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Hokkoku Financial Holdings,Inc. (JP:7381)
:7381
Japanese Market
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Hokkoku Financial Holdings,Inc. (7381) Price & Analysis

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7381 Stock Chart & Stats

¥636.00
-¥10.00(-0.19%)
At close: 4:00 PM EST
¥636.00
-¥10.00(-0.19%)

Bulls Say, Bears Say

Bulls Say
Consistent Positive ProfitabilityHokkoku has consistently reported positive net income and steady net profit margins (~9%–12% historically), giving a durable earnings base. For a regional bank, stable profitability supports reserve setting, dividend capacity and the ability to reinvest in branch and service capabilities over the medium term.
Large Regional Asset ScaleThe group’s sizeable asset base and positive equity underpin its role as a primary regional lender and deposit taker. Scale in the local market supports diversified loan placement, stable deposit funding and pricing power with local corporates and households, which endures beyond short-term cycles.
Recent Strong Top-line And EPS GrowthMarked revenue and EPS gains indicate operational improvement or favorable interest/fee dynamics that can strengthen internal capital generation. If maintained, higher revenue and earnings expansion provide buffer against credit or market stress and help fund strategic initiatives in coming quarters.
Bears Say
Weak, Volatile Cash GenerationOperating and free cash flows swing materially year-to-year, including negative or flat periods recently. This raises questions about earnings quality and the bank’s ability to self-fund lending growth, capital expenditures or dividends without relying on external financing, a structural vulnerability.
Elevated Leverage And Rising DebtHigh and increasing leverage reduces financial flexibility and magnifies earnings volatility from interest-rate moves or credit losses. With debt rising sharply in 2026, the bank faces persistent refinancing and interest-cost risk, limiting its ability to absorb shocks or pursue opportunistic investments.
Revenue And Margin Sustainability UnclearWhile 2026 shows a sharp revenue increase, prior years were flat and margin detail is limited. This pattern suggests earnings may be driven by one-off items or timing of gains rather than structural improvement, complicating medium-term forecasting and capital planning for the bank.

Hokkoku Financial Holdings,Inc. News

7381 FAQ

What was Hokkoku Financial Holdings,Inc.’s price range in the past 12 months?
Hokkoku Financial Holdings,Inc. lowest stock price was ¥471.50 and its highest was ¥1094.00 in the past 12 months.
    What is Hokkoku Financial Holdings,Inc.’s market cap?
    Hokkoku Financial Holdings,Inc.’s market cap is ¥234.47B.
      When is Hokkoku Financial Holdings,Inc.’s upcoming earnings report date?
      Hokkoku Financial Holdings,Inc.’s upcoming earnings report date is Jul 24, 2026 which is in 53 days.
        How were Hokkoku Financial Holdings,Inc.’s earnings last quarter?
        Hokkoku Financial Holdings,Inc. released its earnings results on Apr 28, 2026. The company reported -¥2.464 earnings per share for the quarter, missing the consensus estimate of N/A by -¥2.464.
          Is Hokkoku Financial Holdings,Inc. overvalued?
          According to Wall Street analysts Hokkoku Financial Holdings,Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hokkoku Financial Holdings,Inc. pay dividends?
            Hokkoku Financial Holdings,Inc. pays a Semiannually dividend of ¥12 which represents an annual dividend yield of 2.38%. See more information on Hokkoku Financial Holdings,Inc. dividends here
              What is Hokkoku Financial Holdings,Inc.’s EPS estimate?
              Hokkoku Financial Holdings,Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hokkoku Financial Holdings,Inc. have?
              Hokkoku Financial Holdings,Inc. has 229,085,820 shares outstanding.
                What happened to Hokkoku Financial Holdings,Inc.’s price movement after its last earnings report?
                Hokkoku Financial Holdings,Inc. reported an EPS of -¥2.464 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 4.386%.
                  Which hedge fund is a major shareholder of Hokkoku Financial Holdings,Inc.?
                  Currently, no hedge funds are holding shares in JP:7381
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hokkoku Financial Holdings,Inc.

                    Hokkoku Financial Holdings, Inc. (7381) is a Japanese financial services company headquartered in Kanazawa, Ishikawa Prefecture. The company operates primarily in the banking sector, offering a range of financial services including commercial banking, asset management, and investment services. Hokkoku Financial Holdings serves individual customers, small and medium-sized enterprises (SMEs), and large corporations, focusing on providing tailored financial solutions to meet their diverse needs.

                    Hokkoku Financial Holdings,Inc. (7381) Earnings & Revenues

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