| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 9.08B | 18.75B | 13.62B | 14.42B | 11.64B | 11.58B |
| Gross Profit | 9.08B | 18.75B | 13.62B | 14.42B | 11.64B | 11.58B |
| EBITDA | 0.00 | 4.27B | 0.00 | 5.74B | 5.58B | 0.00 |
| Net Income | 2.73B | 3.45B | 3.22B | 2.84B | 3.57B | 3.30B |
Balance Sheet | ||||||
| Total Assets | 1.41T | 1.37T | 1.35T | 1.33T | 768.23B | 757.48B |
| Cash, Cash Equivalents and Short-Term Investments | 153.42B | 39.84B | 44.92B | 129.51B | 108.68B | 104.09B |
| Total Debt | 152.70B | 13.42B | 132.72B | 146.11B | 97.57B | 10.48B |
| Total Liabilities | 1.31T | 1.26T | 1.25T | 1.23T | 705.85B | 698.13B |
| Stockholders Equity | 96.88B | 96.56B | 92.50B | 89.23B | 61.21B | 58.26B |
Cash Flow | ||||||
| Free Cash Flow | -86.86B | -82.96B | 7.40B | 54.17B | -37.33B | -4.57B |
| Operating Cash Flow | -84.86B | -81.38B | 8.25B | 55.14B | -36.71B | -3.72B |
| Investing Cash Flow | -47.44B | -32.89B | -15.06B | -24.51B | 19.20B | 9.06B |
| Financing Cash Flow | 107.60B | 76.65B | -18.11B | 22.18B | 17.43B | -7.99B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | HK$17.33B | 4.21 | ― | 1.89% | -5.02% | -3.28% | |
64 Neutral | HK$14.02B | 1.90 | 4.62% | 6.13% | -3.34% | -22.01% | |
59 Neutral | HK$15.61B | 3.84 | 7.19% | 5.32% | -1.24% | 4.34% | |
57 Neutral | HK$12.43B | 1.68 | 3.11% | 4.24% | -7.58% | 12.65% | |
55 Neutral | HK$15.81B | 1.88 | 5.51% | ― | -5.76% | 18.15% | |
50 Neutral | HK$5.15B | -3.44 | 0.50% | 3.72% | -8.91% | ― |
Zhongyuan Bank Co., Ltd. has secured regulatory approval from the Henan Office of the National Financial Regulatory Administration for amendments to its Articles of Association, which took effect on 5 January 2026. As a result of these changes, the bank has formally dissolved its Board of Supervisors, transferring the former supervisory functions required under PRC company and financial regulations to the Audit Committee of the Board, abolishing all special committees under the Board of Supervisors, and repealing related corporate governance systems. All members of the Board of Supervisors have stepped down without disagreement, and the move marks a significant restructuring of the bank’s governance framework that aligns oversight responsibilities more closely with the board’s audit function, with potential implications for how the bank manages internal control, risk supervision, and regulatory compliance going forward.
The most recent analyst rating on (HK:1216) stock is a Hold with a HK$0.32 price target. To see the full list of analyst forecasts on Zhongyuan Bank Co., Ltd. Class H stock, see the HK:1216 Stock Forecast page.
Zhongyuan Bank Co., Ltd. has formalised detailed Rules of Procedure for its Board Audit Committee to strengthen internal control, accounting oversight and corporate governance. The document sets out the Audit Committee’s role as a specialised body under the Board responsible for providing professional advice on operational and risk matters, regularly engaging with senior management, and monitoring regulatory and risk developments relevant to its remit. It also clarifies the committee’s composition and qualifications, requiring at least three non-executive directors, a majority of independent directors, and at least one member with accounting or financial management expertise that meets Hong Kong Listing Rules, while barring former partners of the bank’s external auditor from serving on the committee for a two-year cooling-off period. These measures are designed to reinforce independence, professionalism and compliance in the bank’s audit and risk oversight, thereby enhancing transparency and protection for shareholders and other stakeholders.
The most recent analyst rating on (HK:1216) stock is a Hold with a HK$0.32 price target. To see the full list of analyst forecasts on Zhongyuan Bank Co., Ltd. Class H stock, see the HK:1216 Stock Forecast page.
Zhongyuan Bank Co., Ltd. has formally established and codified the rules of procedure for its Board Nomination and Remuneration Committee, a specialized body responsible for advising the board on the selection, assessment and remuneration of directors and senior management. The rules detail the committee’s mandate to regularly engage with senior management on the bank’s operations and risks, monitor changes affecting its remit, and ensure compliance with Chinese banking regulations, Hong Kong Listing Rules and the bank’s articles of association. The committee must comprise at least three directors, with a majority – including the chair – being independent directors, and sets clear requirements for terms of office, replacement mechanisms and circumstances under which members lose eligibility, underscoring the bank’s efforts to strengthen governance, transparency and board oversight for the benefit of shareholders and regulators.
The most recent analyst rating on (HK:1216) stock is a Hold with a HK$0.32 price target. To see the full list of analyst forecasts on Zhongyuan Bank Co., Ltd. Class H stock, see the HK:1216 Stock Forecast page.
Zhongyuan Bank Co., Ltd. has formalised detailed rules of procedure for its Nomination and Remuneration Committee under the board of directors to strengthen its corporate governance structure and oversight of director and senior management appointments, remuneration, and performance assessment. The committee, which must comprise at least three directors with a majority of independent directors and an independent chairman, is mandated to advise the board on specialised matters, regularly communicate with senior management on operational and risk developments, monitor changes affecting its remit, and ensure succession and independence requirements are met, signalling a tighter alignment with Chinese banking regulations and Hong Kong Listing Rules and offering greater assurance to shareholders and regulators on governance quality.
