CSC Financial Co., Ltd. Class H (6066) AI Stock Analysis

• Market Cap: HK$211.37B
• Dividend Yield: 2.76%
• Average Volume (3M): 9.74M
• Price to Earnings (P/E): 12.0
• Beta (1Y): 2.20
• Revenue Growth: 36.57%
• EPS Growth: 77.14%
• Country: HK
• Employees: 13,045
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 0.33
• Shares Outstanding: 1,261,023,800
• 10 Day Avg. Volume: 8,732,896
• 30 Day Avg. Volume: 9,742,340
• PEG Ratio: 7.73
• Price to Book (P/B): 0.67
• Price to Sales (P/S): 2.32
• P/FCF Ratio: 136.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: HK$16.90
• Price Target Upside: 29.01% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 60 Neutral
• Price Target: HK$13.00 ▼(-0.76% Downside)

The overall stock score is primarily influenced by the company's strong financial performance, characterized by robust profitability and a solid balance sheet. However, bearish technical indicators and moderate valuation metrics slightly dampen the outlook. The absence of earnings call data and corporate events limits additional insights.

Positive Factors

Business Model Strength

CSC Financial's diversified revenue streams from brokerage, investment banking, and asset management provide stability and resilience against market fluctuations, ensuring sustained income even if one segment underperforms.

Profitability and Margin Sustainability

Strong gross profit margins reflect CSC Financial's operational efficiency and cost management, which support sustained profitability and competitive pricing power in the financial services industry.

Balance Sheet Health

A solid equity base and manageable leverage provide CSC Financial with financial stability and flexibility, allowing it to withstand economic downturns and invest in growth opportunities.

Negative Factors

Moderate Revenue Growth

Moderate revenue growth suggests potential challenges in market expansion or product offerings, which could limit CSC Financial's ability to scale and capture new market opportunities in the long term.

Cash Flow Management

The need for improved cash flow management indicates potential liquidity constraints, which could affect CSC Financial's ability to fund operations and growth initiatives without relying heavily on external financing.

Increasing Liabilities

Rising liabilities could strain CSC Financial's financial resources, potentially impacting its ability to invest in growth and maintain financial health if not managed carefully.

CSC Financial Co., Ltd. Class H Business Overview & Revenue Model

Company Description

CSC Financial Co., Ltd. Class H (6066) is a leading financial services company based in China, primarily engaged in providing comprehensive financial solutions, including investment banking, asset management, and securities trading. The firm caters to a diverse clientele, including corporations, institutional investors, and high-net-worth individuals, and operates in sectors such as capital markets, wealth management, and private equity. With a strong focus on innovation and technology, CSC Financial aims to leverage its expertise in the financial services industry to deliver tailored solutions that meet the evolving needs of its clients.

How the Company Makes Money

CSC Financial generates revenue through several key streams, including fees from investment banking services such as underwriting and advisory for mergers and acquisitions, management fees from its asset management division, and commissions from securities trading activities. The company's revenue model is also supported by interest income from its lending operations and returns on investments made through proprietary trading. Significant partnerships with institutional investors and strategic alliances in the financial sector further enhance its earning potential, allowing for a broader range of services and access to new markets.

CSC Financial Co., Ltd. Class H Financial Statement Overview

Summary

CSC Financial Co. demonstrates robust profitability and a strong balance sheet, with consistent income and efficient capital management. While revenue growth is moderate, the company maintains good profit margins and manages its debt effectively. Cash flow improvements are evident, though continued focus on cash management will strengthen financial resilience.

Income Statement

The company shows a strong gross profit margin, indicating efficient management of production costs and operational efficiency. The net profit margin remains stable with slight growth, reflecting effective cost management beyond gross profit. However, the revenue growth rate is moderate, suggesting room for improvement in market expansion or product offerings. The EBIT and EBITDA margins are healthy, showcasing consistent profitability before interest and taxes.

Balance Sheet

The balance sheet reveals a solid equity base with a reasonable debt-to-equity ratio, indicating manageable leverage. Return on equity is positive, suggesting effective use of shareholders' investments to generate profits. The equity ratio shows a healthy proportion of equity financing, providing a cushion against market fluctuations. However, the increase in total liabilities warrants attention to ensure long-term financial stability.

