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Yunfeng Financial Group Limited (HK:0376)
:0376
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Yunfeng Financial Group Limited (0376) AI Stock Analysis

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HK:0376

Yunfeng Financial Group Limited

(0376)

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Neutral 47 (OpenAI - 4o)
Rating:47Neutral
Price Target:
HK$4.00
▲(11.73% Upside)
The overall stock score of 47 reflects a combination of mixed financial performance, bearish technical indicators, and moderate valuation. The company's stable financial position is offset by challenges in revenue growth and negative market momentum. The absence of a dividend yield further limits its appeal.

Yunfeng Financial Group Limited (0376) vs. iShares MSCI Hong Kong ETF (EWH)

Yunfeng Financial Group Limited Business Overview & Revenue Model

Company DescriptionYunfeng Financial Group Limited (0376) is a financial services company based in Hong Kong that operates primarily in the fintech sector. The company focuses on providing a range of financial solutions, including investment management, asset management, and advisory services. Yunfeng aims to leverage technology to enhance the efficiency and effectiveness of financial services, catering to both individual and institutional clients.
How the Company Makes MoneyYunfeng Financial Group generates revenue through various streams, including fees from asset management services, commissions from financial advisory services, and income from proprietary trading activities. The company may also earn revenue through partnerships with financial institutions and technology providers, which can enhance its service offerings and expand its client base. Additionally, the firm may generate income through performance fees linked to the success of its investment strategies and funds, as well as potential revenue from financial technology solutions it develops or licenses.

Yunfeng Financial Group Limited Financial Statement Overview

Summary
Yunfeng Financial Group Limited exhibits a mixed financial performance. The income statement shows improved profitability but fluctuating revenue trends. The balance sheet reflects a stable capital structure with manageable leverage, while the cash flow statement highlights strong operational cash generation despite lower free cash flow. The company is positioned for stability but faces challenges in sustaining consistent growth.
Income Statement
45
Neutral
The company has demonstrated inconsistent revenue growth, with a notable decline of 13.8% from 2022 to 2023. However, it recovered some revenue by 2024. Net profit margin improved from 6.2% in 2023 to 12.7% in 2024, indicating better profitability. The EBIT margin also improved significantly in 2024, reflecting operational efficiency. Overall, the income statement shows mixed results with improvements in profitability but challenges in sustaining revenue growth.
Balance Sheet
55
Neutral
The balance sheet indicates a relatively stable financial position with a debt-to-equity ratio of 0.29 in 2024, showing manageable leverage. The equity ratio is 10.9%, indicating moderate reliance on equity financing. However, the return on equity decreased from 3.6% in 2023 to 4.5% in 2024, showing improved but still moderate returns on equity investment. The company maintains a strong cash position, which adds a layer of financial stability.
Cash Flow
60
Neutral
The cash flow statement shows a decline in free cash flow from 2023 to 2024, but the operating cash flow remains positive, indicating solid cash generation capability. The free cash flow to net income ratio is high at 1.91 in 2024, suggesting effective conversion of profits into cash. While there is a decrease in free cash flow, the company's ability to generate cash from operations remains strong.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue4.21B4.87B6.04B2.61B8.52B7.30B
Gross Profit4.21B4.87B5.02B1.38B9.88B7.30B
EBITDA1.50B1.13B1.23B-245.57M1.12B1.12B
Net Income756.28M470.79M397.16M-642.74M513.41M618.32M
Balance Sheet
Total Assets105.01B96.04B90.15B101.40B97.11B86.21B
Cash, Cash Equivalents and Short-Term Investments0.0028.54B29.73B24.74B4.01B24.74B
Total Debt3.03B3.20B3.25B3.37B3.50B3.87B
Total Liabilities88.84B80.35B73.74B86.61B77.22B66.87B
Stockholders Equity10.78B10.43B11.00B11.01B13.72B13.38B
Cash Flow
Free Cash Flow2.07B899.29M1.51B4.68B3.74B2.57B
Operating Cash Flow2.14B989.51M1.57B4.77B3.91B2.73B
Investing Cash Flow-258.48M-61.22M309.32M-649.00M-5.87B-5.31B
Financing Cash Flow-368.24M-509.16M-451.45M-382.10M2.15B4.67B

