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China Reinsurance (Group) Corp. Class H (HK:1508)
:1508

China Reinsurance (Group) Corp. Class H (1508) AI Stock Analysis

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HK:1508

China Reinsurance (Group) Corp. Class H

(1508)

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Outperform 71 (OpenAI - 4o)
Rating:71Outperform
Price Target:
HK$2.00
▲(11.73% Upside)
The overall stock score of 71 reflects strong valuation and positive technical indicators, which are slightly offset by the challenges in cash flow performance. The stock's undervaluation and positive market momentum are the most significant factors contributing to its score.
Positive Factors
Revenue Growth
The company's revenue growth rate of 9.16% indicates strong market demand and effective business strategies, supporting long-term expansion.
Operational Efficiency
The significant improvement in EBIT margin reflects enhanced operational efficiency, which can lead to sustained profitability and competitive advantage.
Financial Health
A low debt-to-equity ratio signifies strong financial health, providing flexibility for future investments and resilience against economic downturns.
Negative Factors
Cash Flow Challenges
The decline in operating cash flow suggests potential liquidity issues, which could impact the company's ability to fund operations and growth initiatives.
Free Cash Flow Decline
A negative free cash flow growth rate indicates reduced financial flexibility, potentially limiting the company's capacity to invest in new opportunities.
Profit Conversion
A low operating cash flow to net income ratio suggests challenges in converting profits into cash, which may affect the company's liquidity and operational funding.

China Reinsurance (Group) Corp. Class H (1508) vs. iShares MSCI Hong Kong ETF (EWH)

China Reinsurance (Group) Corp. Class H Business Overview & Revenue Model

Company DescriptionChina Reinsurance (Group) Corporation, together with its subsidiaries, operates as a reinsurance company in the People's Republic of China and internationally. It operates through Property and Casualty Reinsurance, Life and Health Reinsurance, Primary Property and Casualty Insurance, Asset Management, and Others segments. The company offers reinsurance products, including motor, commercial and household property, engineering, marine hull, cargo, liability, credit and guarantee, personal accident, health, agriculture, life and annuity, space and aviation, energy, nuclear, etc.; and insurance agency services, such as risk identification, assessment and consulting, insurance program design, insurance procurement, insurance policy management, claim management, disaster and accident prevention management, overall risk management, and reinsurance arrangement products. It also provides asset management, insurance brokerage, risk evaluation and management, underwriting agency, risk advisory, management consulting, and investment management services; and issues bonds. In addition, the company is involved in the e-commerce business; and offers multi-asset investment products, such as project-based financing programs, asset-backed securities, infrastructure investment programs, and real estate investment programs. The company was founded in 1949 and is headquartered in Beijing, the People's Republic of China. China Reinsurance (Group) Corporation is a subsidiary of Central Huijin Investment Ltd.
How the Company Makes MoneyChina Reinsurance generates revenue primarily through its reinsurance and insurance operations. The company earns income by underwriting risks from insurance companies and businesses that seek coverage against potential losses. Key revenue streams include premiums collected from reinsurance contracts, investment income from managing its assets, and fees from various insurance products offered to clients. The company also benefits from strategic partnerships with domestic and international insurance firms, enhancing its market reach and operational capacity, which contributes to its overall earnings.

China Reinsurance (Group) Corp. Class H Financial Statement Overview

Summary
China Reinsurance (Group) Corp. Class H shows strong revenue growth and operational efficiency, with a low debt-to-equity ratio indicating solid financial health. However, the decline in cash flow poses potential liquidity challenges, which slightly dampens the overall financial performance score.
Income Statement
65
Positive
The income statement shows a mixed performance with a recent increase in total revenue from 94.96 billion to 103.66 billion, indicating a revenue growth rate of 9.16%. However, the net profit margin of 10.19% is moderate, and the EBIT margin has improved significantly to 96.47%, demonstrating strong operational efficiency. The absence of EBITDA in the most recent year limits a full assessment of operating performance.
Balance Sheet
70
Positive
The balance sheet reflects a solid financial position with a debt-to-equity ratio of 0.13, indicating low leverage. The equity ratio stands at 20.31%, suggesting a balanced capital structure. Return on equity is moderate at 10.22%, demonstrating effective use of equity but with room for improvement.
Cash Flow
55
Neutral
The cash flow statement reveals a decline in operating cash flow from 16.29 billion to 10.35 billion. The free cash flow growth rate is negative, declining from 15.86 billion to 9.91 billion. The operating cash flow to net income ratio is below 1 at 0.98, indicating potential challenges in converting profits into cash.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue103.25B85.54B94.96B88.27B163.95B168.10B
Gross Profit103.25B85.54B94.96B80.06B163.95B168.10B
EBITDA-85.92B17.04B3.28B1.85B10.38B10.25B
Net Income11.07B10.56B5.65B-324.64M5.95B5.71B
Balance Sheet
Total Assets516.45B508.35B459.73B424.73B499.80B453.58B
Cash, Cash Equivalents and Short-Term Investments169.69B158.31B10.30B10.97B18.74B10.22B
Total Debt13.99B13.97B15.43B17.96B27.46B27.79B
Total Liabilities399.66B395.68B357.55B327.24B397.71B350.68B
Stockholders Equity107.10B103.26B93.25B86.02B92.71B93.03B
Cash Flow
Free Cash Flow14.99B9.91B15.86B11.31B9.12B32.34B
Operating Cash Flow15.45B10.35B16.29B11.71B9.56B33.24B
Investing Cash Flow-4.27B-18.56B-14.83B-6.80B-15.57B-47.34B
Financing Cash Flow-5.93B4.62B999.20M-12.20B14.01B7.96B

