XXF Group Holdings Ltd. (HK:2473)
:2473
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XXF Group Holdings Ltd.
(2473)
Select Model
Select Model
Rating:54Neutral
Price Target:
HK$3.00
▼(-61.59% Downside)
Action:ReiteratedDate:02/03/26
The score is primarily held back by weak cash flow generation and declining profitability, compounded by a strong technical downtrend with oversold momentum signals. A very high P/E further limits valuation support, while balance sheet equity improvement provides only a partial offset given high leverage.
Positive Factors
Diversified revenue streams
XXF's business model combines recurring leasing income, fee-based property management and episodic development profits plus strategic partnerships. This mix reduces reliance on a single revenue source, smoothing cashflows across real estate cycles and supporting durable top-line resilience.
Negative Factors
Negative operating and free cash flow
Sustained negative operating and free cash flow indicate the business is not converting earnings into cash, increasing dependence on external financing. This constrains reinvestment, debt servicing and distributions, and raises liquidity risk over the medium term if trends persist.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified revenue streams
XXF's business model combines recurring leasing income, fee-based property management and episodic development profits plus strategic partnerships. This mix reduces reliance on a single revenue source, smoothing cashflows across real estate cycles and supporting durable top-line resilience.
Read all positive factors
XXF Group Holdings Ltd. (2473) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$1.69B
Dividend YieldN/A
Average Volume (3M)14.16M
Price to Earnings (P/E)248.5
Beta (1Y)0.55
Revenue Growth15.36%
EPS Growth-36.86%
CountryHK
Employees1,194
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.02
Shares Outstanding1,546,875,000
10 Day Avg. Volume8,487,931
30 Day Avg. Volume14,160,960
Financial Highlights & Ratios
PEG Ratio-5.42
Price to Book (P/B)8.46
Price to Sales (P/S)5.97
P/FCF Ratio-20.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
XXF Group Holdings Ltd. Business Overview & Revenue Model
Company Description
XXF Group Holdings Limited, an automobile retailer, provides automobile finance lease services primarily through self-operated sales outlets in the People's Republic of China. The company sells non-luxury automobiles on direct finance lease; and o...
How the Company Makes Money
XXF Group Holdings Ltd. generates revenue primarily through its real estate operations, which include income from leasing residential and commercial properties. The company also earns revenue from property management services, which involve mainta...
XXF Group Holdings Ltd. Financial Statement Overview
Summary
Income Statement
65
Positive
Balance Sheet
70
Positive
Cash Flow
55
Neutral
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.27B | 1.17B | 1.30B | 1.14B | 1.17B | 749.76M |
| Gross Profit | 459.96M | 438.35M | 419.01M | 374.45M | 351.94M | 303.60M |
| EBITDA | 354.55M | 323.03M | 419.11M | 347.64M | 279.45M | 229.34M |
| Net Income | 42.77M | 39.97M | 110.25M | 78.91M | 34.11M | 12.34M |
Balance Sheet | ||||||
| Total Assets | 3.41B | 3.31B | 2.92B | 2.60B | 2.20B | 1.90B |
| Cash, Cash Equivalents and Short-Term Investments | 333.77M | 340.60M | 286.88M | 219.61M | 103.65M | 25.31M |
| Total Debt | 2.46B | 2.29B | 1.88B | 1.73B | 1.40B | 1.18B |
| Total Liabilities | 2.56B | 2.48B | 2.14B | 2.09B | 1.76B | 1.49B |
| Stockholders Equity | 846.47M | 822.13M | 775.49M | 500.24M | 435.30M | 396.54M |
Cash Flow | ||||||
| Free Cash Flow | -261.74M | -332.78M | -203.20M | -223.18M | -134.52M | 49.88M |
| Operating Cash Flow | -128.71M | -188.07M | 1.32M | -74.00M | -77.41M | 229.88M |
| Investing Cash Flow | -116.63M | -133.72M | -163.32M | -119.13M | -58.17M | -171.22M |
| Financing Cash Flow | 284.59M | 394.55M | 228.55M | 314.83M | 203.07M | -163.01M |
XXF Group Holdings Ltd. Technical Analysis
Negative
7.81
Price Trends
4.26
Negative
6.32
Negative
7.09
Negative
Market Momentum
-0.58
Negative
32.17
Neutral
3.11
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2473, the sentiment is Negative. The current price of 7.81 is above the 20-day moving average (MA) of 1.30, above the 50-day MA of 4.26, and above the 200-day MA of 7.09, indicating a bearish trend. The MACD of -0.58 indicates Negative momentum. The RSI at 32.17 is Neutral, neither overbought nor oversold. The STOCH value of 3.11 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:2473.
