bank, Ltd. dividends here
              What is Keiyo Bank, Ltd.’s EPS estimate?
              Keiyo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Keiyo Bank, Ltd. have?
              Keiyo Bank, Ltd. has 126,427,860 shares outstanding.
                What happened to Keiyo Bank, Ltd.’s price movement after its last earnings report?
                Keiyo Bank, Ltd. reported an EPS of ¥28.79 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.377%.
                  Which hedge fund is a major shareholder of Keiyo Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8544
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Keiyo Bank, Ltd.

                    The Keiyo Bank, Ltd. offers various banking products and services in Japan. It accepts deposits; and offers housing, mortgage, and consumer loans, as well as loans to small and medium-sized companies. As of March 31, 2021, the company operated in 122 locations. The Keiyo Bank, Ltd. was incorporated in 1943 and is headquartered in Chiba, Japan.

                    Keiyo Bank, Ltd. (8544) Earnings & Revenues

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