Genworth Financial Inc (GNW)
NYSE:GNW
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GNW Stock Chart & Stats
$8.72
-$0.09(-1.31%)
At close: 4:00 PM EST
$8.72
-$0.09(-1.31%)
Day’s Range― - ―
52-Week Range$6.63 - $9.28
Previous CloseN/A
Volume1.16M
Average Volume (3M)4.47M
Market Cap
$3.42B
Enterprise Value$2.91B
Total Cash (Recent Filing)$8.15B
Total Debt (Recent Filing)$1.51B
Price to Earnings (P/E)447.4
Beta0.75
Next Earnings
Aug 05, 2026EPS Estimate
0.12Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.55
Shares Outstanding385,207,180
10 Day Avg. Volume4,134,123
30 Day Avg. Volume4,469,997
Financial Highlights & Ratios
PEG Ratio-0.82
Price to Book (P/B)0.42
Price to Sales (P/S)0.58
P/FCF Ratio11.29
Enterprise Value/Market Cap0.85
Enterprise Value/Revenue0.42
Enterprise Value/Gross Profit4.37
Enterprise Value/Ebitda5.41
Forecast
1Y Price Target
$10.50Price Target Upside20.41% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.43
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Enact Capital Returns And Operating StrengthEnact is a durable cash-generative engine for Genworth: sizable adjusted operating income and planned ~$405–450M capital return in 2026 materially increase holding-company liquidity and fund buybacks and de-risking. This recurring capital flow supports long-term capital allocation and reduces reliance on volatile closed-block results.
CareScout Scaling And Revenue DiversificationCareScout is scaling into a services business that diversifies Genworth away from pure insurance economics. Rapid match growth and a $25M 2026 revenue target, backed by ~$50–55M planned investment, create a durable non-premium revenue stream that can compound and stabilize cash flows versus cyclical mortgage/insurance volumes.
Conservative Investment Positioning And Attractive YieldsHigher new-money yields and disciplined asset mix improve long-term investment income that funds insurance liabilities. Investment-grade weighting, limited private/middle-market exposure, and attractive yields enhance margin sustainability and reduce capital volatility, supporting underwriting economics and long-duration liability matching.
Bears Say
Closed-block GAAP VolatilityPersistent A-to-E remeasurements in the closed block create large GAAP swings that can impair reported earnings and regulatory metrics. An expected ~ $300M of 2026 A-to-E losses is a structural earnings volatility source that pressures capital ratios and investor confidence even if cash economics differ.
Modest Holding-company LiquidityHolding-company cash of ~$166M (excl. ~$50M obligations) against ~$778M debt constrains strategic flexibility. Even with ~9x interest coverage, limited liquid resources reduce ability to fund buybacks, invest opportunistically, or absorb shocks without relying on Enact distributions or external financing, making capital plans contingent on third-party cash flows.
Stagnant Revenue And Muted ReturnsRevenue has been mostly flat and net margins remain well below earlier peaks, with ROE recovering only to ~4% in 2025. Combined with volatile cash flow, this indicates limited, inconsistent ability to convert capital into sustainable shareholder returns, leaving profitability sensitive to underwriting, reserve, or macro shocks.
Genworth Financial News
GNW FAQ
What was Genworth Financial Inc’s price range in the past 12 months?
Genworth Financial Inc lowest stock price was $6.63 and its highest was $9.28 in the past 12 months.
What is Genworth Financial Inc’s market cap?
Genworth Financial Inc’s market cap is $3.42B.
When is Genworth Financial Inc’s upcoming earnings report date?
Genworth Financial Inc’s upcoming earnings report date is Aug 05, 2026 which is in 90 days.
How were Genworth Financial Inc’s earnings last quarter?
Genworth Financial Inc released its earnings results on May 05, 2026. The company reported $0.191 earnings per share for the quarter, beating the consensus estimate of $0.175 by $0.016.
Is Genworth Financial Inc overvalued?
According to Wall Street analysts Genworth Financial Inc’s price is currently Undervalued.
Does Genworth Financial Inc pay dividends?
Genworth Financial Inc does not currently pay dividends.
What is Genworth Financial Inc’s EPS estimate?
Genworth Financial Inc’s EPS estimate is 0.12.
How many shares outstanding does Genworth Financial Inc have?
Genworth Financial Inc has 385,207,180 shares outstanding.
What happened to Genworth Financial Inc’s price movement after its last earnings report?
Genworth Financial Inc reported an EPS of $0.191 in its last earnings report, beating expectations of $0.175. Following the earnings report the stock price went up 3.012%.
Which hedge fund is a major shareholder of Genworth Financial Inc?
Currently, no hedge funds are holding shares in GNW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Genworth Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$10.50 (20.41% Upside)
$10.50 (20.41% Upside)
Hedge Fund Trend
Decreased
By 1.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 0.8%
Last 30 Days ▲ 3.7%
Last 30 Days ▲ 3.7%
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.42%
12-Months-Change
Fundamentals
Return on Equity
2.54%
Trailing 12-Months
Asset Growth
1.34%
Trailing 12-Months
Company Description
Genworth Financial Inc
Genworth Financial, Inc. provides insurance products in the United States and internationally. The company operates in three segments: Enact, U.S. Life Insurance, and Runoff. The Enact segment offers mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and pool mortgage insurance products. The U.S. Life Insurance segment offers long-term care insurance products; and service traditional life insurance and fixed annuity products in the United States. The Runoff segment includes variable annuity, variable life insurance, and corporate-owned life insurance, as well as funding agreements. It distributes its products through sales force, in-house sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.
GNW Company Deck
GNW Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong operational performance driven by Enact, significant capital returns ($99 million in Q1 and guidance for $405–450 million from Enact in 2026), active share repurchases, and clear progress scaling CareScout (1,500 matches in Q1, $6 million in Q1 services revenue and a $25 million 2026 target). At the same time, the closed block produced a Q1 adjusted operating loss and management flagged expected A-to-E GAAP losses of ~ $300 million for 2026, holding company liquidity is modest ($166 million) and Enact book value and earned premiums saw small declines. Overall, positive operational and strategic momentum (Enact strength, CareScout growth, disciplined capital returns and risk-reduction progress) outweigh the accounting volatility and liquidity considerations tied to the closed block.View all GNW earnings summariesGNW Stock 12 Month Forecast
Average Price Target
$10.50
▲(20.41% Upside)
Technical Analysis
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Ownership Overview
2.33% Insiders
26.38% Mutual Funds
5.19% Other Institutional Investors
35.70% Public Companies and
Individual Investors