Yibin City Commercial Bank Co., Ltd. Class H (HK:2596)
:2596
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Yibin City Commercial Bank Co., Ltd. Class H
(2596)
Select Model
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Rating:76Outperform
Price Target:
HK$3.00
▲(14.07% Upside)
Action:N/ADate:07/08/25
Yibin City Commercial Bank's stock score is driven largely by its strong financial performance, which demonstrates solid revenue growth, profitability, and cash flow. The technical analysis supports a positive momentum, though caution is advised due to potentially overbought conditions. The valuation is moderate, primarily due to the absence of a P/E ratio, but the dividend yield offers some investor appeal.
Positive Factors
Revenue Growth
Consistent revenue growth indicates strong market demand and effective business strategies, supporting long-term financial stability and expansion.
Negative Factors
Operational Efficiency
Lower operational efficiency may limit profitability improvements, potentially affecting the bank's ability to optimize costs and enhance shareholder value.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Consistent revenue growth indicates strong market demand and effective business strategies, supporting long-term financial stability and expansion.
Read all positive factors
Yibin City Commercial Bank Co., Ltd. Class H (2596) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$12.07B
Dividend Yield2.09%
Average Volume (3M)7.67K
Price to Earnings (P/E)―
Beta (1Y)0.03
Revenue Growth7.06%
EPS GrowthN/A
CountryHK
Employees1,125
SectorFinancial
Sector Strength70
IndustryBanks
Share Statistics
EPS (TTM)N/A
Shares Outstanding688,400,000
10 Day Avg. Volume12,500
30 Day Avg. Volume7,666
Financial Highlights & Ratios
PEG Ratio1.83
Price to Book (P/B)1.16
Price to Sales (P/S)2.66
P/FCF Ratio2.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Yibin City Commercial Bank Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Yibin City Commercial Bank Co., Ltd provides banking and financial products and services to personal and business customers, and small and micro enterprises in the People's Republic of China. The company engages in the corporate banking, retail ba...
How the Company Makes Money
The company generates revenue primarily through the interest income from its lending activities, which includes loans to individuals and small to medium-sized enterprises (SMEs). Additionally, Yibin City Commercial Bank earns fees and commissions ...
Yibin City Commercial Bank Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
82
Very Positive
Balance Sheet
78
Positive
Cash Flow
85
Very Positive
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 4.78B | 4.23B | 3.88B | 3.04B | 2.79B |
| Gross Profit | 0.00 | 2.12B | 2.10B | 1.59B | 1.63B |
| EBITDA | 617.02M | 627.77M | 612.90M | 554.22M | 446.20M |
| Net Income | 554.21M | 513.43M | 468.47M | 437.71M | 352.51M |
Balance Sheet | |||||
| Total Assets | 113.23B | 109.21B | 93.44B | 80.41B | 68.49B |
| Cash, Cash Equivalents and Short-Term Investments | 10.77B | 12.30B | 12.17B | 12.10B | 10.98B |
| Total Debt | 3.49B | 2.06B | 3.31B | 4.48B | 4.20B |
| Total Liabilities | 103.30B | 99.23B | 84.16B | 71.75B | 60.31B |
| Stockholders Equity | 9.65B | 9.70B | 8.98B | 8.37B | 7.88B |
Cash Flow | |||||
| Free Cash Flow | -243.36M | 5.46B | 5.92B | 774.58M | 121.71M |
| Operating Cash Flow | -190.12M | 5.51B | 5.99B | 813.88M | 182.56M |
| Investing Cash Flow | -14.81B | -5.10B | -4.99B | -300.05M | -6.32B |
| Financing Cash Flow | 13.15B | -1.33B | -1.37B | 93.82M | 4.21B |
Yibin City Commercial Bank Co., Ltd. Class H Technical Analysis
Negative
2.63
Price Trends
2.61
Positive
2.60
Positive
Market Momentum
<0.01
Negative
49.00
Neutral
77.78
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2596, the sentiment is Negative. The current price of 2.63 is above the 20-day moving average (MA) of 2.61, above the 50-day MA of 2.61, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 49.00 is Neutral, neither overbought nor oversold. The STOCH value of 77.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:2596.
Yibin City Commercial Bank Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | HK$12.07B | ― | 5.73% | 2.09% | 7.06% | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | HK$8.06B | 1.84 | 6.28% | 6.22% | -1.76% | -11.39% | |
59 Neutral | HK$14.59B | 3.84 | 5.60% | 5.32% | -1.24% | 4.34% | |
58 Neutral | HK$12.24B | 1.68 | 3.11% | 4.24% | -7.58% | 12.65% | |
50 Neutral | HK$13.90B | 5.08 | 0.67% | ― | -6.29% | -6.68% | |
50 Neutral | HK$6.29B | -3.44 | 0.50% | 3.72% | -8.91% | ― |
* Financial Sector Average
HK:2596
Yibin City Commercial Bank Co., Ltd. Class H
2.63
0.07
2.73%
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Shengjing Bank Co. Ltd. Class H
1.58
0.65
69.78%
HK:6190
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2.21
-2.41
-52.20%
HK:1216
Zhongyuan Bank Co., Ltd. Class H
0.34
0.05
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1.38
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Bank of Guizhou Co. Ltd. Class H
1.00
-0.01
-0.99%
Yibin City Commercial Bank Co., Ltd. Class H Corporate Events
Yibin City Commercial Bank Wins Approval to Amend Articles and Scrap Board of Supervisors
Jan 5, 2026
Yibin City Commercial Bank has received regulatory approval from the National Financial Regulatory Administration Sichuan Office for amendments to its Articles of Association, which took effect on January 4, 2026. As a result of these changes, the...
Yibin City Commercial Bank Strengthens Governance With Expanded Audit Committee Mandate
Jan 5, 2026
Yibin City Commercial Bank Co., Ltd. has formalised detailed Terms of Reference for its Board Audit Committee, aligning its governance structure with Chinese banking laws, corporate governance codes and Hong Kong listing requirements. The Audit Co...
Yibin City Commercial Bank Tightens Governance With New Nomination and Remuneration Committee Mandate
Dec 29, 2025
Yibin City Commercial Bank has formalised detailed Terms of Reference for its Board’s Nomination and Remuneration Committee to strengthen governance over the selection, evaluation and compensation of directors and senior management. The comm...
Yibin City Commercial Bank Increases Registered Capital to Strengthen Market Position
Dec 10, 2025
Yibin City Commercial Bank Co., Ltd announced the approval from the National Financial Regulatory Administration Sichuan Office to increase its registered capital from RMB3.9 billion to RMB4.5884 billion. This change, approved at the 2024 annual g...
Yibin City Commercial Bank Announces Leadership Changes
Oct 30, 2025
Yibin City Commercial Bank Co., Ltd., a joint stock company incorporated in China, has announced significant changes in its executive leadership. The resignation of Ms. Jiang Lin from her roles as executive director and president has led to the ap...
Yibin City Commercial Bank Approves Strategic Governance Changes at EGM
Oct 27, 2025
Yibin City Commercial Bank Co., Ltd held its third extraordinary general meeting on October 27, 2025, where all proposed resolutions were unanimously approved. These resolutions included the abolition of the board of supervisors and amendments to ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.