Yunfeng Financial Group Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price3.58
Price Trends
50DMA
5.02
Negative
100DMA
4.10
Negative
200DMA
2.78
Positive
Market Momentum
MACD
-0.33
Positive
RSI
34.05
Neutral
STOCH
6.49
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0376, the sentiment is Negative. The current price of 3.58 is below the 20-day moving average (MA) of 4.08, below the 50-day MA of 5.02, and above the 200-day MA of 2.78, indicating a neutral trend. The MACD of -0.33 indicates Positive momentum. The RSI at 34.05 is Neutral, neither overbought nor oversold. The STOCH value of 6.49 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0376.

Yunfeng Financial Group Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
64
Neutral
HK$1.84B24.212.32%2.11%20.05%16.56%
54
Neutral
€14.87B24.0742.24%4.53%8.71%10.51%
48
Neutral
HK$497.56M-2.96-16.07%110.52%2.14%
47
Neutral
€15.95B20.057.22%19.01%64.43%
43
Neutral
€1.87B1,772.73>-0.01%-27.12%
39
Underperform
HK$1.39B-78.40%-196.19%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:0376
Yunfeng Financial Group Limited
3.58
2.51
234.58%
HK:0993
Huarong International Financial Holdings Limited
0.16
-0.03
-15.79%
HK:0613
Planetree International Development Limited
1.78
1.53
614.86%
HK:1428
Bright Smart Securities & Commodities Group Limited
7.07
4.76
206.06%
HK:0139
Central Wealth Group Holdings Limited
0.34
0.00
0.00%
HK:6058
China Industrial Securities International Financial Group Ltd.
0.49
0.26
113.04%

Yunfeng Financial Group Limited Corporate Events

Yunfeng Financial Ventures into Crypto Insurance with Anthea Investment
Oct 2, 2025

Yunfeng Financial Group Limited has announced a strategic investment in Anthea Global Crypto Life Insurance Company, marking a significant move into the crypto-based insurance sector. This collaboration aims to explore blockchain-based insurance solutions, enhancing compliance workflows and offering digital asset users innovative products like crypto life insurance and ETH/BTC-based savings plans. The partnership represents a pioneering effort to integrate blockchain technology into insurance operations, aligning with Yunfeng’s strategic vision to harness blockchain’s transformative potential in insurance innovation.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Completes Share Placement and Subscription, Raises HK$1.15 Billion
Sep 23, 2025

Yunfeng Financial Group Limited has successfully completed the placement of 191.3 million existing shares and the subscription of new shares, raising approximately HK$1.15 billion in net proceeds. The funds will be used primarily for system upgrades and talent recruitment to support the launch of virtual asset trading services, with the remainder allocated for general working capital.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Group Announces Share Placement and Subscription Plan
Sep 15, 2025

Yunfeng Financial Group Limited announced a strategic move involving the placing of existing shares and a top-up subscription of new shares under a general mandate. The Vendor has agreed to sell shares at HK$6.10 each, representing a discount and premium compared to recent trading prices. This transaction is expected to raise approximately HK$1.15 billion in net proceeds, which the company intends to use for strategic purposes. The completion of these transactions is contingent upon certain conditions being met, and if not fulfilled within 14 days, the agreement will become void.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Expands into Virtual Asset Services
Sep 9, 2025

Yunfeng Financial Group Limited has announced that its subsidiary, Yunfeng Securities Limited, received approval from the Hong Kong Securities and Futures Commission to expand its Type 1 regulated activity license. This approval allows the company to offer virtual asset dealing services through an omnibus account arrangement with licensed platforms, marking a significant step in its strategy to integrate digital asset services and potentially enhancing its competitive position in the financial industry.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Group Appoints New Independent Director
Sep 5, 2025

