PF Group Holdings Limited (8221) AI Stock Analysis

• Market Cap: HK$39.98M
• Dividend Yield: N/A
• Average Volume (3M): 299.39K
• Price to Earnings (P/E): 24.3
• Beta (1Y): 0.37
• Revenue Growth: 88.97%
• EPS Growth: N/A
• Country: HK
• Employees: 20
• Sector: Financial
• Sector Strength: 73
• Industry: Financial - Capital Markets
• EPS (TTM): -0.25
• Shares Outstanding: 47,600,000
• 10 Day Avg. Volume: 120
• 30 Day Avg. Volume: 299,393
• PEG Ratio: 0.09
• Price to Book (P/B): 0.40
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -0.95
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 57 Neutral
• Price Target: ―

PF Group Holdings Limited demonstrates strong financial stability with low leverage and increasing equity. However, cash flow challenges and historical earnings volatility pose significant risks. Technically, the stock lacks upward momentum, compounded by its relatively high valuation and absence of a dividend yield. These factors collectively suggest a cautious investment outlook.

PF Group Holdings Limited Business Overview & Revenue Model

Company Description

PF Group Holdings Limited (8221) is a financial services company based in Hong Kong. The company primarily operates in the securities brokerage sector, providing a range of services such as securities trading, underwriting, and placing. PF Group Holdings Limited also offers margin financing and corporate finance advisory services to individual and institutional clients.

How the Company Makes Money

PF Group Holdings Limited makes money through various revenue streams primarily centered around its securities brokerage operations. The company earns commissions and fees from securities trading activities conducted on behalf of its clients. Additionally, income is generated from interest on margin financing provided to clients who borrow funds to trade securities. The underwriting and placing services contribute to the company's earnings by collecting fees from initial public offerings (IPOs) and other capital market transactions. Corporate finance advisory services also add to revenue by offering strategic advice and transaction execution services to corporate clients. Significant partnerships with financial institutions and a strong client base are key factors contributing to the company's revenue growth.

PF Group Holdings Limited Financial Statement Overview

Summary

Overall, PF Group Holdings Limited has shown a remarkable turnaround in revenue and profitability, but cash flow challenges and historical volatility in earnings present risks. The balance sheet is strong with low leverage and solid equity, supporting resilience. Continued focus on improving cash flow from operations will be crucial for sustainable growth.

Income Statement

The company has shown significant improvement in revenue and profitability over the past year, with revenue growing by approximately 71.6% from 2023 to 2024 and achieving a positive net income of 8.89 million compared to a loss in previous years. Gross profit margin increased to 69.1%, indicating effective cost management. However, the historical volatility in profitability and negative EBIT in earlier years highlight potential risks.

Balance Sheet

The balance sheet remains strong with a low debt-to-equity ratio of 0.05, indicating low leverage. The equity ratio is robust at 66.6%, reflecting financial stability. Stockholders' equity has increased, providing a strong buffer against liabilities. However, the relatively high level of short-term investments suggests potential liquidity concerns if not managed well.

Cash Flow

The company experienced negative operating cash flow and free cash flow in the latest year, indicating challenges in generating cash from operations. While there was an improvement in cash flow from financing activities, reliance on external funding could pose risks. The operating cash flow to net income ratio remains negative, highlighting inefficiencies in cash conversion.

Breakdown
TTM	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement		Total Revenue
36.54M	23.59M	13.76M	7.44M	16.45M	30.91M
	Gross Profit
34.02M	16.30M	7.93M	-2.40M	-2.37M	7.17M
	EBIT
15.04M	10.79M	-7.26M	-12.59M	-15.93M	-5.94M
	EBITDA
152.00K	11.93M	-6.59M	-15.27M	-11.86M	-2.42M
	Net Income Common Stockholders
1.22M	8.89M	-11.60M	-24.97M	-16.19M	-6.49M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
20.45M	10.15M	44.58M	96.34M	117.44M	107.47M
	Total Assets
263.72M	229.29M	197.16M	199.47M	226.87M	299.90M
	Total Debt
0.00	7.14M	2.97M	5.53M	1.22M	5.99M
	Net Debt
-20.45M	-3.01M	-33.65M	-90.82M	-114.68M	-101.47M
	Total Liabilities
115.04M	75.40M	53.35M	46.13M	48.75M	55.75M
	Stockholders Equity
147.64M	152.71M	143.82M	153.33M	178.13M	244.15M
Cash Flow		Free Cash Flow
-32.71M	-41.79M	-60.93M	-17.80M	58.29M	-46.92M
	Operating Cash Flow
-32.69M	-41.76M	-60.88M	-14.08M	58.94M	-46.88M
	Investing Cash Flow
833.00K	798.00K	-7.79M	-2.18M	4.35M	3.41M
	Financing Cash Flow
37.89M	14.50M	8.94M	-3.29M	-54.85M	-38.65M

PF Group Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.84
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8221, the sentiment is Negative. The current price of 0.84 is below the 20-day moving average (MA) of 0.92, below the 50-day MA of 0.93, and below the 200-day MA of 1.28, indicating a bearish trend. The MACD of -0.05 indicates Positive momentum. The RSI at 40.94 is Neutral, neither overbought nor oversold. The STOCH value of 36.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8221.

PF Group Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	64 Neutral	$12.77B	9.71	7.85%	78.05%	12.07%	-7.97%
8221	57 Neutral	HK$39.98M	24.35	0.84%	―	88.97%	―
8083	55 Neutral	$3.18B	―	-16.87%	―	-2.35%	-837.50%
8152	42 Neutral	HK$34.20M	―	-12.68%	―	-55.96%	-286.09%
8147	42 Neutral	HK$44.04M	20.90		―	9.61%	―
8047	41 Neutral	HK$212.51M	―	-11.86%	―	6.29%	-128.95%