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7381 Stock Chart & Stats
¥636.00
-¥10.00(-0.19%)
At close: 4:00 PM EST
¥636.00
-¥10.00(-0.19%)
Day’s Range― - ―
52-Week Range¥556.00 - ¥1,189.00
Previous CloseN/A
Volume27.60K
Average Volume (3M)460.86K
Market Cap
¥250.30B
Enterprise Value¥62.68K
Total Cash (Recent Filing)¥1.29T
Total Debt (Recent Filing)¥26.27B
Price to Earnings (P/E)17.2
Beta1.14
Next Earnings
Oct 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.08%
Share Statistics
EPS (TTM)50.24
Shares Outstanding229,085,820
10 Day Avg. Volume450,540
30 Day Avg. Volume460,856
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.86
Price to Sales (P/S)1.33
P/FCF Ratio-12.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent ProfitabilityHokkoku has produced consistently positive net income with mid-to-high single-digit net margins through 2021–2025. Persistent profitability supports ongoing operations and regulatory cushions, helping the bank absorb regional cyclical shocks and sustain core banking activities over the medium term.
Recent Revenue AccelerationA notable top-line increase, including a sharp 2026 jump and 34% reported revenue growth, indicates expanding business activity or stronger interest/fee income. If sustained, this strengthens the franchise, increases scale for fee generation, and creates capacity to rebuild buffers or invest in service capabilities over the next several months.
Asset Scale And Positive EquityThe group’s large asset base and maintained positive equity provide structural stability for a regional bank: diversified loan/deposit pools, funding scale, and a regulatory capital cushion. These attributes support resilience to localized shocks and the ability to service regional corporate and retail clients.
Bears Say
Elevated LeverageMaterially elevated leverage and a sharp debt increase in 2026 reduce financial flexibility and magnify downside risk from credit stress or rate moves. High leverage constrains capital management, increases refinancing and regulatory pressure, and can limit the bank’s ability to expand lending or absorb losses over the medium term.
Weak And Volatile Cash GenerationRepeated negative or flat operating and free cash flow undermines earnings quality: accounting profits have not consistently converted to cash. This volatile cash conversion limits the firm’s ability to fund dividends, pay down debt, or invest, increasing dependence on external funding and raising structural liquidity risk.
Modest Returns On EquityROE in the low single digits implies limited internal capital generation relative to balance-sheet size. Coupled with elevated leverage, low ROE reduces the firm’s capacity to grow equity organically, constrains long-term shareholder returns, and may necessitate external capital if growth or regulatory demands increase.
Hokkoku Financial Holdings,Inc. News
7381 FAQ
What was Hokkoku Financial Holdings,Inc.’s price range in the past 12 months?
Hokkoku Financial Holdings,Inc. lowest stock price was ¥556.00 and its highest was ¥1189.00 in the past 12 months.
What is Hokkoku Financial Holdings,Inc.’s market cap?
Hokkoku Financial Holdings,Inc.’s market cap is ¥250.30B.
When is Hokkoku Financial Holdings,Inc.’s upcoming earnings report date?
Hokkoku Financial Holdings,Inc.’s upcoming earnings report date is Oct 23, 2026 which is in 80 days.
How were Hokkoku Financial Holdings,Inc.’s earnings last quarter?
Hokkoku Financial Holdings,Inc. released its earnings results on Jul 30, 2026. The company reported ¥33.847 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Hokkoku Financial Holdings,Inc. overvalued?
According to Wall Street analysts Hokkoku Financial Holdings,Inc.’s price is currently Overvalued.
Does Hokkoku Financial Holdings,Inc. pay dividends?
Hokkoku Financial Holdings,Inc. pays a Semiannually dividend of ¥15 which represents an annual dividend yield of 2.08%. See more information on Hokkoku Financial Holdings,Inc. dividends here
What is Hokkoku Financial Holdings,Inc.’s EPS estimate?
Hokkoku Financial Holdings,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Hokkoku Financial Holdings,Inc. have?
Hokkoku Financial Holdings,Inc. has 229,085,820 shares outstanding.
What happened to Hokkoku Financial Holdings,Inc.’s price movement after its last earnings report?
Hokkoku Financial Holdings,Inc. reported an EPS of ¥33.847 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -4.23%.
Which hedge fund is a major shareholder of Hokkoku Financial Holdings,Inc.?
Currently, no hedge funds are holding shares in JP:7381
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Hokkoku Financial Holdings,Inc.
CCI Group, Inc. operates as a holding company for The Hokkoku Bank,Ltd. that provides various financial services in Japan. It operates through the Banking Business and Leasing Business segments. The Banking Business segment provides banking services, credit guarantee related to consumer finance services, credit card services, e-commerce website operation business, servicer business, system development/management /administration services, investment advisory, consulting services, back-office services, and fund administration services. The company was formerly known as Hokkoku Financial Holdings, Inc. and changed its name to CCI Group, Inc. in October 2025. The Leasing Business segment offers leasing services. The company was founded in 1943 and is headquartered in Kanazawa, Japan.
Technical Analysis
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