Bank of Zhengzhou Co., Ltd. Class H (HK:6196)
:6196
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Bank of Zhengzhou Co., Ltd. Class H
(6196)
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Rating:54Neutral
Price Target:
HK$1.00
▼(-13.04% Downside)
Action:ReiteratedDate:04/09/26
The score is driven by attractive valuation (low P/E with a dividend) but held back by weaker technicals (price below key moving averages and negative MACD) and middling financial quality, particularly elevated leverage and only modest returns despite improved recent cash flow.
Positive Factors
Consistent Profitability
Sustained annual profitability demonstrates a resilient core banking franchise able to generate net income across cycles. This durability supports capital retention, regulatory buffers, and the ability to fund operations and payouts without relying solely on external financing over the medium term.
Negative Factors
Elevated, Rising Leverage
High and rising leverage reduces financial flexibility and raises sensitivity to funding stress or rising rates. It constrains the bank's capacity to absorb shocks, increases regulatory and market scrutiny, and can force more conservative loan growth or capital-raising needs that dampen long-term strategic options.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent Profitability
Sustained annual profitability demonstrates a resilient core banking franchise able to generate net income across cycles. This durability supports capital retention, regulatory buffers, and the ability to fund operations and payouts without relying solely on external financing over the medium term.
Read all positive factors
Bank of Zhengzhou Co., Ltd. Class H (6196) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$16.01B
Dividend Yield1.89%
Average Volume (3M)7.21M
Price to Earnings (P/E)―
Beta (1Y)0.85
Revenue GrowthN/A
EPS GrowthN/A
CountryHK
Employees6,180
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.14
Shares Outstanding2,020,458,000
10 Day Avg. Volume5,881,829
30 Day Avg. Volume7,209,797
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)0.21
Price to Sales (P/S)0.39
P/FCF Ratio0.69
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.09
Revenue Forecast (FY)HK$11.37B
Bank of Zhengzhou Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Bank of Zhengzhou Co., Ltd., together with its subsidiaries, provides various banking products and services in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Ban...
How the Company Makes Money
The bank primarily makes money through (1) net interest income and (2) non-interest income. (1) Net interest income is earned from the spread between interest income on interest-earning assets (such as corporate loans, retail loans, discounted bil...
Bank of Zhengzhou Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
54
Neutral
Balance Sheet
43
Neutral
Cash Flow
58
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 23.80B | 24.70B | 25.36B | 26.88B | 25.46B |
| Gross Profit | 10.96B | 11.71B | 12.33B | 14.07B | 11.82B |
| EBITDA | 2.23B | 2.24B | 2.20B | 3.28B | 4.44B |
| Net Income | 1.90B | 1.88B | 1.85B | 2.42B | 3.23B |
Balance Sheet | |||||
| Total Assets | 743.99B | 676.37B | 630.71B | 591.51B | 574.98B |
| Cash, Cash Equivalents and Short-Term Investments | 74.77B | 44.79B | 33.80B | 30.80B | 40.52B |
| Total Debt | 216.98B | 110.57B | 102.52B | 95.27B | 90.45B |
| Total Liabilities | 697.12B | 620.07B | 576.39B | 538.89B | 515.57B |
| Stockholders Equity | 45.08B | 54.45B | 52.45B | 50.77B | 57.77B |
Cash Flow | |||||
| Free Cash Flow | 13.61B | 8.49B | -10.56B | -32.09B | -43.32B |
| Operating Cash Flow | 13.70B | 8.77B | -10.04B | -31.35B | -42.62B |
| Investing Cash Flow | -17.85B | -11.96B | -4.03B | 27.51B | 40.96B |
| Financing Cash Flow | -2.88B | 5.10B | 15.57B | -7.07B | 3.56B |
Bank of Zhengzhou Co., Ltd. Class H Technical Analysis
Negative
1.15
Price Trends
1.07
Negative
1.12
Negative
1.22
Negative
Market Momentum
-0.02
Negative
42.82
Neutral
25.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6196, the sentiment is Negative. The current price of 1.15 is above the 20-day moving average (MA) of 1.04, above the 50-day MA of 1.07, and below the 200-day MA of 1.22, indicating a bearish trend. The MACD of -0.02 indicates Negative momentum. The RSI at 42.82 is Neutral, neither overbought nor oversold. The STOCH value of 25.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:6196.
Bank of Zhengzhou Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | HK$16.27B | 7.00 | 7.72% | 3.57% | 4.05% | 13.13% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | HK$15.90B | 3.98 | 5.60% | 5.32% | -6.83% | 2.10% | |
60 Neutral | HK$15.24B | 1.84 | 4.62% | 6.13% | -3.62% | 1.69% | |
58 Neutral | HK$11.70B | 2.96 | 3.11% | 4.24% | -6.16% | 4.83% | |
57 Neutral | HK$15.10B | 2.83 | 4.11% | ― | -7.67% | 21.16% | |
54 Neutral | HK$16.01B | -6.21 | 3.77% | 1.89% | ― | ― |
* Financial Sector Average
HK:6196
Bank of Zhengzhou Co., Ltd. Class H
1.00
0.12
13.25%
HK:9668
China Bohai Bank Co., Ltd. Class H
0.85
-0.09
-9.57%
HK:1578
Bank of Tianjin Co., Ltd. Class H
2.52
0.69
37.78%
HK:9677
Weihai City Commercial Bank Co., Ltd. Class H
2.72
-0.13
-4.56%
HK:1216
Zhongyuan Bank Co., Ltd. Class H
0.33
0.01
3.50%
HK:6199
Bank of Guizhou Co. Ltd. Class H
1.11
0.10
9.90%
Bank of Zhengzhou Co., Ltd. Class H Corporate Events
Bank of Zhengzhou Tightens Audit Committee Mandate to Strengthen Oversight
Apr 2, 2026
Bank of Zhengzhou Co., Ltd. has revised the terms of reference for its board audit committee, refining its composition, qualifications and appointment rules for members, all of whom must be non-executive directors with a majority being independent...
Bank of Zhengzhou Publishes Audited 2025 Results and Confirms Governance Structure
Mar 30, 2026
Bank of Zhengzhou Co., Ltd. announced its audited consolidated annual results for the year ended December 31, 2025, confirming that the board and its audit committee have reviewed and approved the figures. The bank’s full 2025 annual report,...
Bank of Zhengzhou Sets March 30 Board Meeting to Approve 2025 Annual Results and Dividend Plan
Mar 18, 2026
Bank of Zhengzhou has scheduled a board meeting for March 30, 2026 to review and approve the audited annual results for the year ended December 31, 2025, covering the bank and its subsidiaries. The board will also consider the proposed publication...
Bank of Zhengzhou President Li Hong Resigns, Board Affirms Strategic Continuity
Feb 12, 2026
Bank of Zhengzhou has announced the resignation of executive director and president Li Hong, who has also stepped down as chairman and member of the board’s risk management and consumer rights protection committees, with the change effective...
Bank of Zhengzhou Sets Out Board Line-Up and Committee Roles
Feb 12, 2026
Bank of Zhengzhou has outlined the latest composition of its board of directors, comprising one executive director serving as chairman, three non-executive directors and four independent non-executive directors, reflecting a governance structure w...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.