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Bank of Guizhou Co. Ltd. Class H (HK:6199)
:6199
Hong Kong Market
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Bank of Guizhou Co. Ltd. Class H (6199) AI Stock Analysis

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HK:6199

Bank of Guizhou Co. Ltd. Class H

(6199)

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Neutral 62 (OpenAI - 5.2)
Rating:62Neutral
Price Target:
HK$1.00
▼(-2.91% Downside)
Action:Reiterated
Date:04/10/26
The score is supported mainly by attractive valuation (low P/E and strong dividend yield), but is tempered by mid-range financial performance driven by weak and volatile cash flows and elevated leverage, alongside a weak technical trend with negative momentum and price below major moving averages.
Positive Factors
Consistent ROE
Sustained mid-to-high single-digit ROE indicates the bank generates recurring profitability on equity capital. Over 2–6 months this supports dividend capacity, internal capital generation and resilience to cyclical earnings dips, underpinning the franchise's ability to fund growth without immediate equity raises.
Negative Factors
Elevated leverage
Persistently elevated leverage increases earnings volatility and amplifies losses during credit stress. For a regional bank, high debt relative to equity constrains capital buffers, raises regulatory and refinancing risk, and limits room for absorption of higher loan-loss provisions over coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent ROE
Sustained mid-to-high single-digit ROE indicates the bank generates recurring profitability on equity capital. Over 2–6 months this supports dividend capacity, internal capital generation and resilience to cyclical earnings dips, underpinning the franchise's ability to fund growth without immediate equity raises.
Read all positive factors

Bank of Guizhou Co. Ltd. Class H (6199) vs. iShares MSCI Hong Kong ETF (EWH)

Bank of Guizhou Co. Ltd. Class H Business Overview & Revenue Model

Company Description
Bank of Guizhou Co., Ltd. provides various banking products and services in the People’s Republic of China. It operates through Corporate Banking, Retail Banking, Financial Markets, and other segments. The company offers time and demand deposits; ...
How the Company Makes Money
The company primarily makes money through (1) net interest income and (2) non-interest income (fees and commissions), alongside other gains/losses from financial activities. 1) Net interest income (core earnings driver): The bank gathers funding ...

Bank of Guizhou Co. Ltd. Class H Financial Statement Overview

Summary
Reported earnings are resilient (income statement score 72) and ROE is reasonable, but the overall financial quality is held back by elevated leverage (balance sheet score 64) and especially weak, inconsistent cash generation with multiple years of negative operating/free cash flow (cash flow score 38).
Income Statement
72
Positive
Balance Sheet
64
Positive
Cash Flow
38
Negative
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue8.40B7.87B8.02B8.13B23.32B
Gross Profit7.95B7.87B8.02B8.13B7.83B
EBITDA5.08B9.18B4.56B4.81B4.80B
Net Income4.02B3.78B3.65B3.83B3.71B
Balance Sheet
Total Assets610.70B589.99B576.79B533.78B503.88B
Cash, Cash Equivalents and Short-Term Investments31.58B8.16B35.72B28.45B39.19B
Total Debt169.76B9.00B94.55B85.10B72.86B
Total Liabilities560.68B537.68B528.37B489.81B464.89B
Stockholders Equity50.01B52.31B48.42B43.97B38.99B
Cash Flow
Free Cash Flow2.84B-5.17B-5.45B-4.51B-1.17B
Operating Cash Flow2.94B-4.96B-5.16B-4.27B-649.39M
Investing Cash Flow9.39B-17.56B4.78B-1.04B6.83B
Financing Cash Flow103.18M7.41B36.92B11.75B13.48B

Bank of Guizhou Co. Ltd. Class H Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.03
Price Trends
50DMA
1.08
Negative
100DMA
1.05
Negative
200DMA
1.05
Negative
Market Momentum
MACD
-0.03
Positive
RSI
37.25
Neutral
STOCH
14.58
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6199, the sentiment is Negative. The current price of 1.03 is below the 20-day moving average (MA) of 1.07, below the 50-day MA of 1.08, and below the 200-day MA of 1.05, indicating a bearish trend. The MACD of -0.03 indicates Positive momentum. The RSI at 37.25 is Neutral, neither overbought nor oversold. The STOCH value of 14.58 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:6199.

