Weihai City Commercial Bank Co., Ltd. Class H (HK:9677)
:9677
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Weihai City Commercial Bank Co., Ltd. Class H
(9677)
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Rating:68Neutral
Price Target:
HK$3.00
▼(-2.28% Downside)
Action:ReiteratedDate:03/29/26
The score is led by attractive valuation (very low P/E and ~4.13% dividend yield) and moderately positive near-term technical momentum, offset by financial-profile risks from cash flow volatility, inconsistent margin reporting, and the sharp increase in total debt in 2025.
Positive Factors
Revenue growth trajectory
Sustained top-line growth across 2023–2025 signals durable expansion of the bank's core lending and deposit franchise. A materially higher revenue run-rate supports recurring net interest and fee income, improving capacity to fund operations, reinvest in products, and sustain earnings over the medium term.
Negative Factors
Inconsistent margin reporting
Irregular margin patterns undermine earnings quality and make forecasting net interest margin and profitability difficult. Persistent reporting inconsistency reduces confidence in trend extrapolation and complicates capital allocation and pricing decisions essential for stable medium-term earnings.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue growth trajectory
Sustained top-line growth across 2023–2025 signals durable expansion of the bank's core lending and deposit franchise. A materially higher revenue run-rate supports recurring net interest and fee income, improving capacity to fund operations, reinvest in products, and sustain earnings over the medium term.
Read all positive factors
Weihai City Commercial Bank Co., Ltd. Class H (9677) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$16.15B
Dividend Yield3.57%
Average Volume (3M)2.67K
Price to Earnings (P/E)7.0
Beta (1Y)0.08
Revenue Growth6.65%
EPS Growth16.74%
CountryHK
Employees3,363
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.21
Shares Outstanding1,008,861,000
10 Day Avg. Volume900
30 Day Avg. Volume2,666
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)0.56
Price to Sales (P/S)0.89
P/FCF Ratio1.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.33
Revenue Forecast (FY)HK$9.77B
Weihai City Commercial Bank Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Weihai City Commercial Bank Co., Ltd., together with its subsidiaries, provides corporate banking, retail banking, and financial market services in China. It offers deposit taking, personal loans, personal wealth management, and remittance service...
How the Company Makes Money
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Weihai City Commercial Bank Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
66
Positive
Balance Sheet
58
Neutral
Cash Flow
54
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 17.29B | 8.46B | 4.24B | 4.12B | 13.92B |
| Gross Profit | 4.42B | 8.46B | 7.89B | 4.12B | 3.80B |
| EBITDA | 3.10B | 0.00 | 0.00 | 2.45B | 2.43B |
| Net Income | 2.19B | 1.99B | 1.93B | 1.91B | 1.75B |
Balance Sheet | |||||
| Total Assets | 504.74B | 441.46B | 391.88B | 343.70B | 304.52B |
| Cash, Cash Equivalents and Short-Term Investments | 34.55B | 13.33B | 30.79B | 28.31B | 30.72B |
| Total Debt | 119.81B | 14.70B | 37.80B | 35.67B | 32.99B |
| Total Liabilities | 475.35B | 410.67B | 363.87B | 317.97B | 280.35B |
| Stockholders Equity | 27.31B | 28.90B | 26.24B | 24.15B | 23.26B |
Cash Flow | |||||
| Free Cash Flow | 9.45B | -19.07B | 8.83B | 5.67B | 6.68B |
| Operating Cash Flow | 10.77B | -17.92B | 11.02B | 6.05B | 6.81B |
| Investing Cash Flow | -63.44B | -16.98B | -16.17B | -10.10B | -15.60B |
| Financing Cash Flow | 57.88B | 36.70B | 618.96M | 886.13M | 1.51B |
Weihai City Commercial Bank Co., Ltd. Class H Technical Analysis
Positive
3.07
Price Trends
2.50
Positive
2.71
Negative
2.82
Negative
Market Momentum
0.05
Negative
64.81
Neutral
76.81
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:9677, the sentiment is Positive. The current price of 3.07 is above the 20-day moving average (MA) of 2.60, above the 50-day MA of 2.50, and above the 200-day MA of 2.82, indicating a neutral trend. The MACD of 0.05 indicates Negative momentum. The RSI at 64.81 is Neutral, neither overbought nor oversold. The STOCH value of 76.81 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:9677.
Weihai City Commercial Bank Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | HK$16.15B | 7.00 | 5.34% | 3.57% | 6.65% | 16.74% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | HK$16.29B | 4.21 | 3.63% | 1.89% | -5.02% | -3.28% | |
60 Neutral | HK$14.39B | 1.90 | 4.62% | 6.13% | -3.34% | -22.01% | |
59 Neutral | HK$14.59B | 3.84 | 5.60% | 5.32% | -1.24% | 4.34% | |
58 Neutral | HK$12.24B | 1.68 | 3.11% | 4.24% | -7.58% | 12.65% | |
57 Neutral | HK$15.28B | 2.83 | 4.11% | ― | -5.76% | 18.15% |
* Financial Sector Average
HK:9677
Weihai City Commercial Bank Co., Ltd. Class H
2.70
-0.13
-4.59%
HK:6196
Bank of Zhengzhou Co., Ltd. Class H
1.04
0.20
23.22%
HK:9668
China Bohai Bank Co., Ltd. Class H
0.86
0.03
3.61%
HK:1578
Bank of Tianjin Co., Ltd. Class H
2.37
0.76
46.93%
HK:1216
Zhongyuan Bank Co., Ltd. Class H
0.34
0.05
15.92%
HK:6199
Bank of Guizhou Co. Ltd. Class H
1.00
-0.01
-0.99%
Weihai City Commercial Bank Co., Ltd. Class H Corporate Events
Weihai Bank Declares 2025 Final Dividend and Outlines Tax Treatment for H-Shareholders
Mar 27, 2026
Weihai Bank Co., Ltd. has declared a final ordinary cash dividend of RMB 10 per 100 shares for the financial year ended 31 December 2025, with payment scheduled for 30 July 2026, subject to shareholder approval and with the Hong Kong dollar equiva...
Weihai Bank Publishes Audited 2025 Annual Results and Confirms Forthcoming Full Report
Mar 27, 2026
Weihai Bank Co., Ltd. has released its audited annual results for the year ended 31 December 2025, covering the performance of the bank and its subsidiary. The announcement confirms that the board and its audit committee have reviewed and approved...
Weihai Bank Sets March 27 Board Meeting to Approve 2025 Results and Consider Dividends
Mar 17, 2026
Weihai Bank Co., Ltd. has scheduled a board meeting for March 27, 2026 to review and approve the annual results of the bank and its subsidiary for the financial year ended December 31, 2025. The board will also consider a potential dividend paymen...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.