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Gome Finance Technology Co
(0628)
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Rating:64Neutral
Price Target:
HK$0.36
▲(82.00% Upside)
Action:Reiterated
Date:05/19/26
The score is driven primarily by mixed fundamentals: improving profitability and a strong, low-leverage balance sheet are offset by persistently negative operating/free cash flow that raises earnings quality risk. Technicals add support due to a strong uptrend and positive momentum, while valuation is neutral-to-moderate with a P/E around 15.5 and no dividend yield data.
Positive Factors
Conservative balance sheet
The company’s very low debt-to-equity and large equity base create durable financial flexibility. Low leverage reduces refinancing and solvency risk, supports investment or M&A optionality, and increases resilience to cyclical shocks, a structural strength over months.
Negative Factors
Negative cash flow
Operating and free cash flow persistently negative despite net income is a structural weakness. Negative cash conversion reduces internal funding, forces external financing or equity dilution risk, and constrains capital allocation choices over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
The company’s very low debt-to-equity and large equity base create durable financial flexibility. Low leverage reduces refinancing and solvency risk, supports investment or M&A optionality, and increases resilience to cyclical shocks, a structural strength over months.
Read all positive factors
Gome Finance Technology Co (0628) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$1.77B
Dividend YieldN/A
Average Volume (3M)422.58K
Price to Earnings (P/E)22.1
Beta (1Y)0.09
Revenue Growth77.68%
EPS Growth2.38%
CountryHK
Employees381
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.01
Shares Outstanding5,201,123,000
10 Day Avg. Volume244,586
30 Day Avg. Volume422,576
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)0.40
Price to Sales (P/S)2.17
P/FCF Ratio-50.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Gome Finance Technology Co Business Overview & Revenue Model
Company Description
Operating as an investment holding company, Gome Finance Technology Co., Ltd. delivers diverse financial solutions across both Hong Kong and Mainland China. The firm's operations are structured into two main divisions: commercial factoring and var...
How the Company Makes Money
null...
Gome Finance Technology Co Financial Statement Overview
Summary
Income Statement
64
Positive
Balance Sheet
78
Positive
Cash Flow
30
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 429.27M | 269.64M | 91.02M | 95.30M | 95.46M |
| Gross Profit | 347.67M | 266.17M | 87.62M | 95.28M | 62.73M |
| EBITDA | 62.37M | 105.81M | 47.25M | 76.05M | -122.17M |
| Net Income | 60.12M | 39.64M | 37.00M | -5.64M | -127.98M |
Balance Sheet | |||||
| Total Assets | 2.74B | 2.61B | 1.70B | 2.04B | 2.44B |
| Cash, Cash Equivalents and Short-Term Investments | 27.37M | 131.02M | 284.38M | 303.10M | 247.04M |
| Total Debt | 153.70M | 60.80M | 567.00K | 387.07M | 879.61M |
| Total Liabilities | 308.09M | 142.42M | 18.01M | 403.64M | 891.10M |
| Stockholders Equity | 2.30B | 2.27B | 1.68B | 1.63B | 1.55B |
Cash Flow | |||||
| Free Cash Flow | -18.44M | -187.88M | -84.25M | -21.65M | -52.39M |
| Operating Cash Flow | -17.94M | -152.26M | -84.25M | -21.65M | -52.39M |
| Investing Cash Flow | -123.36M | -22.02M | 443.16M | 585.59M | -60.28M |
| Financing Cash Flow | 65.94M | -1.65M | -391.74M | -527.64M | 151.00K |
Gome Finance Technology Co Technical Analysis
Negative
0.20
Price Trends
0.44
Negative
0.33
Positive
0.28
Positive
Market Momentum
-0.03
Positive
30.24
Neutral
17.58
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0628, the sentiment is Negative. The current price of 0.2 is below the 20-day moving average (MA) of 0.42, below the 50-day MA of 0.44, and below the 200-day MA of 0.28, indicating a neutral trend. The MACD of -0.03 indicates Positive momentum. The RSI at 30.24 is Neutral, neither overbought nor oversold. The STOCH value of 17.58 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0628.
Gome Finance Technology Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | HK$802.40M | 8.97 | 6.16% | 5.46% | 32.46% | 9.09% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | HK$1.77B | 22.13 | 2.99% | ― | 77.68% | 2.38% | |
60 Neutral | HK$3.51B | 7.10 | 10.64% | 6.92% | 3.01% | 16.01% | |
51 Neutral | HK$1.75B | -52.81 | -118.33% | ― | 111.22% | 2.04% | |
47 Neutral | HK$447.21M | -0.69 | -12.87% | 9.77% | 9.41% | -219.96% | |
44 Neutral | HK$692.74M | -3.62 | -8.70% | ― | 0.02% | -107.29% |
* Financial Sector Average
HK:0628
Gome Finance Technology Co
0.34
0.06
19.30%
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Gome Finance Technology Co Corporate Events
Tong Tong AI Social Group Wins Unanimous Shareholder Backing at AGM
Jun 17, 2026
Tong Tong AI Social Group Limited reported that all resolutions proposed at its annual general meeting on 17 June 2026 were approved by shareholders via poll, including the adoption of its audited 2025 financial statements and the re-election of k...
Tong Tong AI Social Group Moves to Modernize Bye-Laws and Embrace Electronic Governance
May 19, 2026
Tong Tong AI Social Group Limited plans to overhaul its corporate bye-laws to align with updated Hong Kong listing requirements and evolving market practices. The proposed changes will be put to shareholders as a special resolution at the company&...
Tong Tong AI Social Group Boosts Revenue but Sees Margin Squeeze in 2025 Results
Mar 30, 2026
Tong Tong AI Social Group Limited reported a sharp 56.1% year-on-year increase in revenue to RMB412.2 million for the year ended 31 December 2025, reflecting strong topline expansion in its AI-driven social and digital services. Despite this growt...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.