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2596 Stock Chart & Stats
HK$2.63
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Market closed
HK$2.63
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Day’s Range― - ―
52-Week RangeHK$2.58 - HK$2.74
Previous CloseN/A
VolumeN/A
Average Volume (3M)7.67K
Market Cap
HK$12.18B
Enterprise ValueHK$21.53K
Total Cash (Recent Filing)HK$10.82B
Total Debt (Recent Filing)HK$18.87B
Price to Earnings (P/E)19.0
Beta0.03
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.54%
Share Statistics
EPS (TTM)N/A
Shares Outstanding688,400,000
10 Day Avg. Volume12,500
30 Day Avg. Volume7,666
Financial Highlights & Ratios
PEG Ratio2.17
Price to Book (P/B)0.96
Price to Sales (P/S)2.49
P/FCF Ratio-6.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance-sheet ScaleA materially larger asset base increases lending capacity and deposit franchise scale, enabling diversification across loan products and geographies. Over months this supports franchise resilience, operational leverage and the ability to fund growth without immediate reliance on volatile markets.
Historic Cash ConversionStrong operating and free cash flow in 2023–24 indicates the bank can convert accounting profits into actual cash, supporting internal funding for loans, reserves and dividends. This historical cash-conversion capability is a durable strength if the business mix and underwriting remain consistent.
Steady ProfitabilityConsistent net margins (~12%) and rising net income over multiple years reflect resilient core earnings power and disciplined cost or pricing execution. This supports internal capital accumulation and modest ROE, important for long-term viability in a competitive banking market.
Bears Say
Cash Flow ReversalA sharp swing to negative operating and free cash flow in 2025 materially reduces financial flexibility and suggests weaker cash conversion or balance-sheet actions. Over the medium term this can force reliance on external funding, curtail loan growth, or pressure capital buffers.
Revenue Decline & Margin PressureA near‑10% revenue decline in 2025 combined with downward margin trends weakens sustainable earnings power. If driven by lower loan volumes, pricing pressure, or higher funding costs, this trend can erode profitability and internal capital generation for several quarters to come.
Large Debt IncreaseA sudden, sizable increase in reported debt in 2025 raises questions about the funding mix and liquidity strategy. Higher leverage elevates refinancing and interest-rate risks and can constrain strategic options, making the bank more vulnerable to market stress over the medium term.
2596 FAQ
What was Yibin City Commercial Bank Co., Ltd. Class H’s price range in the past 12 months?
Yibin City Commercial Bank Co., Ltd. Class H lowest stock price was HK$2.58 and its highest was HK$2.74 in the past 12 months.
What is Yibin City Commercial Bank Co., Ltd. Class H’s market cap?
Yibin City Commercial Bank Co., Ltd. Class H’s market cap is HK$12.18B.
When is Yibin City Commercial Bank Co., Ltd. Class H’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Yibin City Commercial Bank Co., Ltd. Class H’s earnings last quarter?
Currently, no data Available
Is Yibin City Commercial Bank Co., Ltd. Class H overvalued?
According to Wall Street analysts Yibin City Commercial Bank Co., Ltd. Class H’s price is currently Overvalued.
Does Yibin City Commercial Bank Co., Ltd. Class H pay dividends?
Yibin City Commercial Bank Co., Ltd. Class H pays a Notavailable dividend of HK$0.041 which represents an annual dividend yield of 1.54%. See more information on Yibin City Commercial Bank Co., Ltd. Class H dividends here
What is Yibin City Commercial Bank Co., Ltd. Class H’s EPS estimate?
Yibin City Commercial Bank Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Yibin City Commercial Bank Co., Ltd. Class H have?
Yibin City Commercial Bank Co., Ltd. Class H has 688,400,000 shares outstanding.
What happened to Yibin City Commercial Bank Co., Ltd. Class H’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Yibin City Commercial Bank Co., Ltd. Class H?
Currently, no hedge funds are holding shares in HK:2596
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Yibin City Commercial Bank Co., Ltd. Class H Stock Smart Score
Neutral
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Fundamentals
Return on Equity
1.54%
Trailing 12-Months
Asset Growth
18.33%
Trailing 12-Months
Company Description
Yibin City Commercial Bank Co., Ltd. Class H
Yibin City Commercial Bank Co., Ltd. delivers a comprehensive range of banking and financial solutions to individuals, corporate clients, and small to medium-sized enterprises throughout the People's Republic of China. Its operations are broadly categorized into corporate banking, retail banking, and financial market activities. The bank's diverse product portfolio includes deposit accounts and various card offerings, alongside specialized services such as bill discounting and rediscounting, letters of guarantee, fund custody, settlement services, mobile payment solutions, collection agency, insurance, and wealth management. It also provides corporate loans tailored for industries like wholesale and retail trade, construction, manufacturing, leasing and business services, and various agricultural sectors including forestry, animal husbandry, and fisheries. For personal customers, the bank extends loans for specific business needs, residential mortgages, and general consumption. Additionally, Yibin Bank is involved in interbank market transactions and financial investments, encompassing debt securities and special purpose vehicle investments. The company, founded in 2006, is headquartered in Yibin, China.
Technical Analysis
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