Cash Flow

The cash flow statement highlights a recovery in free cash flow, with a significant improvement from the previous year's negative figures. Operating cash flow to net income ratio is positive, indicating that the company effectively converts earnings into cash. However, the free cash flow to net income ratio suggests the need for further improvement in cash flow management to enhance liquidity and reduce financing dependency.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	27.15B	30.85B	28.02B	27.08B	37.50B	29.75B
Gross Profit	25.08B	21.02B	17.22B	12.35B	21.20B	20.51B
EBITDA	7.24B	17.84B	17.91B	17.63B	21.00B	18.54B
Net Income	10.25B	7.22B	7.03B	7.52B	10.24B	9.51B
Balance Sheet
Total Assets	724.39B	566.42B	522.75B	509.21B	452.79B	371.23B
Cash, Cash Equivalents and Short-Term Investments	47.47B	327.88B	329.95B	312.98B	256.58B	220.05B
Total Debt	406.21B	168.50B	142.52B	124.45B	125.39B	109.22B
Total Liabilities	634.89B	459.90B	425.23B	415.91B	372.79B	303.16B
Stockholders Equity	89.44B	106.47B	97.48B	93.25B	79.82B	67.74B
Cash Flow
Free Cash Flow	77.20B	526.03M	-11.20B	23.73B	10.50B	-38.74B
Operating Cash Flow	77.74B	1.06B	-10.13B	24.28B	11.12B	-38.31B
Investing Cash Flow	-55.35B	-13.32B	-2.65B	-21.24B	1.80B	-11.41B
Financing Cash Flow	34.61B	22.63B	10.84B	134.81M	12.51B	30.82B

CSC Financial Co., Ltd. Class H Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 13.10
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6066, the sentiment is Positive. The current price of 13.1 is above the 20-day moving average (MA) of 12.35, above the 50-day MA of 12.75, and above the 200-day MA of 11.38, indicating a bullish trend. The MACD of 0.09 indicates Negative momentum. The RSI at 61.59 is Neutral, neither overbought nor oversold. The STOCH value of 80.93 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:6066.

CSC Financial Co., Ltd. Class H Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
2611	72 Outperform	HK$383.10B	7.92	9.99%	2.78%	52.67%	121.43%
6099	71 Outperform	HK$156.30B	11.29	9.41%	3.78%	51.04%	24.56%
3908	68 Neutral	HK$154.79B	9.66	8.93%	0.97%	64.00%	112.84%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
6886	64 Neutral	HK$217.41B	9.59	10.50%	2.93%	10.82%	55.25%
6030	62 Neutral	HK$457.44B	16.15	10.17%	2.02%	62.72%	29.18%
6066	60 Neutral	HK$211.37B	11.96	13.03%	2.76%	36.57%	77.14%

CSC Financial Co., Ltd. Class H Corporate Events

CSC Financial Co., Ltd. Enhances Strategic Decision-Making with New Committee

CSC Financial Co., Ltd. has established a Development Strategy Committee within its board of directors to enhance decision-making processes and operational efficiency. The committee is tasked with researching and advising on the company’s long-term development strategies and major investment decisions, as well as overseeing sustainable development and ESG management. This initiative aims to strengthen the company’s strategic positioning and ensure alignment with national policies and industry trends.

CSC Financial Co., Ltd. Strengthens Risk Management Framework

CSC Financial Co., Ltd. has outlined the terms of reference for its Risk Management Committee, which is responsible for overseeing and managing the company’s overall risk. The committee is tasked with ensuring risks are controlled within reasonable limits and implementing effective risk management plans. This initiative is crucial for maintaining compliance with relevant regulations and enhancing the company’s internal control systems, which include financial, operational, and compliance controls. The committee will conduct regular reviews to adapt to changes in the business environment and improve risk management strategies.

CSC Financial Co., Ltd. Enhances Audit Committee Framework

CSC Financial Co., Ltd. has established a structured framework for its Audit Committee to enhance decision-making efficiency and ensure compliance with relevant regulations. The committee, composed of independent directors with financial expertise, is tasked with overseeing financial disclosures, audits, and internal controls, thereby reinforcing the company’s governance and accountability mechanisms.

