China Reinsurance (Group) Corp. Class H (HK:1508)
:1508
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China Reinsurance (Group) Corp. Class H
(1508)
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Rating:64Neutral
Price Target:
HK$1.50
â–¼(-16.20% Downside)
Action:DowngradedDate:04/08/26
The score is driven by strong valuation (very low P/E and a ~3.75% yield) and generally solid financial performance with strong cash generation and a 2025 rebound, partially offset by meaningful technical weakness (price below key moving averages with bearish momentum) and increased balance-sheet risk from the sharp 2025 debt rise.
Positive Factors
Strong cash generation (FCF recovery)
The sharp 2025 FCF rebound and historically high FCF-to-income alignment indicate durable cash conversion from underwriting and investments. Reliable operating cash supports claims-paying capacity, retrocession buying power, and steady capital returns or reinvestment over the medium term.
Negative Factors
Sharp debt increase in 2025
A material rise in debt in 2025 increases financial leverage and interest exposure, reducing capital flexibility. Higher leverage heightens sensitivity to underwriting stress or market shocks, may constrain retrocession or investment strategies, and elevates solvency oversight risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash generation (FCF recovery)
The sharp 2025 FCF rebound and historically high FCF-to-income alignment indicate durable cash conversion from underwriting and investments. Reliable operating cash supports claims-paying capacity, retrocession buying power, and steady capital returns or reinvestment over the medium term.
Read all positive factors
China Reinsurance (Group) Corp. Class H (1508) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$55.22B
Dividend Yield3.22%
Average Volume (3M)30.34M
Price to Earnings (P/E)4.6
Beta (1Y)1.51
Revenue Growth9.10%
EPS Growth-7.65%
CountryHK
Employees49,040
SectorFinancial
Sector Strength70
IndustryInsurance - Reinsurance
Share Statistics
EPS (TTM)0.09
Shares Outstanding6,679,416,500
10 Day Avg. Volume28,204,627
30 Day Avg. Volume30,338,366
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)0.58
Price to Sales (P/S)0.53
P/FCF Ratio2.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$1.80Price Target Upside0.56% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.26
Revenue Forecast (FY)HK$134.07B
China Reinsurance (Group) Corp. Class H Business Overview & Revenue Model
Company Description
China Reinsurance (Group) Corporation, together with its subsidiaries, operates as a reinsurance company in the People's Republic of China and internationally. It operates through Property and Casualty Reinsurance, Life and Health Reinsurance, Pri...
How the Company Makes Money
China Reinsurance (Group) Corp. primarily makes money through reinsurance underwriting and investment income generated from its insurance float. (1) Reinsurance premiums: The group earns reinsurance premiums by assuming portions of risk ceded by p...
China Reinsurance (Group) Corp. Class H Financial Statement Overview
Summary
Income Statement
66
Positive
Balance Sheet
62
Positive
Cash Flow
74
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 120.19B | 85.54B | 94.96B | 88.27B | 163.95B |
| Gross Profit | 120.19B | 85.54B | 94.96B | 80.06B | 163.95B |
| EBITDA | 13.93B | 17.04B | 3.28B | 1.85B | 10.38B |
| Net Income | 9.52B | 10.56B | 5.65B | -324.64M | 5.95B |
Balance Sheet | |||||
| Total Assets | 527.99B | 508.35B | 459.73B | 424.73B | 499.80B |
| Cash, Cash Equivalents and Short-Term Investments | 16.63B | 158.31B | 10.30B | 10.97B | 18.74B |
| Total Debt | 67.77B | 13.97B | 15.43B | 17.96B | 27.46B |
| Total Liabilities | 408.62B | 395.68B | 357.55B | 327.24B | 397.71B |
| Stockholders Equity | 109.69B | 103.26B | 93.25B | 86.02B | 92.71B |
Cash Flow | |||||
| Free Cash Flow | 28.16B | 9.91B | 15.86B | 11.31B | 9.12B |
| Operating Cash Flow | 28.56B | 10.35B | 16.29B | 11.71B | 9.56B |
| Investing Cash Flow | -1.88B | -18.56B | -14.83B | -6.80B | -15.57B |
| Financing Cash Flow | -16.58B | 4.62B | 999.20M | -12.20B | 14.01B |
China Reinsurance (Group) Corp. Class H Technical Analysis
Negative
1.79
Price Trends
1.61
Negative
1.64
Negative
1.57
Negative
Market Momentum
-0.08
Positive
34.30
Neutral
38.33
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1508, the sentiment is Negative. The current price of 1.79 is above the 20-day moving average (MA) of 1.52, above the 50-day MA of 1.61, and above the 200-day MA of 1.57, indicating a bearish trend. The MACD of -0.08 indicates Positive momentum. The RSI at 34.30 is Neutral, neither overbought nor oversold. The STOCH value of 38.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1508.