China Reinsurance (Group) Corp. Class H Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1.79
Price Trends
50DMA
1.67
Positive
100DMA
1.62
Positive
200DMA
1.41
Positive
Market Momentum
MACD
0.01
Negative
RSI
58.84
Neutral
STOCH
78.82
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1508, the sentiment is Positive. The current price of 1.79 is above the 20-day moving average (MA) of 1.72, above the 50-day MA of 1.67, and above the 200-day MA of 1.41, indicating a bullish trend. The MACD of 0.01 indicates Negative momentum. The RSI at 58.84 is Neutral, neither overbought nor oversold. The STOCH value of 78.82 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1508.

China Reinsurance (Group) Corp. Class H Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
HK$58.64B7.949.76%5.22%8.20%42.29%
74
Outperform
$92.08B11.2710.74%1.81%23.64%36.32%
71
Outperform
HK$74.76B6.2611.12%3.22%2.54%17.80%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
60
Neutral
HK$79.84B12.815.22%2.66%30.38%2.63%
58
Neutral
HK$28.04B18.656.00%-2.69%-68.97%
57
Neutral
HK$13.15B16.537.22%19.01%64.43%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1508
China Reinsurance (Group) Corp. Class H
1.76
0.99
127.68%
HK:6060
ZhongAn Online P & C Insurance Co., Ltd
16.64
4.74
39.83%
HK:0966
China Taiping Insurance Holdings Co
25.62
14.91
139.10%
HK:0376
Yunfeng Financial Group Limited
3.24
2.27
234.02%
HK:6178
Everbright Securities Company Limited Class H
8.88
1.62
22.36%
HK:6963
Sunshine Insurance Group Co. Ltd.
4.24
1.71
67.59%

China Reinsurance (Group) Corp. Class H Corporate Events

China Reinsurance Nominates Veteran Investor Lyu Zhi as Non-Executive Director
Jan 30, 2026

China Reinsurance (Group) Corporation has nominated Lyu Zhi as a non-executive director candidate for its fifth board session, with his appointment subject to shareholder approval and regulatory clearance from the National Financial Regulatory Administration. Lyu, a PhD holder, brings international engineering experience from Schlumberger and senior investment roles at China Investment Corporation and its affiliates, and currently sits on the boards of several Galaxy-branded financial institutions; he will enter into a service contract with China Re but will not receive director’s remuneration, underscoring his role as an external, independent-minded board member as the group moves to refresh its governance structure.

The most recent analyst rating on (HK:1508) stock is a Hold with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Streamlines Governance as Regulator Approves New Articles, Abolishes Board of Supervisors
Jan 26, 2026

China Reinsurance (Group) Corporation has obtained approval from China’s National Financial Regulatory Administration for amendments to its Articles of Association, as passed at its first extraordinary general meeting of 2025, with the revised articles taking effect from the regulator’s approval date. A key governance change under the new Articles is the abolition of the Board of Supervisors, with its statutory oversight duties to be transferred to the audit committee of the board, leading to the simultaneous dissolution of the supervisors’ special committees and the departure of four supervisors, who leave without any stated disagreements. The move streamlines the group’s corporate governance framework in line with updated regulatory requirements and may concentrate oversight functions within the board’s audit committee, potentially affecting how shareholders and regulators interface with the company’s internal control and supervisory mechanisms.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Shareholders Approve Special Donation for Hong Kong Tai Po Fire Relief
Dec 31, 2025

China Reinsurance (Group) Corporation has secured shareholder approval at its second extraordinary general meeting of 2025 to donate special funds in support of follow-up work relating to the Tai Po fire disaster in Hong Kong. The special resolution was overwhelmingly backed, with more than two-thirds of votes in favour, full board attendance, and no voting restrictions or abstention requirements, underscoring strong governance and broad shareholder alignment around the company’s disaster-relief commitment.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Names Zhu Xiaoyun Vice Chairlady and President in Leadership Reshuffle
Dec 31, 2025

China Reinsurance (Group) Corporation has reshuffled its top leadership, appointing long-serving executive director Ms. Zhu Xiaoyun as vice chairlady of the fifth session of the board, effective 31 December 2025, with a remuneration structure comprising basic salary, performance-based annual pay and tenure incentives subject to board and shareholder approval. The board has also named Ms. Zhu as president of the company, with her formal assumption of the role pending regulatory approval from the National Financial Regulatory Administration; in the interim she will act as the provisional person-in-charge assuming presidential duties, replacing Mr. Zhuang Qianzhi in that capacity, signaling continuity in management and potentially strengthening strategic execution under an internally promoted leader with deep organizational experience.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance to Address Tai Po Fire Disaster Support at 2025 EGM
Dec 12, 2025

