Cross-Harbour (Holdings) Ltd. (HK:0032)
:0032
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Cross-Harbour (Holdings)
(0032)
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Rating:73Outperform
Price Target:
HK$9.50
▲(16.00% Upside)
Action:Reiterated
Date:04/15/26
The score is driven by very attractive valuation (low P/E and ~5% dividend yield) and a strong, low-leverage balance sheet. This is tempered by weaker financial quality signals from the sharp recent decline in operating/free cash flow and overall revenue/earnings volatility, while technical indicators remain broadly neutral.
Positive Factors
Conservative balance sheet
Very low leverage and a conservative balance sheet provide durable financial flexibility. Over the next 2–6 months this supports the company's ability to fund operations, absorb demand shocks, access credit on favorable terms, and prioritize capital allocation or dividends without immediate refinancing risk.
Negative Factors
Recent cash flow collapse
The sharp deterioration in operating and free cash flow undermines earnings quality and the company's internal funding capacity. Persistently weak cash conversion constrains reinvestment and dividend sustainability without external financing and raises risk of operational or working-capital stress over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Very low leverage and a conservative balance sheet provide durable financial flexibility. Over the next 2–6 months this supports the company's ability to fund operations, absorb demand shocks, access credit on favorable terms, and prioritize capital allocation or dividends without immediate refinancing risk.
Read all positive factors
Cross-Harbour (Holdings) (0032) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$3.03B
Dividend Yield5.19%
Average Volume (3M)9.51K
Price to Earnings (P/E)3.7
Beta (1Y)0.02
Revenue Growth-4.81%
EPS Growth66.52%
CountryHK
Employees682
SectorConsumer Defensive
Sector Strength42
IndustryEducation & Training Services
Share Statistics
EPS (TTM)1.89
Shares Outstanding372,688,200
10 Day Avg. Volume9,292
30 Day Avg. Volume9,511
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.39
Price to Sales (P/S)2.23
P/FCF Ratio66.53
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Cross-Harbour (Holdings) Business Overview & Revenue Model
Company Description
The Cross-Harbour (Holdings) Limited, an investment holding company, engages in motoring school operation, treasury management, securities investment, tunnel operation, and electronic toll collection businesses in Hong Kong. The company operates t...
How the Company Makes Money
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Cross-Harbour (Holdings) Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
86
Very Positive
Cash Flow
48
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 1.40B | 1.23B | 875.16M | 702.16M | 699.67M |
| Gross Profit | 1.07B | 874.42M | 564.79M | 456.70M | 470.89M |
| EBITDA | 785.69M | 686.68M | 478.76M | -504.43M | -399.24M |
| Net Income | 723.53M | 434.51M | 519.97M | -445.25M | -49.24M |
Balance Sheet | |||||
| Total Assets | 8.94B | 8.60B | 8.52B | 7.84B | 8.37B |
| Cash, Cash Equivalents and Short-Term Investments | 4.55B | 4.00B | 3.76B | 3.57B | 4.15B |
| Total Debt | 198.72M | 297.93M | 348.86M | 27.49M | 97.67M |
| Total Liabilities | 668.47M | 913.06M | 1.10B | 796.54M | 829.92M |
| Stockholders Equity | 8.07B | 7.49B | 7.22B | 6.86B | 7.34B |
Cash Flow | |||||
| Free Cash Flow | 46.87M | 47.51M | 877.32M | 826.10M | 888.24M |
| Operating Cash Flow | 63.05M | 64.35M | 903.30M | 836.16M | 914.48M |
| Investing Cash Flow | -138.74M | 348.15M | -182.02M | -989.80M | 441.60M |
| Financing Cash Flow | -343.30M | -389.12M | -239.59M | -276.53M | -228.71M |
Cross-Harbour (Holdings) Technical Analysis
Neutral
8.19
Price Trends
8.21
Negative
8.09
Positive
8.07
Positive
Market Momentum
-0.02
Positive
45.96
Neutral
13.54
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0032, the sentiment is Neutral. The current price of 8.19 is above the 20-day moving average (MA) of 8.15, below the 50-day MA of 8.21, and above the 200-day MA of 8.07, indicating a neutral trend. The MACD of -0.02 indicates Positive momentum. The RSI at 45.96 is Neutral, neither overbought nor oversold. The STOCH value of 13.54 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:0032.
Cross-Harbour (Holdings) Peers Comparison
UnderperformOutperform
Sector (62)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | HK$3.03B | 3.71 | 9.22% | 5.19% | -4.81% | 66.52% | |
73 Outperform | HK$65.14B | 17.43 | 10.79% | 1.07% | 12.18% | 11.28% | |
72 Outperform | HK$2.46B | 9.24 | 37.07% | 5.86% | 72.87% | 54.16% | |
66 Neutral | HK$1.34B | 1.10 | 4.28% | ― | 3.44% | -1.43% | |
64 Neutral | HK$11.00B | 17.65 | 12.59% | 3.15% | 12.22% | 45.94% | |
64 Neutral | HK$5.63B | 4.68 | 4.58% | 9.49% | 8.65% | 142.58% | |
62 Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% |
* Consumer Defensive Sector Average
HK:0032
Cross-Harbour (Holdings)
8.10
0.40
5.19%
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37.96
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3.30
-1.88
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China East Education Holdings Limited
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Cross-Harbour (Holdings) Corporate Events
Cross-Harbour (Holdings) Calls 2026 AGM With Dividend, Buy-back and Share Issue Mandates on Agenda
Apr 10, 2026
The Cross-Harbour (Holdings) Limited has called its annual general meeting for 7 May 2026 in Wanchai, Hong Kong, where shareholders will review the audited financial statements for the year ended 31 December 2025 and vote on a proposed final divid...
Cross-Harbour (Holdings) Profit Surges 66.5% on Strong Treasury Gains, Dividend Maintained
Mar 20, 2026
The Cross-Harbour (Holdings) Limited reported a sharp rise in profitability for 2025, with profit attributable to shareholders jumping 66.5% to HK$723.5 million and earnings per share increasing to HK$1.94. The improvement was driven largely by st...
Cross-Harbour (Holdings) Declares Final HKD 0.24 Dividend for 2025
Mar 20, 2026
The Cross-Harbour (Holdings) Limited has declared a final ordinary cash dividend of HKD 0.24 per share for the financial year ended 31 December 2025, subject to shareholder approval at a meeting scheduled for 7 May 2026. The dividend will be paid ...
Cross-Harbour (Holdings) Updates Registered Office in Wanchai
Mar 16, 2026
The Cross-Harbour (Holdings) Limited has announced a change of its registered office address to the 33rd Floor, China Resources Building, 26 Harbour Road, Wanchai, Hong Kong, effective 16 March 2026. The move, formally approved by the board and si...
Cross-Harbour Schedules Board Meeting to Approve 2025 Results and Consider Final Dividend
Mar 10, 2026
The Cross-Harbour (Holdings) Limited has scheduled a board meeting for 20 March 2026 to review and approve the company’s audited financial results for the year ended 31 December 2025. The board will also consider the declaration of a final d...
Cross-Harbour (Holdings) Flags Sharp Profit Jump on Higher Investment Gains
Feb 6, 2026
The Cross-Harbour (Holdings) Limited has issued a positive profit alert, indicating that it expects profit attributable to equity holders to rise to around HK$660 million for the year ended 31 December 2025, up from HK$434.5 million in 2024. The p...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.