CSC Financial Co., Ltd. Strengthens Governance with New Committee Guidelines

CSC Financial Co., Ltd. has established terms of reference for its Remuneration and Nomination Committee to enhance decision-making efficiency and ensure compliance with relevant laws and regulations. The committee, composed of at least three directors with a majority being independent, is tasked with formulating appraisal standards and remuneration policies for directors and senior management, as well as overseeing nominations and appointments. This structure aims to maintain transparency and align the company’s governance with industry standards.

CSC Financial Co., Ltd. Enhances Governance with New Committee Terms

CSC Financial Co., Ltd. has outlined the terms of reference for its Remuneration and Nomination Committee, aiming to enhance the efficiency and decision-making capabilities of the committee. The committee is responsible for setting appraisal standards, formulating remuneration policies, and selecting directors and senior management, which could impact the company’s governance and operational strategies.

CSC Financial Announces Board Roles and Committee Functions

CSC Financial Co., Ltd. has announced the roles and functions of its board of directors and their respective positions within various board committees. This announcement outlines the leadership structure and committee responsibilities, which are crucial for the company’s governance and strategic decision-making processes.

CSC Financial Updates Interim Dividend Details for 2025

CSC Financial Co., Ltd. has announced an update regarding its interim dividend for the six months ending June 30, 2025. The dividend will be paid in Hong Kong dollars at a rate of HKD 1.81 per 10 shares, with an exchange rate of RMB 1 to HKD 1.09772. The ex-dividend date is set for November 25, 2025, and the payment date is December 30, 2025. The announcement also details the withholding tax rates applicable to different types of shareholders, which range from 10% to 20%, depending on their residency and applicable tax treaties with the PRC.

CSC Financial Co., Ltd. Approves Key Resolutions at 2025 Extraordinary General Meeting

CSC Financial Co., Ltd. held its 2025 Fourth Extraordinary General Meeting on November 21, 2025, where several key resolutions were passed. These included the approval of the 2025 Interim Dividend Distribution Plan, the abolishment of the Supervisory Committee, and amendments to the Articles of Association and relevant procedural rules. The meeting saw participation from shareholders representing approximately 72.7% of the total voting shares, and all resolutions were passed with significant majorities, indicating strong shareholder support for the company’s strategic decisions.

CSC Financial Announces Updated Interim Dividend Details

CSC Financial Co., Ltd. has announced an updated interim dividend for the six months ending June 30, 2025, declaring a dividend of RMB 1.65 per 10 shares. The announcement includes details on shareholder approval, ex-dividend dates, and withholding tax rates applicable to different shareholder categories, impacting stakeholders by providing clarity on dividend entitlements and tax obligations.

CSC Financial Co., Ltd. Announces 2025 Fourth Extraordinary General Meeting

CSC Financial Co., Ltd. has announced the convening of its 2025 Fourth Extraordinary General Meeting (EGM) on November 21, 2025, in Beijing. Key resolutions to be considered include the approval of the 2025 Interim Dividend Distribution Plan, the abolishment of the Supervisory Committee, and amendments to various corporate governance documents. These changes have been approved by the Board and the Supervisory Committee, indicating a strategic shift in the company’s governance structure, which could impact its operational efficiency and stakeholder engagement.

CSC Financial Co., Ltd. Proposes Governance Reforms

CSC Financial Co., Ltd. has announced proposed amendments to its Articles of Association and the abolishment of its Supervisory Committee to enhance corporate governance. The statutory functions of the Supervisory Committee will be transferred to the Audit Committee of the Board, pending approval at the company’s general meeting.

CSC Financial Co., Ltd. Reports Strong Q3 2025 Financial Results

CSC Financial Co., Ltd. announced its unaudited financial results for the third quarter of 2025, reporting an operating revenue of RMB6.55 billion and a net profit attributable to equity holders of RMB2.58 billion. The results were prepared in accordance with PRC GAAP and highlight the company’s financial performance, with the report being simultaneously published in Hong Kong and Mainland China. The board and senior management have assured the accuracy and completeness of the report, although the financial statements have not been audited.

CSC Financial Co., Ltd. Schedules Board Meeting for Q3 Results Approval

CSC Financial Co., Ltd. has announced that its board of directors will convene on October 30, 2025, to review and approve the company’s third-quarter financial results for the period ending September 30, 2025. This meeting is significant as it will provide insights into the company’s financial performance and strategic direction, impacting stakeholders and potentially influencing its market position.