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Hokkoku Financial Holdings,Inc. (JP:7381)
:7381
Japanese Market
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Hokkoku Financial Holdings,Inc. (7381) Price & Analysis

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7381 Stock Chart & Stats

¥636.00
-¥10.00(-0.19%)
At close: 4:00 PM EST
¥636.00
-¥10.00(-0.19%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained top-line growth (reported 12.87%) indicates expanding lending and fee activity in the bank's regional market. Over 2–6 months this trend supports higher core earnings potential, funding reinvestment in branches and digital services and cushioning cyclical shocks to revenue.
Cash GenerationA FCF/net income ratio of 0.75 shows the business converts reported profits into real cash at a reasonable rate, underpinning dividend capacity and debt servicing. Durable cash conversion improves balance sheet flexibility and funds strategic initiatives without heavy external financing.
Regional Banking FranchiseA focused regional retail and corporate franchise provides stable deposit funding and deep client relationships. This durable business model supports predictable net interest income and cross-sell opportunities in its home market, aiding resilience versus more cyclical or non-core lenders.
Bears Say
High LeverageVery high debt-to-equity (5.59) and a low equity base raise solvency and capital adequacy risks for a regional bank. Over months this constrains lending growth, raises funding vulnerability in stress, and limits ability to absorb credit shocks or pursue acquisitions without raising costly equity.
Declining ProfitabilityA material fall in net and operating margins signals pressure on spread, fee mix, or cost control. Sustained margin compression erodes internal capital generation, reduces return on assets, and makes it harder to improve reserves or invest in efficiency without harming shareholder returns.
Weak Operating Cash Flow QualityExtremely low OCFO/net income (0.032) and volatile cash flows suggest earnings may not reliably convert to operating cash. This weakens liquidity resilience, complicates short-term funding and increases reliance on wholesale or debt financing, elevating risk if market conditions worsen.

Hokkoku Financial Holdings,Inc. News

7381 FAQ

What was Hokkoku Financial Holdings,Inc.’s price range in the past 12 months?
Hokkoku Financial Holdings,Inc. lowest stock price was ¥471.50 and its highest was ¥1055.00 in the past 12 months.
    What is Hokkoku Financial Holdings,Inc.’s market cap?
    Hokkoku Financial Holdings,Inc.’s market cap is ¥233.79B.
      When is Hokkoku Financial Holdings,Inc.’s upcoming earnings report date?
      Hokkoku Financial Holdings,Inc.’s upcoming earnings report date is Apr 28, 2026 which is in 8 days.
        How were Hokkoku Financial Holdings,Inc.’s earnings last quarter?
        Hokkoku Financial Holdings,Inc. released its earnings results on Jan 30, 2026. The company reported ¥22.474 earnings per share for the quarter, beating the consensus estimate of N/A by ¥22.474.
          Is Hokkoku Financial Holdings,Inc. overvalued?
          According to Wall Street analysts Hokkoku Financial Holdings,Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hokkoku Financial Holdings,Inc. pay dividends?
            Hokkoku Financial Holdings,Inc. pays a Semiannually dividend of ¥12 which represents an annual dividend yield of 2.38%. See more information on Hokkoku Financial Holdings,Inc. dividends here
              What is Hokkoku Financial Holdings,Inc.’s EPS estimate?
              Hokkoku Financial Holdings,Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hokkoku Financial Holdings,Inc. have?
              Hokkoku Financial Holdings,Inc. has 229,085,820 shares outstanding.
                What happened to Hokkoku Financial Holdings,Inc.’s price movement after its last earnings report?
                Hokkoku Financial Holdings,Inc. reported an EPS of ¥22.474 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.872%.
                  Which hedge fund is a major shareholder of Hokkoku Financial Holdings,Inc.?
                  Currently, no hedge funds are holding shares in JP:7381
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hokkoku Financial Holdings,Inc.

                    Hokkoku Financial Holdings, Inc. (7381) is a Japanese financial services company headquartered in Kanazawa, Ishikawa Prefecture. The company operates primarily in the banking sector, offering a range of financial services including commercial banking, asset management, and investment services. Hokkoku Financial Holdings serves individual customers, small and medium-sized enterprises (SMEs), and large corporations, focusing on providing tailored financial solutions to meet their diverse needs.

                    Hokkoku Financial Holdings,Inc. (7381) Earnings & Revenues

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