tiprankstipranks
Bank of Zhengzhou Co., Ltd. Class H (HK:6196)
:6196

Bank of Zhengzhou Co., Ltd. Class H (6196) AI Stock Analysis

0 Followers

Top Page

HK:6196

Bank of Zhengzhou Co., Ltd. Class H

(6196)

Select Model
Select Model
Select Model
Rating:64Neutral
Price Target:
HK$1.50
▲(30.43% Upside)
Action:N/ADate:11/18/25
Bank of Zhengzhou's overall stock score of 64 is primarily driven by strong financial performance, with exceptional revenue growth and a stable balance sheet, alongside an attractive valuation (low P/E of 7.63). However, bearish technical indicators, including a downward price trend and negative momentum, temper the outlook and suggest caution for short-term investors.

Bank of Zhengzhou Co., Ltd. Class H (6196) vs. iShares MSCI Hong Kong ETF (EWH)

Bank of Zhengzhou Co., Ltd. Class H Business Overview & Revenue Model

Company Description
Bank of Zhengzhou Co., Ltd., together with its subsidiaries, provides various banking products and services in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Ban...
How the Company Makes Money
The Bank of Zhengzhou generates revenue primarily through the interest income from loans extended to customers, which constitutes a significant portion of its earnings. Additionally, the bank earns fees from various services such as account manage...

Bank of Zhengzhou Co., Ltd. Class H Financial Statement Overview

Summary
Bank of Zhengzhou's financial performance is solid with exceptional revenue growth of 396.98% in 2024 and a stable balance sheet (low debt-to-equity ratio of 0.13). Cash flow growth is strong at 50.44%, though profitability metrics like net profit margin (32.87%) and return on equity (3.45%) are moderate, indicating room for improvement in operational efficiency.
Income Statement
65
Positive
Balance Sheet
75
Positive
Cash Flow
70
Positive
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue10.23B24.70B25.36B26.88B25.46B7.40B
Gross Profit5.78B11.71B12.33B14.07B11.82B7.40B
EBITDA1.50B2.24B2.20B3.28B4.44B0.00
Net Income1.91B1.88B1.85B2.42B3.23B3.17B
Balance Sheet
Total Assets743.53B676.37B630.71B591.51B574.98B547.81B
Cash, Cash Equivalents and Short-Term Investments31.92B44.79B33.80B30.80B40.52B41.93B
Total Debt221.61B110.57B102.52B95.27B90.45B93.51B
Total Liabilities695.92B620.07B576.39B538.89B515.57B501.84B
Stockholders Equity45.74B54.45B52.45B50.77B57.77B44.49B
Cash Flow
Free Cash Flow-42.60B8.49B-10.56B-32.09B-43.32B-11.63B
Operating Cash Flow-42.49B8.77B-10.04B-31.35B-42.62B-11.18B
Investing Cash Flow-36.61B-11.96B-4.03B27.51B40.96B24.61B
Financing Cash Flow83.37B5.10B15.57B-7.07B3.56B-11.48B

Bank of Zhengzhou Co., Ltd. Class H Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.15
Price Trends
50DMA
1.09
Negative
100DMA
1.14
Negative
200DMA
1.22
Negative
Market Momentum
MACD
-0.02
Positive
RSI
39.50
Neutral
STOCH
22.22
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6196, the sentiment is Negative. The current price of 1.15 is above the 20-day moving average (MA) of 1.06, above the 50-day MA of 1.09, and below the 200-day MA of 1.22, indicating a bearish trend. The MACD of -0.02 indicates Positive momentum. The RSI at 39.50 is Neutral, neither overbought nor oversold. The STOCH value of 22.22 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:6196.

Bank of Zhengzhou Co., Ltd. Class H Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
HK$16.03B7.005.34%3.57%6.65%16.74%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
64
Neutral
HK$15.89B4.213.63%1.89%-5.02%-3.28%
64
Neutral
HK$14.39B1.904.62%6.13%-3.34%-22.01%
59
Neutral
HK$14.59B3.847.19%5.32%-1.24%4.34%
57
Neutral
HK$14.56B2.834.82%-5.76%18.15%
57
Neutral
HK$12.24B1.683.11%4.24%-7.58%12.65%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:6196
Bank of Zhengzhou Co., Ltd. Class H
1.02
0.19
22.30%
HK:9668
China Bohai Bank Co., Ltd. Class H
0.82
-0.05
-5.75%
HK:1578
Bank of Tianjin Co., Ltd. Class H
2.37
0.77
47.76%
HK:9677
Weihai City Commercial Bank Co., Ltd. Class H
2.68
-0.15
-5.30%
HK:1216
Zhongyuan Bank Co., Ltd. Class H
0.34
0.05
15.92%
HK:6199
Bank of Guizhou Co. Ltd. Class H
1.00
-0.01
-0.99%

Bank of Zhengzhou Co., Ltd. Class H Corporate Events

Bank of Zhengzhou Restructures Governance Framework
Nov 10, 2025
Bank of Zhengzhou Co., Ltd. announced the approval of amendments to its articles of association and the abolishment of its board of supervisors. The Henan Financial Regulatory Bureau has approved these changes, which will see the audit committee o...
Bank of Zhengzhou Releases 2025 Q3 Financial Results
Oct 30, 2025
Bank of Zhengzhou Co., Ltd. announced its unaudited third quarterly results for 2025, prepared in accordance with IFRSs. The report highlights the financial performance of the bank and its subsidiaries, emphasizing the truthfulness and completenes...
Bank of Zhengzhou Schedules Board Meeting to Review Q3 Results
Oct 17, 2025
The Bank of Zhengzhou Co., Ltd. has announced a board meeting scheduled for October 30, 2025, to review and approve the third quarterly results for the period ending September 30, 2025. This meeting is significant for the bank’s stakeholders...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 18, 2025