China Reinsurance (Group) Corporation has announced the convening of its second extraordinary general meeting (EGM) of 2025 to be held on December 31, 2025. The primary agenda is to consider and approve a special resolution for the donation of special funds to support the aftermath of the Tai Po fire disaster in Hong Kong. This initiative reflects the company’s commitment to corporate social responsibility and may enhance its reputation and stakeholder relations.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Postpones 2025 Extraordinary General Meeting
Dec 11, 2025

China Reinsurance (Group) Corporation announced the postponement of its second extraordinary general meeting (EGM) originally scheduled for December 23, 2025, to December 31, 2025, due to coordination of work arrangements. Consequently, the book closure period for confirming shareholder entitlements to attend the EGM has been extended to December 31, 2025. This change allows shareholders more time to register and participate in the meeting, potentially impacting shareholder engagement and decision-making processes.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Redeems RMB4 Billion Bonds to Optimize Capital Structure
Dec 10, 2025

China Reinsurance (Group) Corporation announced the redemption of RMB4.0 billion capital supplementary bonds by its subsidiary, China Property and Casualty Reinsurance Company Ltd. This strategic move, completed after regulatory filings, reflects the company’s proactive financial management and may enhance its market positioning by optimizing its capital structure.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Appoints New Chairman Following Regulatory Approval
Dec 9, 2025

China Reinsurance (Group) Corporation announced the approval of Mr. Zhuang Qianzhi as the chairman of the board by the National Financial Regulatory Administration. This approval marks a significant step in the company’s leadership structure, potentially impacting its strategic direction and operations, with Mr. Zhuang set to lead until the expiry of the term of the fifth session of the board.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Announces Board Composition and Committee Roles
Dec 9, 2025

China Reinsurance (Group) Corporation has announced the composition of its board of directors, which includes eight directors with designated roles and functions. The board has also established five specialized committees, each with specific responsibilities, indicating a structured approach to governance and strategic oversight. This announcement reflects the company’s commitment to maintaining robust governance practices, which is crucial for its operations and industry positioning.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Announces Register Closure for 2025 EGM
Dec 3, 2025

China Reinsurance (Group) Corporation has announced the closure of its register of members in preparation for its second extraordinary general meeting (EGM) of 2025, scheduled for December 23, 2025. This closure will take place from December 18 to December 23, 2025, during which no share transfers will be processed. Shareholders listed on the register by December 23, 2025, will be eligible to attend and vote at the EGM. The meeting will address various resolutions, details of which will be communicated to shareholders in due course.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Approves Key Governance Changes in 2025 EGM
Nov 28, 2025

China Reinsurance (Group) Corporation announced the successful conclusion of its first extraordinary general meeting of 2025, where several key resolutions were passed. These included amendments to the Articles of Association, the Rules of Procedures for both the General Meeting and the Board of Directors, and the abolishment of the Board of Supervisors. The resolutions were overwhelmingly supported by shareholders, indicating strong backing for the company’s strategic changes. This meeting reflects the company’s ongoing efforts to streamline governance and enhance operational efficiency, potentially impacting its industry positioning and stakeholder relations positively.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Completes RMB4 Billion Bond Issuance to Boost Subsidiary’s Capital
Nov 13, 2025

China Reinsurance (Group) Corporation announced the successful issuance of RMB4.0 billion in capital supplementary bonds by its subsidiary, China Re P&C, in the National Interbank Bond Market. These ten-year fixed-rate bonds, with conditional redemption rights and varying coupon rates, aim to bolster the subsidiary’s capital, improve solvency, and support sustainable business growth.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Announces 2025 Extraordinary General Meeting
Nov 13, 2025

China Reinsurance (Group) Corporation has announced its first extraordinary general meeting (EGM) of 2025, scheduled for November 28th in Beijing. The meeting will address several key resolutions, including amendments to the Articles of Association and the Rules of Procedures, as well as the abolishment of the Board of Supervisors. Additionally, the meeting will cover the remuneration of directors and supervisors for the year 2023. The announcement reflects the company’s ongoing efforts to streamline its governance structure and enhance operational efficiency, potentially impacting its strategic direction and stakeholder engagement.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Proposes Abolishment of Board of Supervisors
Nov 13, 2025

China Reinsurance (Group) Corporation has announced the proposed abolishment of its Board of Supervisors, with the functions and powers being transferred to the audit committee of the Board. This change is subject to approval at the shareholders’ general meeting and aims to streamline corporate governance in line with regulatory requirements, potentially impacting the company’s operational oversight and stakeholder engagement.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Announces Register Closure for 2025 EGM
Nov 10, 2025

China Reinsurance (Group) Corporation has announced the closure of its register of members to confirm shareholder entitlements for its first extraordinary general meeting of 2025, scheduled for November 28. This closure, from November 25 to November 28, 2025, will affect share transfers, and shareholders are required to ensure their registration by November 24 to participate and vote at the meeting.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.00 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 23, 2025