Gome Finance Technology Co Ltd (HK:0628)
:0628
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Gome Finance Technology Co
(0628)
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Rating:64Neutral
Price Target:
HK$0.55
▲(173.00% Upside)
Action:Reiterated
Date:05/19/26
The score is driven primarily by mixed fundamentals: improving profitability and a strong, low-leverage balance sheet are offset by persistently negative operating/free cash flow that raises earnings quality risk. Technicals add support due to a strong uptrend and positive momentum, while valuation is neutral-to-moderate with a P/E around 15.5 and no dividend yield data.
Positive Factors
Conservative balance sheet
Very low leverage and a large equity base provide durable financial resilience. Over a 2–6 month horizon this reduces refinancing and solvency risk, increases capacity to support operations or discreet investments, and gives management optionality during industry cycles.
Negative Factors
Persistent negative cash flow
Sustained negative operating and free cash flow despite profits materially impairs the company's ability to invest, pay down obligations, or fund growth from internal sources. This structural cash deficit heightens financing risk and limits strategic flexibility over months.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Very low leverage and a large equity base provide durable financial resilience. Over a 2–6 month horizon this reduces refinancing and solvency risk, increases capacity to support operations or discreet investments, and gives management optionality during industry cycles.
Read all positive factors
Gome Finance Technology Co (0628) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$2.70B
Dividend YieldN/A
Average Volume (3M)422.58K
Price to Earnings (P/E)15.5
Beta (1Y)<0.01
Revenue Growth77.68%
EPS Growth2.38%
CountryHK
Employees381
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)<0.01
Shares Outstanding5,201,123,000
10 Day Avg. Volume244,586
30 Day Avg. Volume422,576
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)0.40
Price to Sales (P/S)2.17
P/FCF Ratio-50.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Gome Finance Technology Co Business Overview & Revenue Model
Company Description
Gome Finance Technology Co., Ltd., an investment holding company, provides various financial services in in Hong Kong and Mainland China. It operates through Commercial Factoring Business and Other Financing Services segments. The company provides...
How the Company Makes Money
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Gome Finance Technology Co Financial Statement Overview
Summary
Income Statement
64
Positive
Balance Sheet
78
Positive
Cash Flow
30
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 429.27M | 269.64M | 91.02M | 95.30M | 95.46M |
| Gross Profit | 347.67M | 266.17M | 87.62M | 95.28M | 62.73M |
| EBITDA | 62.37M | 105.81M | 0.00 | 76.05M | -122.17M |
| Net Income | 60.12M | 39.64M | 37.00M | -5.64M | -127.98M |
Balance Sheet | |||||
| Total Assets | 2.74B | 2.61B | 1.70B | 2.04B | 2.44B |
| Cash, Cash Equivalents and Short-Term Investments | 27.37M | 131.02M | 284.38M | 303.10M | 247.04M |
| Total Debt | 153.70M | 60.80M | 567.00K | 387.07M | 879.61M |
| Total Liabilities | 308.09M | 142.42M | 18.01M | 403.64M | 891.10M |
| Stockholders Equity | 2.30B | 2.27B | 1.68B | 1.63B | 1.55B |
Cash Flow | |||||
| Free Cash Flow | -18.44M | -187.88M | -84.25M | -21.65M | -52.39M |
| Operating Cash Flow | -17.94M | -152.26M | -84.25M | -21.65M | -52.39M |
| Investing Cash Flow | -123.36M | -22.02M | 443.16M | 585.59M | -60.28M |
| Financing Cash Flow | 65.94M | -1.65M | -391.74M | -527.64M | 151.00K |
Gome Finance Technology Co Technical Analysis
Positive
0.20
Price Trends
0.34
Positive
0.27
Positive
0.25
Positive
Market Momentum
0.05
Positive
62.18
Neutral
37.79
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0628, the sentiment is Positive. The current price of 0.2 is below the 20-day moving average (MA) of 0.47, below the 50-day MA of 0.34, and below the 200-day MA of 0.25, indicating a bullish trend. The MACD of 0.05 indicates Positive momentum. The RSI at 62.18 is Neutral, neither overbought nor oversold. The STOCH value of 37.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0628.
Gome Finance Technology Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | HK$700.40M | 2.73 | 6.16% | 5.46% | 32.46% | 9.09% | |
72 Outperform | HK$3.64B | 7.07 | 10.64% | 6.92% | 2.65% | 16.91% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | HK$2.70B | 15.46 | 2.99% | ― | 77.68% | 2.38% | |
52 Neutral | HK$994.29M | -4.65 | -8.70% | ― | 0.02% | -121.26% | |
49 Neutral | HK$1.40B | -30.27 | -118.33% | ― | 111.22% | 2.04% | |
47 Neutral | HK$573.60M | -1.95 | -12.57% | 9.77% | 9.41% | -219.96% |
* Financial Sector Average
HK:0628
Gome Finance Technology Co
0.52
0.22
73.33%
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Gome Finance Technology Co Corporate Events
Tong Tong AI Social Group Boosts Revenue but Sees Margin Squeeze in 2025 Results
Mar 30, 2026
Tong Tong AI Social Group Limited reported a sharp 56.1% year-on-year increase in revenue to RMB412.2 million for the year ended 31 December 2025, reflecting strong topline expansion in its AI-driven social and digital services. Despite this growt...
Tong Tong AI Social Group Sets March Board Meeting for 2025 Results and Dividend Review
Mar 16, 2026
Tong Tong AI Social Group Limited has scheduled a board meeting for 27 March 2026 to review and approve the audited annual results for the year ended 31 December 2025. The board will also consider recommending a final dividend and address other co...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.