Bank of Guizhou Co. Ltd. Class H Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
HK$19.78B6.567.72%3.57%4.05%13.13%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
66
Neutral
HK$23.35B5.246.51%7.99%-8.83%-16.92%
62
Neutral
HK$14.59B3.277.59%5.32%-6.83%2.10%
60
Neutral
HK$12.32B2.885.25%6.13%-3.62%1.69%
58
Neutral
HK$10.23B3.043.96%4.24%-6.16%4.83%
46
Neutral
HK$14.84B8.133.77%1.89%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:6199
Bank of Guizhou Co. Ltd. Class H
1.00
-0.15
-13.04%
HK:9889
Dongguan Rural Commercial Bank Co Ltd Class H
3.39
0.04
1.25%
HK:6196
Bank of Zhengzhou Co., Ltd. Class H
0.85
-0.35
-29.17%
HK:1578
Bank of Tianjin Co., Ltd. Class H
2.03
-0.42
-17.08%
HK:9677
Weihai City Commercial Bank Co., Ltd. Class H
2.88
-0.06
-2.04%
HK:1216
Zhongyuan Bank Co., Ltd. Class H
0.28
-0.10
-26.32%

Bank of Guizhou Co. Ltd. Class H Corporate Events

Bank of Guizhou Sets 2025 AGM to Vote on Capital Plan, Bond Issue and Rural Bank Reform
Jun 9, 2026
Bank of Guizhou Co., Ltd. has convened its 2025 annual general meeting for 30 June 2026 in Guiyang, where shareholders will review the 2025 work and financial reports, approve the profit distribution and 2026 budget, and appoint external auditors ...
Bank of Guizhou Sets 2025 Final Dividend and Clarifies Tax Rules for H Shareholders
Jun 9, 2026
Bank of Guizhou Co., Ltd. has announced a proposed final cash dividend of RMB 0.6 per 10 shares for the financial year ended 31 December 2025, with payment to H-shareholders scheduled for 27 August 2026 following shareholder approval on 30 June 20...
Bank of Guizhou Sets Out Board Line-up and Governance Committee Structure
Jun 8, 2026
Bank of Guizhou Co. Ltd. has detailed the current composition of its board of directors, which comprises executive, non-executive and independent non-executive members, and clarified that one director’s appointment remains subject to approva...
Bank of Guizhou proposes new independent director to bolster board oversight
Jun 8, 2026
Bank of Guizhou Co., Ltd. has proposed appointing Mr. Wen Zhichao as an independent non-executive director for the bank’s fourth board session, subject to approval by shareholders and the National Financial Regulatory Administration’s ...
Bank of Guizhou Names New Executive Director Candidate Backed by Provincial Government
Jun 8, 2026
Bank of Guizhou Co., Ltd. has nominated Mr. Yang Hongjun as a candidate for executive director, following a recommendation from the Guizhou provincial government and in line with Chinese company law and the bank’s internal governance policie...
Bank of Guizhou Chairman Resigns as President Wu Fan Named Acting Chair
Jun 8, 2026
Bank of Guizhou Co. Ltd. has announced the resignation of Chairman and executive director Yang Mingshang, who stepped down from all positions due to work arrangements by the Guizhou provincial government, with both sides stressing there is no disa...
Bank of Guizhou Highlights Strong Capital Ratios but Warns Q1 Data Are Unaudited
Apr 30, 2026
Bank of Guizhou Co., Ltd., a Guiyang-based commercial bank serving the mainland Chinese market, has reiterated that it operates under PRC regulation and is not licensed as a banking institution in Hong Kong. The bank remains subject to China Accou...
Bank of Guizhou Posts Solid Q1 2026 Capital Position on Unaudited Results
Apr 29, 2026
Bank of Guizhou Co., Ltd., a PRC-based commercial bank that reports under China Accounting Standards for Business Enterprises, has disclosed unaudited key financial indicators for the first quarter of 2026 linked to its capital bond issuance. The ...
Bank of Guizhou Publishes Audited 2025 Annual Results
Mar 31, 2026
Bank of Guizhou Co. Ltd., a regulated mainland Chinese commercial bank headquartered in Guiyang, serves its market with a range of licensed banking and financial services under the oversight of the National Financial Regulatory Administration. Whi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Apr 10, 2026