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8544 Stock Chart & Stats
¥1733.00
¥4.00(0.51%)
At close: 4:00 PM EST
¥1733.00
¥4.00(0.51%)
Day’s Range― - ―
52-Week Range¥1,065.00 - ¥2,716.00
Previous CloseN/A
Volume277.70K
Average Volume (3M)282.25K
Market Cap
¥300.23B
Enterprise Value¥87.42B
Total Cash (Recent Filing)¥872.34B
Total Debt (Recent Filing)¥661.15B
Price to Earnings (P/E)19.7
Beta1.21
Next Earnings
Jul 31, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.13%
Share Statistics
EPS (TTM)131.65
Shares Outstanding126,427,860
10 Day Avg. Volume328,530
30 Day Avg. Volume282,250
Financial Highlights & Ratios
PEG Ratio0.58
Price to Book (P/B)0.75
Price to Sales (P/S)2.30
P/FCF Ratio93.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth MomentumA sharp 34.9% revenue increase in FY2026 with net income of ¥15.9B indicates durable top-line momentum driven by core banking activities. Sustained revenue expansion improves reserve building, reinvestment capacity and supports long-term lending and fee income growth across retail and corporate franchises.
Solid ProfitabilityA roughly 15% net margin signals durable earnings power from interest spreads and fee income. Even with some recent compression, this level supports internal capital retention and the ability to absorb moderate credit costs, underpinning stable returns from the bank's traditional retail and corporate banking model.
Strengthening Capital BaseAn increase in equity to ~¥324B and the associated improvement in debt-to-equity to ~2.04x strengthen solvency and regulatory headroom. A larger capital base improves resilience to credit shocks, supports modest balance-sheet growth and gives management greater flexibility for lending and strategic initiatives over the medium term.
Bears Say
Elevated And Volatile LeverageDebt-to-equity near 2x is high for a regional bank and shows notable variability historically (improved from ~2.26x but had extremes like ~4.76x in FY2022). Persistent elevated leverage raises sensitivity to funding stress, limits flexibility and can amplify earnings volatility during economic downturns.
Operating Cash Flow VolatilityLarge swings in operating cash flow, including prior negative years, reduce confidence in cash conversion quality. With free cash flow covering only about half of net income in FY2026, the bank may face constraints funding loan growth, dividends or provisioning without relying on capital markets or retained earnings.
Recent Margin CompressionA multi-year decline in net margin signals structural pressure on interest spreads or product mix. Continued margin compression would erode the bank's earnings cushion and require higher volumes, improved pricing, or cost reduction to sustain profitability, making earnings more vulnerable to competitive and rate shifts.
Keiyo Bank, Ltd. News
8544 FAQ
What was Keiyo Bank, Ltd.’s price range in the past 12 months?
Keiyo Bank, Ltd. lowest stock price was ¥1065.00 and its highest was ¥2716.00 in the past 12 months.
What is Keiyo Bank, Ltd.’s market cap?
Keiyo Bank, Ltd.’s market cap is ¥300.23B.
When is Keiyo Bank, Ltd.’s upcoming earnings report date?
Keiyo Bank, Ltd.’s upcoming earnings report date is Jul 31, 2026 which is in 17 days.
How were Keiyo Bank, Ltd.’s earnings last quarter?
Keiyo Bank, Ltd. released its earnings results on May 12, 2026. The company reported ¥27.28 earnings per share for the quarter, beating the consensus estimate of N/A by ¥27.28.
Is Keiyo Bank, Ltd. overvalued?
According to Wall Street analysts Keiyo Bank, Ltd.’s price is currently Overvalued.
Does Keiyo Bank, Ltd. pay dividends?
Keiyo Bank, Ltd. pays a Semiannually dividend of ¥33 which represents an annual dividend yield of 2.13%. See more information on Keiyo Bank, Ltd. dividends here
What is Keiyo Bank, Ltd.’s EPS estimate?
Keiyo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Keiyo Bank, Ltd. have?
Keiyo Bank, Ltd. has 126,427,860 shares outstanding.
What happened to Keiyo Bank, Ltd.’s price movement after its last earnings report?
Keiyo Bank, Ltd. reported an EPS of ¥27.28 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.933%.
Which hedge fund is a major shareholder of Keiyo Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8544
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Keiyo Bank, Ltd.
Keiyo Bank, Ltd. is a Japanese financial institution that delivers a broad spectrum of banking solutions and services. The bank manages customer deposits and provides various credit facilities, including residential mortgages, general consumer financing, and loans tailored for small and medium-sized businesses. As of March 31, 2021, its operations spanned 122 different locations. The company was founded in 1943 and maintains its corporate headquarters in Chiba, Japan.
Technical Analysis
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Options Prices
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