Bank of Jiujiang Co., Ltd. Class H (HK:6190)
:6190
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Bank of Jiujiang Co., Ltd. Class H
(6190)
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Rating:50Neutral
Price Target:
HK$2.00
▲(16.96% Upside)
Action:ReiteratedDate:01/07/26
Overall score is held back primarily by financial risks—especially negative/volatile operating and free cash flow and weakening ROE alongside rising leverage. Technicals also remain pressured with price below key long-term moving averages and a negative MACD. Valuation is moderately supportive via the dividend, but the P/E does not look compelling enough to offset these risks.
Positive Factors
Diversified retail and corporate banking franchise
The bank operates a classic regional commercial banking model across deposits, lending and fee businesses. Diverse product lines and branch distribution support stable deposit funding and recurring fee income, providing a durable revenue base that endures across business cycles.
Negative Factors
Negative and volatile operating / free cash flow
Sustained negative operating and free cash flows are a structural weakness for a bank: they increase reliance on external funding and liquidity management, constrain capital deployment and dividend capacity, and raise the bank's vulnerability to funding stress over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified retail and corporate banking franchise
The bank operates a classic regional commercial banking model across deposits, lending and fee businesses. Diverse product lines and branch distribution support stable deposit funding and recurring fee income, providing a durable revenue base that endures across business cycles.
Read all positive factors
Bank of Jiujiang Co., Ltd. Class H (6190) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$6.32B
Dividend Yield3.72%
Average Volume (3M)29.53K
Price to Earnings (P/E)―
Beta (1Y)-0.06
Revenue Growth-8.91%
EPS GrowthN/A
CountryHK
Employees5,773
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.18
Shares Outstanding482,367,200
10 Day Avg. Volume20,140
30 Day Avg. Volume29,526
Financial Highlights & Ratios
PEG Ratio-2.83
Price to Book (P/B)0.34
Price to Sales (P/S)3.23
P/FCF Ratio-0.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bank of Jiujiang Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Bank of Jiujiang Co., Ltd. provides various banking and financial products and services for individuals, corporate customers, and small and micro enterprises in the People's Republic of China. It operates through Corporate Banking, Retail Banking,...
How the Company Makes Money
Bank of Jiujiang Co., Ltd. generates revenue primarily through interest income from its lending activities, which include providing loans to individuals, small and medium-sized enterprises, and larger corporations. The bank also earns non-interest...
Bank of Jiujiang Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
49
Neutral
Cash Flow
34
Negative
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.53B | 4.35B | 4.25B | 5.27B | 5.08B | 5.01B |
| Gross Profit | 2.53B | 9.55B | 4.25B | 5.27B | 5.08B | 5.01B |
| EBITDA | 0.00 | 1.30B | 0.00 | 2.52B | 2.44B | 0.00 |
| Net Income | 205.93M | 744.43M | 723.58M | 1.62B | 1.73B | 1.67B |
Balance Sheet | ||||||
| Total Assets | 519.65B | 516.46B | 503.85B | 479.70B | 461.50B | 415.79B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 13.25B | 36.75B | 35.79B | 38.36B | 40.74B |
| Total Debt | 0.00 | 47.63B | 37.49B | 29.13B | 31.81B | 3.00B |
| Total Liabilities | 477.93B | 473.93B | 462.89B | 443.29B | 426.09B | 389.16B |
| Stockholders Equity | 40.93B | 41.75B | 40.16B | 35.63B | 34.68B | 25.98B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -38.30B | -17.62B | -41.36B | 268.50M | 38.61B |
| Operating Cash Flow | 0.00 | -37.85B | -17.02B | -40.95B | 1.01B | 39.26B |
| Investing Cash Flow | 0.00 | 7.49B | 18.07B | 3.53B | 266.23M | -8.68B |
| Financing Cash Flow | 0.00 | 22.24B | 10.92B | 24.76B | 10.29B | -24.76B |
Bank of Jiujiang Co., Ltd. Class H Technical Analysis
Positive
1.71
Price Trends
1.89
Positive
1.81
Positive
2.55
Negative
Market Momentum
0.10
Negative
71.14
Negative
84.72
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6190, the sentiment is Positive. The current price of 1.71 is below the 20-day moving average (MA) of 1.99, below the 50-day MA of 1.89, and below the 200-day MA of 2.55, indicating a neutral trend. The MACD of 0.10 indicates Negative momentum. The RSI at 71.14 is Negative, neither overbought nor oversold. The STOCH value of 84.72 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:6190.
Bank of Jiujiang Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | HK$8.06B | 1.84 | 6.28% | 6.22% | -1.76% | -11.39% | |
60 Neutral | HK$14.39B | 1.90 | 4.62% | 6.13% | -3.34% | -22.01% | |
59 Neutral | HK$14.59B | 3.84 | 5.60% | 5.32% | -1.24% | 4.34% | |
57 Neutral | HK$14.56B | 2.83 | 4.11% | ― | -5.76% | 18.15% | |
57 Neutral | HK$12.24B | 1.68 | 3.11% | 4.24% | -7.58% | 12.65% | |
50 Neutral | HK$6.32B | -3.44 | 0.50% | 3.72% | -8.91% | ― |
* Financial Sector Average
HK:6190
Bank of Jiujiang Co., Ltd. Class H
2.22
-2.40
-51.98%
HK:9668
China Bohai Bank Co., Ltd. Class H
0.82
-0.01
-1.20%
HK:1578
Bank of Tianjin Co., Ltd. Class H
2.37
0.76
46.93%
HK:1216
Zhongyuan Bank Co., Ltd. Class H
0.34
0.05
15.92%
HK:2558
Jinshang Bank Co., Ltd. Class H
1.38
0.06
4.55%
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Bank of Guizhou Co. Ltd. Class H
1.00
-0.01
-0.99%
Bank of Jiujiang Co., Ltd. Class H Corporate Events
Bank of Jiujiang Sets Date for 2026 EGM and Closure of H-Share Register
Feb 4, 2026
Bank of Jiujiang has scheduled its first extraordinary general meeting of 2026 for 28 February and will temporarily close its register of H-share members from 24 to 28 February 2026, during which no share transfers will be processed; only H shareh...
Bank of Jiujiang’s Major Shareholders Signal Support for Planned Domestic Share Issuance
Jan 23, 2026
Bank of Jiujiang has received letters of intent from two major existing shareholders, the Jiujiang Finance Bureau and Industrial Bank, to participate in its planned non-public issuance of domestic shares, with the finance bureau intending to subsc...
Bank of Jiujiang Gains Regulatory Nod to Amend Articles, Scrap Board of Supervisors
Dec 31, 2025
Bank of Jiujiang Co., Ltd. has received approval from the Jiangxi office of the National Financial Regulatory Administration for amendments to its Articles of Association, which took effect upon regulatory sign-off. Following this approval, the ba...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.