Yunfeng Financial Group Limited has appointed Mr. Liang Xinjun as an independent non-executive director, effective from September 5, 2025. Mr. Liang brings extensive experience from his previous roles, including his tenure at Fosun International Limited. His appointment is expected to enhance the board’s expertise and governance, potentially strengthening the company’s strategic direction and stakeholder confidence.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Group Announces Board Composition and Roles
Sep 5, 2025

Yunfeng Financial Group Limited has announced the composition of its board of directors, highlighting the roles and functions of each member. This announcement underscores the company’s commitment to strong corporate governance and strategic oversight, potentially impacting its operational effectiveness and stakeholder confidence.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Group Acquires 10,000 ETH for Strategic Reserve
Sep 2, 2025

Yunfeng Financial Group Limited has announced the purchase of 10,000 ETH as strategic reserve assets, amounting to a total investment of US$44 million. This move aligns with the company’s strategy to expand into frontier areas and aims to support technological innovation in the Web3 field, optimize asset structure, and explore new business models in its insurance sector.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Group Partners with Ant Digital for Blockchain Innovation
Sep 1, 2025

Yunfeng Financial Group Limited has entered a strategic cooperation agreement with Ant Digital Technologies and made an investment in Pharos Network Technology Limited. This partnership aims to leverage blockchain technology to explore real-world asset tokenization and Web3, enhancing Yunfeng’s position in digital finance and creating growth opportunities.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Group to Revamp Share Award and Option Schemes
Aug 28, 2025

Yunfeng Financial Group Limited has announced its intention to adopt a new 2025 Share Award Scheme, replacing the 2016 version, and to amend the 2022 Share Option Scheme. The new Share Award Scheme aims to incentivize and retain key contributors to the company by aligning their interests with shareholders through share ownership. The amendments to the Share Option Scheme are designed to comply with updated listing rules and include provisions for using treasury shares and adjusting participant eligibility criteria.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Group Reports Record Interim Results and Strategic Web3 Expansion
Aug 28, 2025

Yunfeng Financial Group Limited has announced its interim results for the first half of 2025, highlighting significant achievements and strategic initiatives. The company is preparing to enter the Web3 era by upgrading its licenses to offer virtual asset trading services. Additionally, they have relaunched an equity incentive plan to attract talent and reported record-high core metrics, with total assets surpassing HK$100 billion. The insurance segment, particularly through its subsidiary YF Life Insurance International Limited, showed remarkable growth with a 107% increase in annualized premium equivalent and an 81% rise in the value of new business. The group’s net operating income also increased by 23%, reflecting improved operational efficiency and a strong financial foundation. Looking forward, Yunfeng Financial aims to expand into technology sectors to drive future growth.

The most recent analyst rating on (HK:0376) stock is a Hold with a HK$3.00 price target. To see the full list of analyst forecasts on Yunfeng Financial Group Limited stock, see the HK:0376 Stock Forecast page.

Yunfeng Financial Group Projects Significant Profit Growth for 2025 Interim Period
Aug 18, 2025

Yunfeng Financial Group Limited has announced a positive profit alert, expecting a net profit of approximately HK$480 million for the first half of 2025, marking a 139% increase from the previous year’s period. This growth is attributed to significant improvements in the company’s insurance operations and favorable investment and currency exchange conditions, although these factors also introduce potential volatility in reported profits.

Yunfeng Financial Group Schedules Board Meeting for Interim Results
Aug 18, 2025

Yunfeng Financial Group Limited has announced a board meeting scheduled for August 28, 2025, to approve the interim results for the first half of the year and consider an interim dividend. This meeting is crucial for stakeholders as it will provide insights into the company’s financial performance and potential dividend payouts, impacting its market positioning and investor relations.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 05, 2025