XXF Group Holdings Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | HK$6.84B | 5.14 | 7.31% | 11.28% | 0.59% | -5.95% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | HK$1.36B | 4.31 | 8.51% | 7.43% | 1.11% | 3.98% | |
60 Neutral | HK$9.77B | 20.99 | 11.99% | 3.17% | -2.45% | 71.08% | |
59 Neutral | HK$268.86M | 19.88 | 0.49% | ― | 8.77% | -76.88% | |
56 Neutral | HK$17.83B | 2.09 | 12.27% | 5.84% | 3.17% | 23.13% | |
54 Neutral | HK$1.69B | 248.53 | 5.29% | ― | 15.36% | -36.86% |
* Financial Sector Average
HK:2473
XXF Group Holdings Ltd.
1.09
-5.70
-83.95%
HK:6069
SY Holdings Group Limited
9.17
-3.32
-26.58%
HK:1606
China Development Bank Financial Leasing Co Ltd Class H
1.41
0.25
21.66%
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.16
-0.04
-21.29%
HK:1601
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
0.84
0.08
10.53%
HK:1905
Haitong Unitrust International Financial Leasing Co., Ltd Class H
0.83
0.04
5.06%
XXF Group Holdings Ltd. Corporate Events
XXF Group Says No Undisclosed Reasons Behind Unusual Share Price and Volume Movements
Feb 2, 2026
XXF Group Holdings Ltd. has reported unusual movements in its share price and trading volume but says it has found no underlying corporate developments or undisclosed information that would explain the volatility. After making what it describes as...
XXF Group Plans Majority Stake in Radar Tech Firm to Boost Intelligent Driving Business
Jan 12, 2026
XXF Group Holdings Limited announced that its indirect wholly owned subsidiary Xiyun Dikong (Fujian) Technology has signed a memorandum of understanding to acquire a 51% stake in Xiamen Quanthium Technology, a leading Chinese provider of millimete...
XXF Group Signs Strategic Pact with Neolix to Build Unmanned Vehicle Business
Dec 18, 2025
XXF Group Holdings Limited has entered into a long-term strategic cooperation agreement via its indirect wholly owned unit, Xixiangfeng Finance Lease Group, with Neolix Technologies, a Chinese specialist in unmanned vehicles and related technologi...
XXF Group Partners with Hello Car Rental to Launch Co-Branded Stores in China
Dec 5, 2025
XXF Group Holdings Limited has entered into a business cooperation agreement with Hangzhou Haxing Network Technology Co., Ltd., known as Hello Car Rental, to establish co-branded car rental stores in ten cities across China. This partnership aims ...
XXF Group Enters Sale and Leaseback Agreement
Dec 1, 2025
XXF Group Holdings Limited, incorporated in the Cayman Islands, has entered into a sale and leaseback arrangement involving the transfer and subsequent lease of assets valued at approximately RMB5,807,100 with a total lease rent of RMB6,441,826 ov...
XXF Group Holdings Announces Change of Business Address
Dec 1, 2025
XXF Group Holdings Limited has announced a change in the address of its principal place of business in Hong Kong. This move to a new location at Unit No.3503, 35/F, West Tower, Shun Tak Centre, Connaught Road Central, is effective immediately. The...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.