The most recent analyst rating on (HK:1216) stock is a Hold with a HK$0.32 price target. To see the full list of analyst forecasts on Zhongyuan Bank Co., Ltd. Class H stock, see the HK:1216 Stock Forecast page.
Zhongyuan Bank Co., Ltd. announced that the Henan Office of the National Financial Regulatory Administration has approved the qualification of Mr. Zhou Feng to serve as an executive director and vice chairman of the bank’s third session of the board, following his earlier appointment as president. His term as director and vice chairman begins on 4 January 2026 and will run until the re-election of the current board, with eligibility for re-election, formalizing a key leadership consolidation that may strengthen governance continuity and executive oversight for the regional lender.
The most recent analyst rating on (HK:1216) stock is a Hold with a HK$0.32 price target. To see the full list of analyst forecasts on Zhongyuan Bank Co., Ltd. Class H stock, see the HK:1216 Stock Forecast page.
Zhongyuan Bank Co., Ltd. has announced the current composition of its board of directors, comprising executive, non-executive and independent non-executive directors led by Chairman Guo Hao and Vice Chairman and President Zhou Feng. The Board has also detailed the membership and chairmanship of its six specialized committees—covering strategy and development, audit, related party transactions control, risk management, nomination and remuneration, and consumer rights protection—clarifying governance roles and oversight responsibilities across key risk, compliance and stakeholder-protection areas, which underscores the bank’s corporate governance structure and decision-making framework for investors and regulators.
The most recent analyst rating on (HK:1216) stock is a Hold with a HK$0.32 price target. To see the full list of analyst forecasts on Zhongyuan Bank Co., Ltd. Class H stock, see the HK:1216 Stock Forecast page.
Zhongyuan Bank has received regulatory approval from the Henan Office of the National Financial Regulatory Administration confirming the qualification of Zhou Feng as president of the bank, with his term commencing on 31 December 2025 and lasting until the re-election of the third session of the board. The confirmation of Zhou’s role, who is also elected as vice chairman of the current board subject to further regulatory approval, solidifies the bank’s senior leadership structure and is expected to provide continuity and stability in governance as it pursues its strategic objectives in its core mainland market.
The most recent analyst rating on (HK:1216) stock is a Hold with a HK$0.32 price target. To see the full list of analyst forecasts on Zhongyuan Bank Co., Ltd. Class H stock, see the HK:1216 Stock Forecast page.
Zhongyuan Bank Co., Ltd. reported that its 2025 third extraordinary general meeting was duly convened in Zhengzhou on 24 December 2025, with directors in attendance and the meeting held in compliance with PRC laws, regulations and the bank’s Articles of Association. Shareholders and authorized representatives holding approximately 9.98 billion shares participated, and after applying voting-rights restrictions on heavily pledged shares, 9.38 billion shares were entitled to vote. Two special resolutions were overwhelmingly approved by poll, authorizing the bank’s implementation plans to acquire Jiaxian Guangtian County Bank and Xiangcheng Zhongyuan Rural Bank and to convert each into a branch, moves that consolidate the bank’s regional footprint and are expected to streamline its structure and strengthen its presence in Henan’s county-level banking market.
Zhongyuan Bank has provided a supplementary update on the biography of its non-executive director, Mr. Li Wenqiang, whose appointment to the bank’s third-session board has already been approved by shareholders and the Henan Office of the National Financial Regulatory Administration. The bank disclosed that Li has also been appointed as a non-executive director of Central China Securities Co., Ltd., effective 30 June 2025, and confirmed that, aside from this additional role, there are no other changes to his biographical details or required disclosures, signalling continuity in the bank’s board composition while highlighting his expanded influence across the regional financial sector.
Zhongyuan Bank Co., Ltd. announced the approval of Mr. LI Wenqiang’s qualification as a non-executive Director by the Henan Office of the National Financial Regulatory Administration. This approval allows Mr. LI to commence his term immediately, contributing to the governance of the bank’s board, which may impact its strategic direction and stakeholder confidence.
Zhongyuan Bank Co., Ltd. announced the composition of its board of directors and their roles within the company. The board comprises executive, non-executive, and independent non-executive directors, with Mr. Guo Hao serving as the Chairman. The board has also established six special committees to oversee various aspects of the bank’s operations, reflecting a structured approach to governance and management.
Zhongyuan Bank Co., Ltd. has announced its 2025 third extraordinary general meeting to discuss and approve the acquisition of Jiaxian Guangtian County Bank and Xiangcheng Zhongyuan Rural Bank, along with the establishment of new branches. This strategic move is aimed at expanding the bank’s operations and market presence, potentially impacting its industry positioning and offering new opportunities for stakeholders.
Zhongyuan Bank Co., Ltd. held its 2025 Second Extraordinary General Meeting (EGM) on November 10, 2025, where several significant resolutions were passed. These included amendments to the bank’s Articles of Association, the appointment of an executive director, the dissolution of the Board of Supervisors, and the election of a vice chairman and an employee representative director. The meeting was conducted in compliance with relevant laws and regulations, and the poll results were deemed lawful and valid.
Zhongyuan Bank Co., Ltd. has announced its 2025 second extraordinary general meeting to discuss significant resolutions, including amendments to its Articles of Association and the acquisition of three county banks with plans to establish branches. This meeting will also address corporate governance changes, such as the dissolution of the Board of Supervisors and amendments to procedural rules, potentially impacting the bank’s operational structure and strategic direction.
Zhongyuan Bank Co., Ltd. announced a change in its executive leadership with the resignation of Mr. Liu Kai as President due to a job reassignment, effective October 17, 2025. Mr. Zhou Feng is set to succeed him as President and is also proposed to be an executive Director, pending regulatory and shareholder approvals. This leadership transition is expected to bring new strategic direction to the bank, potentially impacting its operations and market positioning.