Vinco Financial Group Limited (8340) AI Stock Analysis

• Market Cap: HK$46.00M
• Dividend Yield: N/A
• Average Volume (3M): 28.76K
• Price to Earnings (P/E): 4.5
• Beta (1Y): 0.77
• Revenue Growth: 94.66%
• EPS Growth: N/A
• Country: HK
• Employees: 18
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): N/A
• Shares Outstanding: 66,660,000
• 10 Day Avg. Volume: 15,000
• 30 Day Avg. Volume: 28,756
• PEG Ratio: 3.02
• Price to Book (P/B): 0.39
• Price to Sales (P/S): 0.71
• P/FCF Ratio: -0.57
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 52 Neutral
• Price Target: HK$0.75 ▲(2.33% Upside)

The score is held back primarily by weak fundamentals—ongoing losses and, more importantly, negative operating and free cash flow—despite strong revenue growth and a low-leverage balance sheet. Technicals are supportive with price above major moving averages, but momentum signals are mixed, and valuation appears low based on the P/E.

Positive Factors

Revenue Growth

A 144% top-line increase demonstrates strong commercial traction and product-market fit, which can sustainably expand recurring fee income and AUM over months. If translated into persistent client retention and scale, this growth provides a durable foundation for margin expansion and business leverage.

Low Leverage / Strong Equity

An equity ratio above 80% and negligible debt provide long-term financial resilience, reducing interest burdens and insolvency risk. This low-leverage position gives management flexibility to invest in growth, absorb shocks, or pursue strategic M&A without immediate refinancing pressure.

Diversified Fee-Based Model

A mix of management fees, performance fees, commissions and partnership income creates diversified, higher-margin revenue streams that tend to be stickier than transaction-only models. Structurally, this supports recurring cash flow potential if AUM and client retention scale sustainably.

Negative Factors

Negative Cash Flow

Persisting negative operating and free cash flow means the company is not converting revenues into internal liquidity, constraining reinvestment and increasing reliance on external funding. Over months this limits strategic flexibility and raises refinancing or dilution risk if cash deficits persist.

Ongoing Unprofitability

Negative operating results and a -6.1% net margin indicate the business has yet to reach sustainable profitability despite revenue growth. Continued losses erode equity, limit capacity to reward investors, and may force cost cuts or capital raises that impair long-term growth execution.

Limited Scale / Execution Risk

A small team of 18 staff constrains operational scale and increases dependency on key personnel, raising execution and client concentration risks as the firm tries to scale AUM and advisory services. Hiring and retention needs may raise costs and strain margins during growth phases.

Vinco Financial Group Limited Business Overview & Revenue Model

Company Description

Vinco Financial Group Limited (8340) is a diversified financial services company based in Australia, specializing in providing a range of financial products and services tailored to individual and corporate clients. The company operates primarily in the sectors of investment management, financial planning, and advisory services, focusing on delivering value through innovative financial solutions and personalized service. Its core offerings include wealth management, investment advisory, and corporate finance solutions, aimed at helping clients achieve their financial goals.

How the Company Makes Money

Vinco Financial Group Limited generates revenue through multiple streams, primarily from fees associated with its financial advisory and investment management services. The company charges management fees based on assets under management (AUM) for its investment funds, as well as performance fees for exceeding certain investment benchmarks. Additionally, Vinco earns commissions from financial products sold to clients, including insurance and investment products. The company may also derive income from strategic partnerships with financial institutions and other service providers, enhancing its service offerings and expanding its client base. Furthermore, Vinco's revenue is bolstered by its ability to attract high-net-worth individuals and corporate clients, leveraging its reputation and expertise in the financial sector.

Vinco Financial Group Limited Financial Statement Overview

Summary

Vinco Financial Group Limited exhibits strong revenue growth but faces significant challenges in achieving profitability and managing cash flows. The balance sheet is stable with low leverage, but the negative return on equity and cash flow issues are areas of concern. The company needs to focus on improving operational efficiency and cash management to enhance its financial health.

Income Statement

Vinco Financial Group Limited has shown significant revenue growth from 2023 to 2024, with a revenue growth rate of 144%. However, the company continues to struggle with profitability, as indicated by negative EBIT and net profit margins. The gross profit margin improved to 76.2% in 2024, but the net profit margin remains negative at -6.1%, reflecting ongoing challenges in managing costs and achieving profitability.

Balance Sheet

The company's balance sheet shows a strong equity position with an equity ratio of 80.6% in 2024, indicating financial stability. The debt-to-equity ratio is low at 0.02, suggesting minimal leverage. However, the return on equity is negative due to ongoing net losses, which is a concern for investors looking for returns.

Cash Flow

Vinco Financial Group Limited's cash flow situation is concerning, with negative free cash flow and operating cash flow in 2024. The free cash flow to net income ratio is negative, indicating that the company is not generating sufficient cash to cover its net losses. The operating cash flow to net income ratio is also negative, highlighting cash management issues.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	60.93M	40.85M	16.75M	16.76M	18.58M	8.00M
Gross Profit	32.04M	31.12M	6.76M	3.27M	10.63M	808.00K
EBITDA	11.84M	-1.59M	-536.00K	-3.31M	7.85M	-258.00K
Net Income	6.09M	-2.48M	-3.93M	-7.57M	5.83M	-2.77M
Balance Sheet
Total Assets	90.60M	92.70M	42.76M	32.16M	38.51M	26.41M
Cash, Cash Equivalents and Short-Term Investments	19.10M	13.23M	11.46M	13.51M	27.13M	25.32M
Total Debt	1.45M	13.10M	17.02M	6.69M	4.90M	166.00K
Total Liabilities	6.91M	17.96M	18.18M	8.10M	7.07M	806.00K
Stockholders Equity	83.69M	74.75M	24.58M	24.05M	31.44M	25.61M
Cash Flow
Free Cash Flow	-29.02M	-50.77M	-19.49M	-9.78M	3.73M	-30.00K
Operating Cash Flow	1.95M	-2.25M	-6.71M	-8.48M	3.85M	-30.00K
Investing Cash Flow	-7.63M	-41.77M	-13.36M	-1.35M	-117.00K	0.00
Financing Cash Flow	-8.61M	45.85M	18.02M	-3.96M	-1.92M	-2.22M

Vinco Financial Group Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.73
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8340, the sentiment is Neutral. The current price of 0.73 is above the 20-day moving average (MA) of 0.45, above the 50-day MA of 0.46, and above the 200-day MA of 0.51, indicating a neutral trend. The MACD of 0.04 indicates Negative momentum. The RSI at 51.54 is Neutral, neither overbought nor oversold. The STOCH value of 60.15 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:8340.

Vinco Financial Group Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
8168	56 Neutral	HK$167.45M	-30.55	-34.27%	―	-30.21%	-305.00%
8365	55 Neutral	HK$413.40M	-4.46	-44.10%	―	-16.56%	-769.12%
8340	52 Neutral	HK$46.00M	4.55	11.56%	―	94.66%	―
8333	52 Neutral	HK$36.48M	16.45	1.83%	―	30.59%	―
8221	51 Neutral	HK$54.26M	-6.83	-5.53%	―	-30.93%	-584.06%
8210	50 Neutral	HK$45.91M	-4.57	-12.48%	―	-26.76%	-1511.11%