China Reinsurance (Group) Corp. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | HK$80.43B | 2.48 | 29.19% | 1.81% | 11.51% | 250.65% | |
68 Neutral | HK$43.59B | 6.52 | 10.97% | 5.22% | 3.44% | 15.71% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | HK$10.92B | 18.91 | 5.60% | ― | 39.13% | 37.16% | |
64 Neutral | HK$55.22B | 4.62 | 8.96% | 3.22% | 9.10% | -7.65% | |
57 Neutral | HK$71.74B | 10.15 | 5.58% | 2.66% | 14.46% | 25.89% | |
55 Neutral | HK$20.47B | 14.26 | 5.72% | ― | 8.41% | 72.89% |
* Financial Sector Average
HK:1508
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China Reinsurance (Group) Corp. Class H Corporate Events
China Reinsurance shareholders approve appointment of new non-executive director
Apr 29, 2026
China Reinsurance (Group) Corporation reported that shareholders at its second extraordinary general meeting of 2026 overwhelmingly approved the election of He Xingda as a non-executive director for the fifth session of the board. The meeting was ...
China Reinsurance Posts Strong Solvency Ratios in Q1 2026 Disclosure
Apr 29, 2026
China Reinsurance (Group) Corporation reported key solvency and operating indicators for the first quarter of 2026, highlighting strong capital adequacy across the group’s major entities, including China Re PC, China Re Life and China Contin...
China Reinsurance Discloses Q1 2026 Financials and Solvency Data for China Re P&C
Apr 28, 2026
China Reinsurance (Group) Corporation announced that its subsidiary, China Re PC, has issued two batches of capital supplementary bonds totaling RMB4.0 billion each in the National Interbank Bond Market, triggering quarterly disclosure obligations...
China Re Life Discloses Q1 2026 Unaudited Financials Linked to RMB5 Billion Capital Bonds
Apr 28, 2026
China Reinsurance (Group) Corporation announced unaudited first-quarter 2026 financial data and solvency information for its life reinsurance subsidiary, China Re Life, prepared under PRC Accounting Standards. The disclosure is tied to China Re Li...
China Reinsurance Calls 2026 EGM to Elect New Non-Executive Director
Apr 9, 2026
China Reinsurance (Group) Corporation has convened its second extraordinary general meeting of 2026 for 29 April in Beijing, where shareholders will vote on the election of He Xingda as a non-executive director to the fifth session of the board. T...
China Reinsurance Posts Higher Income but Lower 2025 Profit on Rising Costs and Impairments
Mar 30, 2026
China Reinsurance (Group) Corporation, a leading Chinese reinsurer listed in Hong Kong, reported audited consolidated results for the year ended 31 December 2025. The group operates under both new international insurance and financial reporting st...
China Reinsurance Declares Final 2025 Dividend, Key Details Pending
Mar 30, 2026
China Reinsurance (Group) Corporation has declared a final ordinary dividend of RMB 0.0691 per share for the financial year ended 31 December 2025, with the record date set for 8 July 2026 and payment scheduled for 21 August 2026. Key details, inc...
China Reinsurance Nominates Central Huijin Executive He Xingda to Board
Mar 30, 2026
China Reinsurance (Group) Corporation has nominated Central Huijin Investment Ltd. executive He Xingda as a non-executive director candidate for its fifth board session, pending approval at a shareholders’ general meeting and regulatory clea...
China Reinsurance shareholders approve new non-executive director at 2026 EGM
Mar 26, 2026
China Reinsurance (Group) Corporation held its first extraordinary general meeting of 2026 on March 26 in Hong Kong, where shareholders voted by poll to approve the election of Mr. Lyu Zhi as a non-executive director to the company’s fifth b...
China Reinsurance Confirms Regulatory Approval of New President
Mar 17, 2026
China Reinsurance (Group) Corporation has confirmed that Ms. Zhu Xiaoyun has obtained regulatory approval from the National Financial Regulatory Administration to serve as the company’s president. Her appointment, previously announced at the...
China Reinsurance Wins Three-Year Waiver for New Joint Company Secretary
Mar 13, 2026
China Reinsurance (Group) Corporation has appointed Assistant President and Chief Risk and Compliance Officer Cao Shunming as joint company secretary alongside experienced governance professional Chung Man Nar Mona. The move underscores the group&...
China Reinsurance Sets March 2026 Board Meeting to Approve 2025 Results
Mar 12, 2026
China Reinsurance (Group) Corporation has scheduled a board meeting for 30 March 2026 to review and approve its annual results for the financial year ended 31 December 2025. The board will also consider the payment of a final dividend, signaling a...
China Reinsurance Calls March 2026 EGM to Elect New Non-Executive Director
Mar 6, 2026
China Reinsurance (Group) Corporation has called its first extraordinary general meeting of 2026 for March 26 in Beijing to seek shareholder approval for the election of Lyu Zhi as a non-executive director on the fifth session of its board. The mo...
China Reinsurance Reshapes Company Secretarial and Governance Roles
Mar 2, 2026
China Reinsurance (Group) Corporation has announced changes to its company secretarial roles, with Ms. Ng Sau Mei stepping down as joint company secretary and authorised representative due to work arrangements, while confirming no disagreement wit...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.